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  • FIRST POST
    • Sue-UU
    • By Sue-UU 3rd Nov 17, 12:05 AM
    • 8,628Posts
    • 48,084Thanks
    Sue-UU
    Sealed Pot Challenge ~ 11
    • #1
    • 3rd Nov 17, 12:05 AM
    Sealed Pot Challenge ~ 11 3rd Nov 17 at 12:05 AM
    Hello again Potters and welcome aboard to any new members, I never thought we would have been running THIS long, but here we are starting off with "SPC "No 11"!!! Where have all the years gone since it first began, apparently very fast for sure! It's very hard to believe that we have now been running for a full decade and are now on the way into our 11th year!!!! We've had 10 amazingly money-saving years, but it's all purely because of the determined saving of you all - many thanks to you amazing folk who have made SPC what it is!!


    For all newcomers...yes "Old Timers" too - it's so very important to please read through this entire post to see what the SPC is all about, dates for counting up and our re-opening date etc.. However, please be sure to Join the forum first in order to be able to join the challenge - if you haven't already! For ALL SPC members, please chat away on this SPC 10 thread about your conquests, money-saving ideas etc from Post 4 (below) onward, it gives encouragement to all, including yourselves as it keeps the motivation to save far stronger.

    For all newcomers - a really huge heartfelt welcome! We're a terrific bunch who just adore greeting more members to the flock. Please read through this entire post and you'll be aware of why SPC is so special. You all settle in straight away and become part of our saving family!

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year will be to open our pots on Thursday the 1st November 2018. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not! However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

    Most of us put in the difference in that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

    Below are the basics for making your pot and sealing.

    Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything. If money's tight then use any pot for now, I.e. A sweet tin, coffee jar..extremely MSE!! Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit in. Later on, if you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops! They're usually about a POUND from a £ store!!

    It can also be interesting and challenging to make yourself a Papier Mach! Pig (or any animal) etc by using Frugaldom's recipe by clicking here then going to Post No. 597 of SPC 1 or by going to a totally separate thread papier mach! Animal here. Many thanks to Frugaldom.

    After selecting your pot, seal round the lid with sellotape or superglue if necessary. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Papier Mach! Pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! The mind could run riot with what to model!

    Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 10 years...and at the end of each year's (since 2009 when I graduated from a carton!) challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! They are costly though, but this is where your Christmas list comes in handy, though always keep a look out in charity shops too!

    Regarding the Sealed Cans many of you use, apparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way.


    The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

    NB. A few notes of interest.

    1/ Any money given as a gift (other than Birthdays, Christmas etc) i.e.. Inherited can not be included as savings. Likewise any money put directly into the bank cannot be counted as savings with SPC. Money from small second jobs is ok, such as cleaning for Mrs Bloggs down the road/ taking in ironing, a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook or similar can be saved.

    Also it is possible to include all other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

    Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC.

    2/
    Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be much more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway.

    3/ You can ask me to put a Target on for you to try to meet (it goes alongside your name and number on the 2nd and 3rd posts below) but it's not necessary. If you do set one, but are unable to meet it, it doesn't matter at all, at least you will have tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others.... Ourselves too, then we pot it and forget about it and.... wait for the surprise at the end of the year!
    If you are hoping for a particular amount by Declaration Day but still want a nice surprise come November, work out what amount you would like, then work out how much you will need to save (pot) on a weekly or monthly basis in order to achieve it. Save that sum regularly as well as potting any spare change after shopping, that way you are bound to come out on top and have a surprise come November!
    4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2017. However, over the last 9 years we've had some members who needed theirs at sometime throughout the year for bills, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, you can even include what you needed to take out on Declaration Day, after all, you will have saved it!! Whatever you need to do, don't worry about it - be happy and proud you have saved!
    Please don't worry about the amounts others save! We are all individuals with such varying jobs/incomes, each with different expenditures and commitments etc so while some find saving a real struggle for others it's obviously easy. However, it's the pleasure we all receive from our personal potting results - whatever you manage to pot, be happy with it, and be proud!!!!

    5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on November 1st. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily.
    If anyone has any other queries, then please sing out...though not too loudly.....you might shatter your pot/s!

    6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 1st November to declare those Totals to me.
    Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures.

    7/ KEEP YOUR POT or POTS SAFE!! If you hide it, be sure to remember where you put it as it wouldn't be the first time that members have forgotten where they've hidden it!

    8/ "Holding Pots": To anyone concerned about putting money into their pot...then possibly needing it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnie's school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!

    9/ "Where to take bags of cash at the end of the year?": With regards to this all important question, here's vital help from girl at play: "I bank with Bank of Scotland and they accept as many change bags as you have, as long as you take them to the business banking counter." Thank you so much GAP, it's so handy for members to know. This applies to many banks, I suspect most banks/building societies are the same if truth be known. Remember also that most banks have counting machines, so any of you who really don't like counting money, take them in and let the machine do the counting for you; you'll get a receipt which you then take to the counter. PLEASE - DON'T EVER CHANGE IT IN ONE OF THE COINSTAR MACHINES AT THE ENTRANCES OF SUPER MARKETS.... THEY WILL TAKE AROUND 10% OF YOUR MONEY!!!!!!!!!

