Credit Reference Agencies - Who Really Uses Who? II

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Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Parki wrote: »
    Its going well here see the thread I started FAO Nid ;p

    LOL, mate next time PM me - haha

    #7 :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Parki_2
    Parki_2 Posts: 567 Forumite
    First Post First Anniversary Combo Breaker
    Can anyone confirm that Halifax are still only searching Experian?
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Yes they are parki..
  • Parki_2
    Parki_2 Posts: 567 Forumite
    First Post First Anniversary Combo Breaker
    star-fire wrote: »
    Yes they are parki..

    Cheers for that just wanted to confirm before I applied. :)
  • Parki_2
    Parki_2 Posts: 567 Forumite
    First Post First Anniversary Combo Breaker
    I just applied for Bank of Scotland credit card and they actually searched my Equifax, So thats Barclays current account and BOS credit card that have both not done me on experian so that explains my low credit limit.

    I so need a guaranteed Experian only Credit card !
  • blt
    blt Posts: 241 Forumite
    What about the 'smile' one from co-op or halifax? I think they are both experian. I'm in the same position and having a good old search round :)
  • blt
    blt Posts: 241 Forumite
    Just had a look on the Halifax site and (not sure which products this is for) - it says they use all 3 CRAs
  • Parki_2
    Parki_2 Posts: 567 Forumite
    First Post First Anniversary Combo Breaker
    blt wrote: »
    Just had a look on the Halifax site and (not sure which products this is for) - it says they use all 3 CRAs

    Yeah I did Bank of Scotland which is the same as Halifax and they searched my equifax and not my experian. Could just be me though,
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Parki wrote: »
    Can anyone confirm that Halifax are still only searching Experian?

    You asked what CRA does halifax use,Which for their credit card is experian,I thought you were applying for the halifax credit card..Not BOS
  • Parki_2
    Parki_2 Posts: 567 Forumite
    First Post First Anniversary Combo Breaker
    I thought Halifax and BOS would be the same?
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