How do i do this?

diplodocus22 wrote: »

Hi,i am looking for the best and cheapest way to handle this.
My father died recently and there is a will where his estate is left to my mother.
Sadly,mum has dementia and is in a care home permanently now.
What action do i take re Estate.
Thank you in advance for any help.

Who is the executor?

If your mum is the executor but cannot act you can apply to the Probate Office for letters of administration with the will annexed. Quite easy for you to do yourself. Read the stickies at the beginning of this thread and then ask if you need any help.

diplodocus22 wrote: »

Hi,i am looking for the best and cheapest way to handle this.
My father died recently and there is a will where his estate is left to my mother.
Sadly,mum has dementia and is in a care home permanently now.
What action do i take re Estate.
Thank you in advance for any help.

Condolences for your loss.

Questions that need to be addressed:
- who is the NAMED executor on the will?
- do you have POA for your Mum?
- is your Mum under the Court of Protection?
- does your Mum receive Continuing Health Care funding?

All these affect how the estate can be administered.

diplodocus22 wrote: »

Hi,no i do not have Power of Attorney for Mum.No property.etc.Just money in Bank.Dad had his own account and there is a joint account.
The money in total is around fourteen thousand and it will not affect the funding for her care.
Thank you.

You are unlikely to need probate to sort this out. His own account should be simple. Make an appointment at your nearest branch. You will need to take in a copy of the death certificate, the Will and proof of your ID. The main problem I see is you not being executor or having POA for you mum.

The joint account is even simpler as that now becomes her account. Again you will need to make an appointment with the bank. If both accounts are with the same bank then they should be able to transfer everything into what was the joint account.

Any savings over £14,250 will make a small difference to any contribution she currently makes (£1 per week for. Each £500 or part of over that lower limit)

diplodocus22 wrote: »

Thank you.Unfortunately Dads is with Barclays and the joint is with Santander.Makes it a bit more complicated.

Barclays will have no issue with issuing that level of savings without probate, as their upper limit is £30,000. Hopefully they will be able to pay out out in the form of a cheque made out to your mother and you can then pay that into her Santander account.