    10/ Members who do not return by the end of November of any year will sadly now lose their numbers as, many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves me with a long list of non savers on the list which makes things very difficult over time. Any saving members won't be at all worried about this - but if those 'defaulting' (bad word, but...!) members remember, then - come on back and ask for another number, you will always be be more than welcome!

    On the 2 posts below is a list of members and their numbers, always display your No on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December or thereabouts I declare the Grand Total of ALL that we members have collected, and what a terrific sight that is! Please declare your savings ASAP on or close to the 1st November please.

    Just a quiet word of warning to all those in the Cambridge area - forget ever thinking of looking for roadkill there as jakes-mum will even tackle you the ground to get to it first! Though, how about challenging her!!

    Once again, we've just had a fantastic year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

    PLEASE take note everyone Thursday 1st Nov is the closing date for 2018, the day we declare what we've saved on the thread, kindly declare your monies saved within 2 weeks of the 1st, thank you kindly.

    Anyone wishing to join us please post on the thread to ask and I'll give you a number and an official welcome so you can join in the fun......and please do note that...time means any time of year!

    It's Never Too Late To Join Us! and You Never Need To Re-join....well, unless you stop visiting us in November! However.......you can always return to the fold and be made very welcome!

    Many thanks for reading
    , Sue
    Last edited by Sue-UU; 04-11-2017 at 6:50 PM.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!!! 2017 = £50.456.23!!!!

Page 32
    • Sue-UU
    • By Sue-UU 9th Jan 18, 5:54 PM
    • 8,628 Posts
    • 48,084 Thanks
    Sue-UU
    A happy Tuesday SPCers, a happy Wednesday too!
    Evening all folks! I hope you all had a fantastic weekend...and kept warm! To all those members who are ill, low or in a pickle in anyway, here's hoping you will soon be feeling so much better. For now, please accept these {{{Hugs}}} from all the SPC family!

    Nice regular potting Iheart, very well done indeed!!

    Good savings Jaydee 92!! I know theyíre a pest but whilst they are there at least youíre benefiting in a different sort of way!! Fingers crossed theyíre gone soon.

    Very many thanks indeed Owen, itís always a relief to know that members have put their Nos on their siggys! Well done with getting yourself started on potting too!!!! Iíve just seen your latest post - brilliant potting!!! Very wise in not keeping a running total!!!

    It seems that banks are a law unto themselves, MrsShazbat, and best not worried about. I hope your DH is so much better now.

    Thatís the one that you quoted, Saver-upper! I knew it was nothing to do with the OH part as youíve used that many times in the past and I knew you werenít married from what you said a year or so ago anyway. Anyway, Iím just so glad weíve sorted that out as it can so often makes a difference on how we speak!

    So long as youíre ok with how youíre saying, adventureofmemories, thatís perfectly ok with me. Good savings!!

    Brilliant work dustydigger!!! I hear all our family moaning about March as itís mine and my Sonís Birthdays! Yet my Daughter and her DHís Birthdays are in February along with DGDís hubby too!
    Hubby & I had our first DGGS in September and Hubby & I celebrated our 46th anniversary yesterday!!!! Where do all the years go dustydigger?!!

    Well saved 32b3! I suppose Santander will be the next ones to follow suit. It seems as though banks and BSs are against we savers!

    Oooh very well done mrs-moneypenny!!!! I think everyoneís pretty well here at present though there are a lot of colds and especially horrible coughs around our village at the mo.

    Youíre most welcome twigletsmum. I seen youíre up and away with saving which is wonderful, beware though as itís addictive which is fantastic!!!

    A very Happy New Year to you also Dizzy Imp! Well done your girls with their laying, to you with saving the egg money too!!!!

    I've added twice to my sealed pot over the weekend YAY!!
    Originally posted by simplelivingislandlife
    Excellent potting simplesavingislandlife!!!! I do believe youíre becoming addicted!!!!! Reading your latest post really made me giggle. Donít worry about it, heck of a great amount though!!!

    A very wise decision Whatshername, wonderful potting too!!!!

    You sound like me, babs103, itís usually just once a week that DH & I go to town, he HATES shopping unless itís anything to do with carpentry or photography! Well potted!!!

    Iím so sorry to hear about your poor Mum, siju, itís so sad that she also has dementia. I do hope sheís able to recover well. I really can sympathise with you and your Sister with the dementia as my Mum has altzheimers for many years and getting through to them as such a problem. I had my DH as back up but - my Mum got that all wrong and according to her - he was me!!!

    Oh very well done Vicky!!! Have you checked the trail behind your DH recently?!

    Well folks, WE'VE TOPPED THE £50.000!!!!! We're not going to reach last year's Grand Total, but we did excellently!!!!!!!!!


