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    • AG47
    • By AG47 19th May 19, 2:50 PM
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    AG47
    £500 cap and overpayment
    • #1
    • 19th May 19, 2:50 PM
    £500 cap and overpayment 19th May 19 at 2:50 PM
    Apparently I have been overpaid tax credits and have to pay back out of my new award. I hear this is extremely common now,


    If I was unemployed and affected by the cap, meaning that with my housing benefits and CTC was over £500wk, could I not use the amount over £500 to slowly pay back the overpayments?

    Itís crazy if my benefits are capped to £500 and then take off even more to pay bck the overpayments
    Nothing has been fixed since 2008, it was just pushed into the future
Page 1
    • poppy12345
    • By poppy12345 19th May 19, 2:53 PM
    • 6,009 Posts
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    poppy12345
    • #2
    • 19th May 19, 2:53 PM
    • #2
    • 19th May 19, 2:53 PM
    Apparently I have been overpaid tax credits and have to pay back out of my new award. I hear this is extremely common now,


    If I was unemployed and affected by the cap, meaning that with my housing benefits and CTC was over £500wk, could I not use the amount over £500 to slowly pay back the overpayments?

    Itís crazy if my benefits are capped to £500 and then take off even more to pay bck the overpayments
    Originally posted by AG47
    You're not unemployed though. All overpayments have to be repaid, which ever way they are paid.
    • tomtom256
    • By tomtom256 19th May 19, 3:06 PM
    • 1,285 Posts
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    tomtom256
    • #3
    • 19th May 19, 3:06 PM
    • #3
    • 19th May 19, 3:06 PM
    No as you are not entitled to anything over the cap, overwise there wouldn't need to be a cap and they would just give you a blank cheque.
    • AG47
    • By AG47 19th May 19, 3:16 PM
    • 1,569 Posts
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    AG47
    • #4
    • 19th May 19, 3:16 PM
    • #4
    • 19th May 19, 3:16 PM
    After the repayment of the over payment come out of my £500 I can only just pay my rent, and nothing left
    Nothing has been fixed since 2008, it was just pushed into the future
    • Kentish Dave
    • By Kentish Dave 19th May 19, 3:30 PM
    • 806 Posts
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    Kentish Dave
    • #5
    • 19th May 19, 3:30 PM
    • #5
    • 19th May 19, 3:30 PM
    After the repayment of the over payment come out of my £500 I can only just pay my rent, and nothing left
    Originally posted by AG47
    Then youíre probably going to have to work more hours to make up the difference.

    As I said elsewhere previously, if you need to rely on the state for your income then you have to be very aware of the amounts which you should get, and the rules, as well as remembering that they can change.

    You should have been saving while you were being overpaid in case of something like this happening, but if you have no savings then youíll need to earn the extra that you need yourself.
    • AG47
    • By AG47 19th May 19, 5:11 PM
    • 1,569 Posts
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    AG47
    • #6
    • 19th May 19, 5:11 PM
    • #6
    • 19th May 19, 5:11 PM
    Then youíre probably going to have to work more hours to make up the difference.

    As I said elsewhere previously, if you need to rely on the state for your income then you have to be very aware of the amounts which you should get, and the rules, as well as remembering that they can change.

    You should have been saving while you were being overpaid in case of something like this happening, but if you have no savings then youíll need to earn the extra that you need yourself.
    Originally posted by Kentish Dave
    Iím out of work at the moment, and going to rely on food banks until the overpayments are paid back
    Nothing has been fixed since 2008, it was just pushed into the future
    • Kentish Dave
    • By Kentish Dave 19th May 19, 5:16 PM
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    Kentish Dave
    • #7
    • 19th May 19, 5:16 PM
    • #7
    • 19th May 19, 5:16 PM
    Iím out of work at the moment, and going to rely on food banks until the overpayments are paid back
    Originally posted by AG47
    You can probably only get a few days worth of food from a food bank. If it were me Iíd set my alarm properly early tomorrow, get up and spend the day job hunting. You can always get a minimum wage job in a few hours if you have the right attitude and out the hours in.

