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    • Applecross
    • By Applecross 29th May 19, 8:38 AM
    • 3Posts
    • 0Thanks
    Midland/HSBC overdraft
    • #1
    • 29th May 19, 8:38 AM
    Midland/HSBC overdraft 29th May 19 at 8:38 AM
    In my poorer days (not much better now!) for about ten years I had an overdraft of about 7,000 which obviously cost me a fortune to maintain on a monthly basis. I have no argument with the interest I was having to pay but wondered if there might have been an element of credit insurance (i.e similar to PPI) that I was being charged? Anybody got experience of trying to claim this back?
Page 1
    • zx81
    • By zx81 29th May 19, 8:41 AM
    • 22,971 Posts
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    • #2
    • 29th May 19, 8:41 AM
    • #2
    • 29th May 19, 8:41 AM
    Highly unlikely, on a current account.
    • dunstonh
    • By dunstonh 29th May 19, 8:55 AM
    • 98,597 Posts
    • 67,015 Thanks
    • #3
    • 29th May 19, 8:55 AM
    • #3
    • 29th May 19, 8:55 AM
    Most banks didn't offer PPI on their personal accounts. Although a few did. Barclays being the most noteable. However, I don't recall anyone ever mentioning that Midland/HSBC offered PPI on their current accounts.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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