    Sue


    Opening date for SPC 11 will be 1st November 2018


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Last edited by Sue-UU; 09-01-2018 at 5:58 PM.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!!! 2017 = £50.456.23!!!!

    • 32b3in2013
    • By 32b3in2013 9th Jan 18, 6:28 PM
    • 2,168 Posts
    • 18,578 Thanks
    32b3in2013
    Yes it was a rule added when the overdraft changes came in in November, there are signs in the branches and the staff have been updated, that said if you came to me I would pay them in, if you had lugged 10 bags to the bank I wouldn't turn you away, but the rule is 5 bags.

    It used to be 5 bags, then they removed it to any amount, and then must have realised that it was causing lots of extra admin to send all the coin back, so its back to 5 bags again.

    Westie983
    Originally posted by Westie983
    thanks Westie, looks like i'll have to sort out another account before the beginning of November
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    VSPC #19 - £40.52/£250
    • 166million
    • By 166million 9th Jan 18, 8:15 PM
    • 1,206 Posts
    • 5,061 Thanks
    166million
    Hi everyone
    Thanks for my star sue uu
    I am hoping for some potting action soon...!
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
    • VickyA
    • By VickyA 9th Jan 18, 9:07 PM
    • 4,401 Posts
    • 21,355 Thanks
    VickyA
    Good evening everyone

    DH slipped up and left 50p lying around. Happy days! It was duly potted. On top of that, a bit more shrapnel has gone into the pot. Think it was around £1. Slowly but surely we'll get there!
    SPC 8 #153 975.71 #9 £881.44 #10 £961.13 declared
    • 32b3in2013
    • By 32b3in2013 9th Jan 18, 9:21 PM
    • 2,168 Posts
    • 18,578 Thanks
    32b3in2013
    Evening

    £4.28 potted today

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    VSPC #19 - £40.52/£250
    • e4rub
    • By e4rub 9th Jan 18, 10:42 PM
    • 699 Posts
    • 6,028 Thanks
    e4rub
    Evening potters!

    Not posted for a bit but have still been potting!
    Just cleared out my purse and potted £3.92

    Hope you are all ok

    Emily
    SPC #209 £315 banked so far 2018Debt Free Date 1st August 2016 Christmas 2018 £600 saved...so far
    • AntoMac
    • By AntoMac 10th Jan 18, 9:23 AM
    • 188 Posts
    • 1,255 Thanks
    AntoMac
    £50,000 + in SPC 10 - Great effort everyone

    Thanks as always Sue for keeping us motivated.

    Sticking a few pounds in today. Still not doing enough potting at the moment but will get my backside in gear soon hopefully.
    Sealed Pot Challenge No 46

    27/5/17 Mort 64705 BTs 19040
    17/9/17 Mort 62577 BTs 17602
    31/12/17 Mort 59815 BTs 16737
    • Dragon Lily
    • By Dragon Lily 10th Jan 18, 5:33 PM
    • 247 Posts
    • 2,465 Thanks
    Dragon Lily
    Not much potting this week but 50p went into the pot yesterday. Feeling a bit skint since Christmas and pay day isn't until the end of next week, so tightening the old belt a bit

    On the good side - I'm still walking to work, so saving money and keeping fit :
    Star from Sue-UU

    SPC10= £209
    SPC11 #105
    3-6 EF #66 Target £3000 (£1135) 38%
    • Jaydee92
    • By Jaydee92 10th Jan 18, 5:45 PM
    • 45 Posts
    • 171 Thanks
    Jaydee92
    Sold a toy that has been collecting dust under the stairs for way too long, £7.50 potted my husband said he has been chucking change in too.
    SPC 11 - Number 322
    2018 1% Challenge - Number 30

    Debt: January 2016 - £29,524.74
    January 2018 - £19,769.91
    • Sue-UU
    • By Sue-UU 11th Jan 18, 2:59 PM
    • 8,628 Posts
    • 48,084 Thanks
    Sue-UU
    Sealed Pot Challenge ~ 11
    Hello again Potters and welcome aboard to any new members, I never thought we would have been running THIS long, but here we are starting off with "SPC "No 11"!!! Where have all the years gone since it first began, apparently very fast for sure! It's very hard to believe that we have now been running for a full decade and are now on the way into our 11th year!!!! We've had 10 amazingly money-saving years, but it's all purely because of the determined saving of you all - many thanks to you amazing folk who have made SPC what it is!!


    For all newcomers...yes "Old Timers" too - it's so very important to please read through this entire post to see what the SPC is all about, dates for counting up and our re-opening date etc.. However, please be sure to Join the forum first in order to be able to join the challenge - if you haven't already! For ALL SPC members, please chat away on this SPC 10 thread about your conquests, money-saving ideas etc from Post 4 (below) onward, it gives encouragement to all, including yourselves as it keeps the motivation to save far stronger.

    For all newcomers - a really huge heartfelt welcome! We're a terrific bunch who just adore greeting more members to the flock. Please read through this entire post and you'll be aware of why SPC is so special. You all settle in straight away and become part of our saving family!

