Cheque - Incorrect Payee Name

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  • nyermen
    nyermen Posts: 1,093 Forumite
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    FYI - Below a certain amount (can depend per bank) they wont even check the date...
    Peter

    Debt free - finally finished paying off £20k + Interest.
  • db2016
    db2016 Posts: 343 Forumite
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    i had something similar, and asked them to reissue it

    but,



    i had taken a photo that someone wanted to use (rare), and i made an invoice and cited "stock photography" in the "whats this for" area etc, and attached emails of the proposal - so they wrote it to "my name's stock photography" - as if it was a trading name, would this have been ok??

    in any event i got them to just use my name and name only.
  • Ergates
    Ergates Posts: 2,108 Forumite
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    robatwork wrote: »
    How many spellings of 9 can there be!

    infinite:

    9
    1+8
    10 -1
    3 * 3
    18 / 2

    etc...
  • Slinky
    Slinky Posts: 9,985 Forumite
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    Moccs85 wrote: »
    So if it passes the cashier, it will clear?
    Darn should have done that


    No, steer clear of the cashier, they'd be more likely to reject than the computer!
    Make £2024 in 2024
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  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
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    Slinky wrote: »
    No, steer clear of the cashier, they'd be more likely to reject than the computer!

    Rubbish!
    You can explain to a human - a computer will say no.
  • nick74
    nick74 Posts: 829 Forumite
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    edited 8 November 2019 at 11:42AM
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    jonesMUFCforever wrote: »
    Rubbish!
    You can explain to a human - a computer will say no.

    Are these cheque scanning pay-in machines sophisticated enough to check for details like payee name spelling?

    My experience suggests otherwise. I've had cheques rejected at the counter which we subsequently paid in via a machine with no issues!
  • polymaff
    polymaff Posts: 3,904 Forumite
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    Its a funny old world.


    The banks say that in the near future they will start validating the Payee Name - as a means of reducing fraud.


    Yet this morning I had LBG on the 'phone - yet again - saying that, rather than fixing their carp IT system could I invent and use different spellings of my name.


    Funny old world.
  • Flobberchops
    Flobberchops Posts: 1,279 Forumite
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    jonesMUFCforever wrote: »
    Rubbish!
    You can explain to a human - a computer will say no.


    Odds of encountering a pedantic jobsworth cashier, versus the cheque imaging machine not picking up a misspelled name...? I know which option I'd use if it was my cheque and I didn't have time to get it reissued.
    : )
  • sheepy21
    sheepy21 Posts: 221 Forumite
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    Had a similar problem once, cashier refused to cash it, so I went to the machine and it was processed fine:beer:
  • rawhammered
    rawhammered Posts: 118 Forumite
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    My wife received a cheque from an elderly relation in her maiden name. Cashier couldn’t care less and cheque cleared no problem.
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