    What sort of savings do you have generally to tide you over?
    • poppy12345
    • By poppy12345 19th May 19, 5:33 PM
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    poppy12345
    • #8
    • 19th May 19, 5:33 PM
    • #8
    • 19th May 19, 5:33 PM
    What sort of savings do you have generally to tide you over?
    Originally posted by Kentish Dave
    Savings? a lot of people live hand to mouth when claiming benefits. Not everyone is able to "go out to look for work"
    • AG47
    • By AG47 19th May 19, 6:10 PM
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    AG47
    • #9
    • 19th May 19, 6:10 PM
    • #9
    • 19th May 19, 6:10 PM
    Savings? a lot of people live hand to mouth when claiming benefits. Not everyone is able to "go out to look for work"
    Originally posted by poppy12345
    We have disabled kids but turned down child DLA.

    Just because we were turned down dla doesnít mean our kids donít need full time care.

    We donít have any savings, and itís looking like this is the last month we can pay our full rent, I will just pay whatever is left from now on and see how long it takes for us to get evicted
    Nothing has been fixed since 2008, it was just pushed into the future
    • calcotti
    • By calcotti 19th May 19, 6:33 PM
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    calcotti
    I assume you meant to say that your children were turned down for DLA rather than that you turned it down.

    You could apply to your local authority for a Discretionary Housing Payment https://www.entitledto.co.uk/help/discretionary-housing-payment.
    You may be turned down but there is nothing lost by asking.
    Last edited by calcotti; 19-05-2019 at 6:36 PM.
    • sheramber
    • By sheramber 19th May 19, 7:33 PM
    • 7,080 Posts
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    sheramber
    Why do you say at 3.50pm
    If I was unemployed and affected by the cap, meaning that with my housing benefits and CTC was over £500wk, could I not use the amount over £500 to slowly pay back the overpayments?

    Then at 6.11pm
    I’m out of work at the moment,

    Did you become unemployed during that time?
    • poppy12345
    • By poppy12345 19th May 19, 7:34 PM
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    poppy12345
    We have disabled kids but turned down child DLA.
    Originally posted by AG47
    Have you requested the Mandatory Reconsideration for the DLA?
    • poppy12345
    • By poppy12345 19th May 19, 7:37 PM
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    poppy12345
    Were you previously claiming DLA for a child and have recently been refused?



    Is the reason for the tax credits overpayment because you were previously claiming the disabled child element in your tax credits?
    • sheramber
    • By sheramber 20th May 19, 10:42 AM
    • 7,080 Posts
    • 5,335 Thanks
    sheramber
    We have disabled kids but turned down child DLA.

    Just because we were turned down dla doesnít mean our kids donít need full time care.

    We donít have any savings, and itís looking like this is the last month we can pay our full rent, I will just pay whatever is left from now on and see how long it takes for us to get evicted
    Originally posted by AG47
    Did you get the rent reduction you asked for?
    • Kentish Dave
    • By Kentish Dave 20th May 19, 11:12 PM
    • 806 Posts
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    Kentish Dave
    Savings? a lot of people live hand to mouth when claiming benefits. Not everyone is able to "go out to look for work"
    Originally posted by poppy12345
    Yes, this is true, but the OP has given no indication that they cannot go out to work, and while they were receiving overpayments they could have been saving.

    I I may say, your post seems not to offer any good advice, and just looks to be argumentative. Are you the OP, or do you know her, and if not why bring up people who canít look for work?
    • poppy12345
    • By poppy12345 21st May 19, 6:09 AM
    • 6,009 Posts
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    poppy12345
    I I may say, your post seems not to offer any good advice, and just looks to be argumentative. Are you the OP, or do you know her, and if not why bring up people who canít look for work?
    Originally posted by Kentish Dave
    Why would i be the other person when my name is clearly poppy? No, i'm not the OP and no, i do not know them.


    I defended the OP because they have disabled children and may not be able to go out to look for work because of the children. I wasn't being argumentative just logical in my thinking and it's definitely not easy on low income.
    • Stop Watch
    • By Stop Watch 21st May 19, 6:20 PM
    • 119 Posts
    • 258 Thanks
    Stop Watch
    26k a year is MORE than enough to live on. However you do say 'we' is there another working age person in the house?
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