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year will be to open our pots on Thursday the 1st November 2018. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not! However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

    Most of us put in the difference in that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

    Below are the basics for making your pot and sealing.

    Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything. If money's tight then use any pot for now, I.e. A sweet tin, coffee jar..extremely MSE!! Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit in. Later on, if you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops! They're usually about a POUND from a £ store!!

    It can also be interesting and challenging to make yourself a Papier Mach! Pig (or any animal) etc by using Frugaldom's recipe by clicking here then going to Post No. 597 of SPC 1 or by going to a totally separate thread papier mach! Animal here. Many thanks to Frugaldom.

    After selecting your pot, seal round the lid with sellotape or superglue if necessary. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Papier Mach! Pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! The mind could run riot with what to model!

    Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 10 years...and at the end of each year's (since 2009 when I graduated from a carton!) challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! They are costly though, but this is where your Christmas list comes in handy, though always keep a look out in charity shops too!

    Regarding the Sealed Cans many of you use, apparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way.


    The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

    NB. A few notes of interest.

    1/ Any money given as a gift (other than Birthdays, Christmas etc) i.e.. Inherited can not be included as savings. Likewise any money put directly into the bank cannot be counted as savings with SPC. Money from small second jobs is ok, such as cleaning for Mrs Bloggs down the road/ taking in ironing, a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook or similar can be saved.

    Also it is possible to include all other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

    Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC.

    2/
    Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be much more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway.

    3/ You can ask me to put a Target on for you to try to meet (it goes alongside your name and number on the 2nd and 3rd posts below) but it's not necessary. If you do set one, but are unable to meet it, it doesn't matter at all, at least you will have tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others.... Ourselves too, then we pot it and forget about it and.... wait for the surprise at the end of the year!
    If you are hoping for a particular amount by Declaration Day but still want a nice surprise come November, work out what amount you would like, then work out how much you will need to save (pot) on a weekly or monthly basis in order to achieve it. Save that sum regularly as well as potting any spare change after shopping, that way you are bound to come out on top and have a surprise come November!
    4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2017. However, over the last 9 years we've had some members who needed theirs at sometime throughout the year for bills, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, you can even include what you needed to take out on Declaration Day, after all, you will have saved it!! Whatever you need to do, don't worry about it - be happy and proud you have saved!
    Please don't worry about the amounts others save! We are all individuals with such varying jobs/incomes, each with different expenditures and commitments etc so while some find saving a real struggle for others it's obviously easy. However, it's the pleasure we all receive from our personal potting results - whatever you manage to pot, be happy with it, and be proud!!!!

    5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on November 1st. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily.
    If anyone has any other queries, then please sing out...though not too loudly.....you might shatter your pot/s!

    6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 1st November to declare those Totals to me.
    Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures.

    7/ KEEP YOUR POT or POTS SAFE!! If you hide it, be sure to remember where you put it as it wouldn't be the first time that members have forgotten where they've hidden it!

    8/ "Holding Pots": To anyone concerned about putting money into their pot...then possibly needing it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnie's school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!

    9/ "Where to take bags of cash at the end of the year?": With regards to this all important question, here's vital help from girl at play: "I bank with Bank of Scotland and they accept as many change bags as you have, as long as you take them to the business banking counter." Thank you so much GAP, it's so handy for members to know. This applies to many banks, I suspect most banks/building societies are the same if truth be known. Remember also that most banks have counting machines, so any of you who really don't like counting money, take them in and let the machine do the counting for you; you'll get a receipt which you then take to the counter. PLEASE - DON'T EVER CHANGE IT IN ONE OF THE COINSTAR MACHINES AT THE ENTRANCES OF SUPER MARKETS.... THEY WILL TAKE AROUND 10% OF YOUR MONEY!!!!!!!!!

    10/ Members who do not return by the end of November of any year will sadly now lose their numbers as, many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves me with a long list of non savers on the list which makes things very difficult over time. Any saving members won't be at all worried about this - but if those 'defaulting' (bad word, but...!) members remember, then - come on back and ask for another number, you will always be be more than welcome!

    On the 2 posts below is a list of members and their numbers, always display your No on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December or thereabouts I declare the Grand Total of ALL that we members have collected, and what a terrific sight that is! Please declare your savings ASAP on or close to the 1st November please.

    Just a quiet word of warning to all those in the Cambridge area - forget ever thinking of looking for roadkill there as jakes-mum will even tackle you the ground to get to it first! Though, how about challenging her!!

    Once again, we've just had a fantastic year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

    PLEASE take note everyone Thursday 1st Nov is the closing date for 2018, the day we declare what we've saved on the thread, kindly declare your monies saved within 2 weeks of the 1st, thank you kindly.

    Anyone wishing to join us please post on the thread to ask and I'll give you a number and an official welcome so you can join in the fun......and please do note that...time means any time of year!

