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  • FIRST POST
    • Uniscots97
    • By Uniscots97 29th Jan 18, 7:31 PM
    • 6,423Posts
    • 23,795Thanks
    Uniscots97
    Back, still in debt, probably depressed (Take 2)
    • #1
    • 29th Jan 18, 7:31 PM
    Back, still in debt, probably depressed (Take 2) 29th Jan 18 at 7:31 PM
    Hi, for those following my previous diary ď Back, still in debt, probably depressed and not a lot going right Ē, Iím not sure what happened to it. It just disappeared overnight. Iíve reported it but read a lot of threads are disappearing.

    So if youíre new to my diary.... hello!! If you read my previous diary welcome back and thank you for trying to find me.

    So today, I was telling my boss about my health. I thought he was going to cry and he asked me to send him an email confirming what I told him.
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
Page 2
    • Uniscots97
    • By Uniscots97 31st Jan 18, 9:46 PM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    Something is definitely not right, it doesnt seem to like any punctuation
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • maddiemay
    • By maddiemay 31st Jan 18, 9:58 PM
    • 3,498 Posts
    • 32,045 Thanks
    maddiemay
    I spotted it in another post somewhere this evening, a glitch perhaps
    • beanielou
    • By beanielou 31st Jan 18, 10:05 PM
    • 55,051 Posts
    • 219,892 Thanks
    beanielou
    Ah,I thought afterwards it was maybe the smileys.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Uniscots97
    • By Uniscots97 31st Jan 18, 10:18 PM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    Heading to bed, night all
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • Uniscots97
    • By Uniscots97 1st Feb 18, 8:04 AM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    Morning All, not a great start to the morning Ive had a filling come out
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • beanielou
    • By beanielou 1st Feb 18, 9:51 AM
    • 55,051 Posts
    • 219,892 Thanks
    beanielou
    EEEk. Thats not good
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Uniscots97
    • By Uniscots97 1st Feb 18, 12:40 PM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    My tooth has collapsed so going need a crown, £145!!!
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • beanielou
    • By beanielou 1st Feb 18, 3:54 PM
    • 55,051 Posts
    • 219,892 Thanks
    beanielou
    OH dear, thats not so good.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • CapricornLass
    • By CapricornLass 1st Feb 18, 5:50 PM
    • 153 Posts
    • 503 Thanks
    CapricornLass
    I won't tell you what my crown cost me (and I had root canal work done at the same time) but I really, really wish it had been £145!

    But still, its not what you need right now.
    Sealed Pot Challenge no 265.
    • Uniscots97
    • By Uniscots97 1st Feb 18, 7:22 PM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    No it's not what I need. Thankfully I do have an emergency fund (I save £23 a month), which I used. I'll need a follow up to get my crown
    Last edited by Uniscots97; 01-02-2018 at 7:32 PM.
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • Uniscots97
    • By Uniscots97 2nd Feb 18, 10:17 AM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    Little cc is now paid off!! . Yes I may have some interest when my statement hits but thatís it paid off. Canít believe it. One down, three to go. Got factors bill in last night so the money for that is set aside (£4 a month). OH asked to borrow money, told him he wasnít on. If he canít afford his outgoings he seriously needs to look at his finances. After all itís me thatís pays all the bills!!
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • Uniscots97
    • By Uniscots97 2nd Feb 18, 10:23 AM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    Added 10p to my reusing shopping bags savings. Determined to beat my debt.
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • Uniscots97
    • By Uniscots97 2nd Feb 18, 5:57 PM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    How is everyone?

    I have a busy weekend, family birthday and friend of LO!!!8217;s party. So it!!!8217;s likely to be an expensive weekend, presents all bought (not wrapped though) but got parking, food etc to pay for.

    I!!!8217;ve found out I should get an extra £70 a month in my wages from April but that doesn!!!8217;t take into account the new tax rules which I think come into effect also in April. That!!!8217;s where the tax allowance in Scotland now becomes lower than the rest of the UK.
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • badmemory
    • By badmemory 2nd Feb 18, 7:38 PM
    • 1,715 Posts
    • 2,316 Thanks
    badmemory
    I don't know if you are really interested but if you earn £26000 you will pay the same tax as if you lived south of the border. Then 1p more for every extra £1.
    • Uniscots97
    • By Uniscots97 2nd Feb 18, 8:03 PM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    Thanks bad memory, I don't think it's fair that it's more in Scotland but we're not seeing any benefit of it, it just seems to be swallowed up.
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • beanielou
    • By beanielou 2nd Feb 18, 8:12 PM
    • 55,051 Posts
    • 219,892 Thanks
    beanielou
    Great news on your CC
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • badmemory
    • By badmemory 3rd Feb 18, 12:25 AM
    • 1,715 Posts
    • 2,316 Thanks
    badmemory
    Thanks bad memory, I don't think it's fair that it's more in Scotland but we're not seeing any benefit of it, it just seems to be swallowed up.
    Originally posted by Uniscots97
    But if you earn under £26000 then you will pay less tax than we do. Do you still get free prescriptions & free higher education?
    • beanielou
    • By beanielou 3rd Feb 18, 4:07 PM
    • 55,051 Posts
    • 219,892 Thanks
    beanielou
    Free higher education & free prescriptions.
    In Scotland.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Uniscots97
    • By Uniscots97 3rd Feb 18, 4:50 PM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    Yes we do and I!!!8217;m grateful for that but seeing a lot of people getting older, cheaper medicines up here. I was prescribed something when taking ill in England and once home the GP called me in and asked to put me on something cheaper (her exact words). I just hope we do see benefit from it but it!!!8217;s not looking hopeful.

    It!!!8217;s been a long day and not very money saving. Parking was £8! I just don!!!8217;t know how they can justify it. OH asked me for money again, he!!!8217;s completely messed up his bills yet again and the mobile I told him not to get is costing him a fortune.
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
    • Uniscots97
    • By Uniscots97 3rd Feb 18, 9:40 PM
    • 6,423 Posts
    • 23,795 Thanks
    Uniscots97
    Noticed my earlier posts are having the same problems with apostrophes as earlier in the week. Need to find a letter I got from work to do with the hassle I had. I had taken it to let my Mum see it but not sure what I did with it. I need to find it as it needs signed and returned.

    5p more on my shopping bag savings.
    CC2 = £8687.86 (£10000 )CC1 = £0 (£9983 ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
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