    It's Never Too Late To Join Us! and You Never Need To Re-join....well, unless you stop visiting us in November! However.......you can always return to the fold and be made very welcome!

    Many thanks for reading
    , Sue
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!!! 2017 = £50.456.23!!!!

    • Sue-UU
    • By Sue-UU 11th Jan 18, 3:02 PM
    • 8,628 Posts
    • 48,084 Thanks
    Sue-UU
    001 Sue-UU
    002 jakes-mum
    003 Purplemumof2
    004
    LizzieWb
    005 Evertheoptimist (£200)

    006 tantarazara
    007 Di-Dough
    008 Buffythedebtslayer (£250)
    009
    TheMsTeal
    010 cdm
    011 mummytummy
    012
    dustydigger
    013
    spiffyiffy
    014 Littlebigmoose
    015 missjec
    016 Princess Money Penny
    017 iammumtoone
    018 moneytree
    019 CavendishWobble
    020 kezbabybabe
    021
    clairebear81
    022 urg123
    023 Chutney86
    024 ruby_Eskimo
    025 babs 123
    026 Lost2
    027 skilly
    028 lucyhope
    029 pink_bride
    030
    Whatshername
    031 grandmasam
    032 rockabillygirl
    033 Iheart
    034 Monitino (£700)
    035 xpf
    036 chickadee
    037 simplelivingislandlife
    038 Fiasco55
    039 klbooth
    040 Treasurequeen
    041 blue_eyed_girl
    042 peaceandfreedom
    043 3forholidays
    044
    Owen1991
    045 twigletsmum
    046 AntoMac (£700)
    047 Milly-Ann-Molly
    048 curly33 (£300)
    049 HoneyBee83
    050 nu1isit?
    051 mumof3plusoh
    052 LAM2011
    053 Matley2
    054 olliedoll92
    055 nanto3girls
    056 fifteenkeats
    057 scatterbrain109
    058 KONG

    059 f0xh0les
    060 Frugalgurl
    061 Money Rollercoaster
    062
    helsbell
    063 JoJoC
    064 too_much_debt
    065 rasp
    066 MrsShazbat
    067 kiplingmonkey
    068 admiral_traveller
    069 Sylar321
    070 little_sweetie
    071 crimson.addict
    072 Nicki_Sue
    073 lemonpopsicle
    074 moneytree1
    075 julie toots
    076 Daddybear85
    077 getting-there-slowly
    078 minmac
    079
    Cat girl
    080 TheDapster
    081 boobiebonboo
    082 Saver88
    083 mossy
    084 Moominmama76
    085 donna dynamo
    086 Fairyfingers
    087 chasingthedream
    088 matt_66
    089 DreamerHelen
    090 nic14271213
    091 motivated
    092 jessie18
    093 muppets
    094 tatabubbly
    095 sexyshark
    096 Lynsey (£600)
    097 Westie983
    098 just trying
    099 gilly41
    100 mrs-moneypenny
    101 beccah
    102 Sara_uk1
    103 Happybeingme
    104 Seaotter
    105 Dragon Lily (Target £229)
    106 Rose Garden
    107 Cutcostsandsave
    108 Pinkwhisk
    109 savings my hobby
    110 debbie_debt
    111 brokeapproaching30
    112 MrsC....tobe
    113 dinglefoot
    114 3431Anna
    115 Cinders:
    116 LeaLea89
    117 Flee
    118 KrazyKel
    119
    lilyflower7
    120 keza
    121 LittleOwl
    122 Tall_order
    123 Pennydreams3
    124 Kayteehee
    125 32b3in2013
    126 Thrifty Fashionista
    127 tinkerbell89
    128 jenny+luke
    129
    ourfourwalls
    130 lynnejk
    131 clairelm
    132
    Debtfreedolly
    133 hummingbird
    134 beth2242
    135 Jonesy88
    136 claireyfairy82
    137
    Keedie
    138
    CazzieLT
    139 BlueDaisy
    140 Moneysavingmomma
    141 Loosepockets
    142
    parksandrec
    143 StrugglingYouth
    144 loxxee
    145
    cameron100
    146 kjp
    147 Loveactually
    148 Mrs Cheshire
    149 purple angel
    150 heyjude2013
    151 DueMarch11
    152 DellyC
    153 VickyA
    (1,000)
    154 mrsbee
    155 Saver-upper
    156 dejuz8
    157 Chrysalis1976
    158 Pinkylds
    159 glassy2010
    160 Goldiegirl
    161 Habiboo
    162 larlie
    163 deldee
    164 joowoo
    165 Cambsgirl
    166 shiningfaery
    167 aceystay
    168 joee
    169 gilly41
    170 nicky200991
    171 gotogo
    172 newlifeahead
    173 loopychriss
    174 katmum
    175 jofish2669
    176 MrsBrownBear
    177 abundant1972
    178 Kate_fixing_it
    179
    seekingthesunlight (£300)
    180 Scottish Lassie
    181 Charlie200b
    182 CommitedToChange
    183 Lilmiss
    184 LannieDuck
    185 Jumps
    186 nannygladys
    187 JindoFlix
    188 KittyBoo
    189 luckystarr
    190 Newsavings
    191 araminta
    192 siju
    193 Pickle29
    194 addicted2shopping
    195 Pee
    196
    FrugalWeirdo83
    197 K.Mack
    198 dysonCatherine
    199 MeenaM
    200 arc2014
    201 xironsongx
    202 Niknak1
    203 littleangels3
    204 tokicat
    205 AlwaysHappy
    206 gingermomma
    207 helencal80
    208 MalhamCat
    209 e4rub
    210 Maisie M
    211 millionaire-to-be
    212 nikki2002-2008
    213 JustKaren
    214 bellevie
    215 evuka
    216 girlatplay
    217 Tiggyw00
    218 L1bby
    219 kelz84
    220 Observer
    221 Miz Gayle
    222 Bambisbelle
    223 ToniLiz
    224 amymackox
    225 Cauliflower
    226 **sparkles**
    227 debtfreeoneday
    228 TattyG
    229 tracy6697
    230 Suziebabe
    231 floella80
    232 Indie Kid
    233 fishcakes
    234 Determined diva
    235 chocalicious
    236 Poepue
    237 Foreverdreaming2014
    238 superrhinos
    239 amiehall
    240 greenanne
    241 debtfree2014
    242 bubbs (£450)

    243 Eljhem
    244 TheScarletPixie
    245 husky23
    246 Electricblue
    247 katiecat
    248 CariadsNewStart
    249 Gwengeth15
    250 stormbreaker
    251 nows the time
    252 Richy23
    253 stebo730
    254 lynnsey30
    255 nowpanicking
    256 Pinkpenguin
    257 Monkeyballs
    258 Gav-lar
    259 dazzaofdagenham
    260 Giggles86
    261 samtoby
    262 TriBadger
    263 pantherchick
    264 princess-angelica
    265 CapricornLass
    266 Midgie
    267 tom07
    268 maccag
    269
    pinknfluffy28
    270 debtisgoing
    271 pinkie_pie
    272 mooomin
    273 RedVelvet
    274 abbylou
    275 emmlouie
    276 bmma
    277 Jubilee76
    278 trudij
    279 Cash4AnnyQ
    280 Ryan_f
    281 Dincanada
    282 peony40
    283 moneymanager
    284 amberfinn53
    285 Katey1980
    286 noodledoodle78
    287 Tinker.bell
    288 Mystikia
    289 debtdawg
    290 blissfullydebtfreewannabe
    291 Nikkiclaire
    292 ellie1788
    293 willowwispy
    294 sparklyfee
    295 cattysmum
    296 summertea
    297 NeroliJasmin
    298 Kayleigh251186
    299 becksxx
    300
    jaylee3
    Last edited by Sue-UU; 25-01-2018 at 12:44 PM.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!!! 2017 = £50.456.23!!!!

    • Sue-UU
    • By Sue-UU 11th Jan 18, 3:03 PM
    • 8,628 Posts
    • 48,084 Thanks
    Sue-UU
    301 emmaphill
    302 H.Ed
    303 lustyrusty
    304 BrandNewStart2014
    305 purpledonkey
    306 Delilahh
    307 starnac
    308 valkirn
    309 TTT2810
    310 maryarm
    311 farmville
    312 queen of cheap
    313 minkyr
    314 blubella
    315 debtfree future
    316 skyblueshez
    317 EMMAP
    318 hettiecarro
    319 savingbabs
    320 mummalove
    321 littlesmurfette
    322 Jaydee92
    323 KingLarsson
    323 Betsie2010
    324 ladybug1984
    325 Poppops
    326 Twisted Cherry
    327 katsta1
    328 MISSL
    329 SpiralingDown
    330 Eltee12
    331 Verityemilia
    332 themstarrynights
    333 thatclaregirl
    334 andreat
    335 Broke Kitty
    336 queendiorable
    337 Smiffy64
    338 Madrabbitgirl
    339 andy.m
    340 Debtfreeandlovingit
    341 Angela84
    342 AdmiralAsda
    343 madhatter90
    344 souppy
    345 minmac
    346 BirdSeed
    347 luckyH
    348 GettingOrganised

    349 brettcta
    350 braddy970
    351 freedomsinsight
    352 LordDuke
    353 Janvier
    354 maryandal
    355 Rachela
    356 poorbabe
    357 HelenRachel
    358 Hope78

    359 EmilyTee
    360 Jo3y83
    361 Determined_83
    362 shellyosborne
    363 tarotangel
    364 hickles69 (Target £200)
    365 kindofagilr
    366 littlepinkstars44
    367 diddley
    368 ZebNeedsMoney
    369 mrsdalloway
    370 fishfins
    371 Ihead123
    372 Soozyfloozy
    373 Brightspark87
    374 Deere
    375 Magsnoodle
    376 charlieyates
    377 166million
    378 Older But Not Wiser
    379 keza
    380 Nelly11
    381 Shop-Til-You-Drop
    382 frasersmum123
    383 GaLa15
    383 freebird07
    384 Chi-me
    385 Eviesmummy
    386 Divingmad
    387 nikki702
    388 ali bf
    389 ChevalierTialys
    390 atolaas
    391 bindi soup
    392 mumofthetwins
    393 lulu 92
    394 x_raphael_xx
    395 Mummy+2
    396 theatregirl4
    397 lozzy81
    398 NewbieJosh
    399 Trixxibell
    400 imapoet
    401 Merrylegs1
    402 MiMi66
    403 moohound
    404 lindor
    405 maggiecon
    406 learningaboutmoney3
    407 theresamum2
    408 benten69
    409 Island.girl
    410 vanilla twist
    411 smeeinnit
    412 mummymayhem
    413 ott09
    414 savingdad
    415 blueneleh
    416 newthrift
    417 pinpins
    418 Pink_Giraffe
    419 Aloofdragon
    420 savingpennies
    421 Tiptoppex
    422 Flutterby83
    423 Luckybella
    424 engineer Amy
    425 scotmumof3
    426 Purplepenguin88
    427 tinah
    428 Nix143
    429 grassgirl
    430 Iolanthe
    431 Glitterbaby
    432 elly68
    433 YoungBlueEyes
    434 Ms.Dita
    435 findingmyfeet

    436
    yummymummy10
    437 pinkladyvenus
    438 sonicetomeetyou
    439 timesrunnigout
    440 kartingma
    441 Frogletina
    442 Pixie Fairydust
    443 weeman92
    444 spot3
    445 wealthygirl
    446 Tink_04
    447 N6CNH
    448 Woodster76
    449 redlaces
    450 Aphidgirl
    451 pab233
    452 Baby Angel

    453 cdm
    454 Moneysaurus
    455 jaxsmar
    456 milky1991
    457 debtfreeby30
    458 Cabby
    459 worklifebalance
    460 Hoipolloi
    461 cheexy
    462 Incywincy21
    (£250)
    463 youngmummy
    464 trying hard
    465 WantToBeSE
    466 kitkat34
    467 jimmy*c
    468 NobodysChild
    469 Cherry Burton
    470 beckstar1975
    471 Vkz
    472 Pidge_jen
    473 CerealKiller
    474 Roundthebend
    475 Alan2004
    476 Skintandscared
    477 Georgina180590
    478 Margaret103
    479 honeypooh1980
    480 jennypennysaver
    481 Pollygarter

    482 alisont
    483 Selene
    484 georgiesmummy
    485 owlet
    486 Money Minx
    487 CallieHolmes
    488 nows the time
    489 littleDOTS
    490 nicola2710
    491 Polkadotsandrainbows
    492 evo5819
    493 missjec
    494 stormpassing

    495 TheCatsandDogsMother
    496 Justforme
    497 DomRavioli
    498 honey
    499 Kermie
    500 !!!!!!!79
    501 Dizzy Imp
    502 Wentthedaywell?
    503 stepuptothepl8
    504 Mrs Muckle
    505 rainbowgirl1
    06 lemonpopcorn

    507 Daisychain1
    508 pab233
    509 crv1963
    510 NoMoreCards

    511 xxlouisexx56
    512
    sunshine81

    513 Sarahdol75
    514 Bag a Bargain
    515 3Dogs
    516 Naebbirac
    517
    diluvsdiscounts
    518 springdreams
    519 Harleyquinn
    520 Kim_13
    521
    Jm90
    522 Freysmum
    523 theresamum2
    524 threellamas
    525
    Emilou87
    526
    Karona
    527
    suz_87
    528
    Bex1989
    529 cybertortoise
    530 Neddrae
    531
    12 month challenge
    532 TheMillions
    533
    SandeC
    534
    Candy0107
    535
    Lyndsey-michelle
    536
    anibell
    537 rylee12
    538
    LB29
    539
    Luna29412
    540
    Charliebear
    541
    twiggy86
    542
    CrazyKitten
    543 carbootcrazy
    544 Jacko_amz
    545
    indigowarrior (£300)
    546
    Emmacoe
    547
    NeedToBeDebtFree
    548
    Missu
    549 Mendry
    550
    ZebNeedsMoney
    551
    carol1963
    552
    dreamywings1
    553 Florence J
    554 evkizzy
    555 vickyleigh
    556 horseygirl2014
    557
    scottishbrummy
    558 BeckyS
    559 Iaingn
    560 bilko89

    561 MrsTinks
    562 Jellyb
    563
    Pinkwhisk
    564
    swimminginaseaofdebt
    565
    Sammy64

    566
    Onmyway2
    567
    villagelife
    568
    squanderscouse
    569
    Diodiva
    570 mandz1
    571 frenchplonker
    572 louby40

    573
    Littlefrugalcottage
    574 Miss D Meanour (£500)
    575 dreamtruce
    576 FoxFace
    577 DancingUnicorn (£500)
    578 Tempus01
    579 thoragunnr
    580 better_times
    581
    SeekingFlight
    582 cozicup
    583 Moneybutterfly35
    584
    Tearex
    585
    List Maker
    586
    DebtFreeDuo
    587
    PayItOff
    588
    Traveller_93
    589 Niknak

    590 Jennymac57
    591 charlies tribe
    592 get_me_outta_this_mess
    593 paye

    594 katiepants
    595 Sam080814 *
    596 MrsMadHatter *
    597 Fatmumma (£1000) *
    598 scmp (£500)
    599 Ally_b_84
    600 AddictedToCashback
    601 Little Miss Naughty (£500)
    602 MEWS
    603 Tony76
    604 Bazingatheory7
    605 Pennydoodle

    606 Scrumpy18
    607 Scowles
    608 SWR123

    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!!! 2017 = £50.456.23!!!!

    • Sue-UU
    • By Sue-UU 11th Jan 18, 3:07 PM
    • 8,628 Posts
    • 48,084 Thanks
    Sue-UU
    Whoooopppeeeeee!!!!!!! Here we go again all Sealed Potters!!!!!

    Thanks to Fermi and Andrea for helping us to at least ressurect these vital fist 3 posts.

    You can post away now folks!

    Sue xx
    Sealed Pot Challenge 001 My Totals = 08 £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 871.52 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!!! 2017 = £50.456.23!!!!

    • Frogletina
    • By Frogletina 11th Jan 18, 3:26 PM
    • 3,057 Posts
    • 11,067 Thanks
    Frogletina
    Welcome back!
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first

    SPC 8 #441 £1567.31 SPC 9 #441 £1014.64 SPC 10 #441 £1164.13
    • Purplemumof2
    • By Purplemumof2 11th Jan 18, 3:33 PM
    • 6,071 Posts
    • 22,312 Thanks
    Purplemumof2
    Phew! Welcome back everyone
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6350.00 Cap 1: £407.72 BC: £6224.59
    AFD xxx LTW 4/17
    POAMAYC 2018 #041 PD £5970.32/£7000
    Savings for Christmas £161.42/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • lynnejk
    • By lynnejk 11th Jan 18, 4:42 PM
    • 5,343 Posts
    • 55,181 Thanks
    lynnejk
    Thank the f***
    Well done Sue and thanks a million

    Soo pleased we're back up again and let's just hope everyone can find us again

    Lx
    £10day.2014=3213/2015=3421/2016=3238/2017=2702/2018=498..APR=12.03/300
    GrocC.2014=2162/2015=2083/2016=218/2017=1996/2018=450..APR=17.13/200
    Bulk buy.......APR=233.76
    GC.NSD..2015=216/2016=213/2017=229/2018=39..APR=03/15
    SPC130x61..2014=1178/2015=1287/2016=4616/2017=3843
    OS WL= -2/8 ......CC =00......Savings = £13,140
    • e4rub
    • By e4rub 11th Jan 18, 5:35 PM
    • 699 Posts
    • 6,028 Thanks
    e4rub
    Welcome back Sue!! Thank god the first 3 posts were saved for you

    Banked my first full tin today.....a whopping £185
    A fab start to mine and the hubbyís Christmas present fund

    Iíve updated my siggy!

    Take care everyone

    Emily xx
    SPC #209 £315 banked so far 2018Debt Free Date 1st August 2016 Christmas 2018 £600 saved...so far
    • Littlebigmoose
    • By Littlebigmoose 11th Jan 18, 6:09 PM
    • 23 Posts
    • 79 Thanks
    Littlebigmoose
    Had a little panic there wondering where you all disappeared to. Glad to have found you. Happy potting
    GOAL: To build savings and be debt free
    (i) £1000 Emergency fund challenge- number 270... £0/£1000
    (ii) 1% Challenge 2018- number 23... 7%
    (iii) Sealed Pot Challenge11 - number 014...
    (iv) 3-6 month emergency fund challenge- number 92...
    • DancingUnicorn
    • By DancingUnicorn 11th Jan 18, 6:26 PM
    • 152 Posts
    • 588 Thanks
    DancingUnicorn
    After a busy few days (and no potting) I thought I!!!8217;d pop by to see what everyone had been up to and the thread link I had saved wouldn!!!8217;t work. So glad I!!!8217;ve found you all again!
    LBM: October 2016: £20,130 / Current: January 2018: £17,320 13.9%
    DFD: February 2024
    SPC#577 (2017: £60.58)
    • 3forholidays
    • By 3forholidays 11th Jan 18, 6:59 PM
    • 1,225 Posts
    • 13,154 Thanks
    3forholidays
    Tried to access the thread yesterday, but couldn't! Hope everyone finds the new thread. Any idea what happened?
    A good life is when you assume nothing, do more, need less, smile often, dream big, laugh a lot, and realise how blessed you are.

    SPC No 043
    SPC 10 - £520 SPC 11 - £955 (as at Apr'18)
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