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    • Fisa002
    • By Fisa002 10th Feb 18, 11:51 PM
    • 144 Posts
    • 61 Thanks
    Fisa002
    No advice, I am waiting for the underwriter / surveyor who did our valuation form the bank to come back and say whether they are really valuing it so long below the housing associations price, our valuation has been done and I believe documents have been checked or so it says on system but think this valuation thing is going to drag things out - Hoping for an answer by Friday. Why aren't they booking your valuation? We submitted Monday night and they rung Tuesday morning to book a valuation.
    Originally posted by Spendingqueen

    Spending queen have u got anymore updates in your situation?
    Finally my application came back from a random Audit at nationwide headiffice. Valuations booked in for next Friday as Im having a homebuyers survey done at the same time. This process is so long-winded !
    • JBBROWN94
    • By JBBROWN94 11th Feb 18, 11:31 AM
    • 7 Posts
    • 1 Thanks
    JBBROWN94
    Waiting..
    Iím currently playing the waiting game on my mortgage with Nationwide.

    Valuation was done on the 02/02/18
    Nationwide confirmed they had received it on the same day
    Not heard anything since.

    Anyone else had experience with Nationwide?
    • Fisa002
    • By Fisa002 11th Feb 18, 11:34 AM
    • 144 Posts
    • 61 Thanks
    Fisa002
    Did you go through a broker or direct?
    I guess you could always call them and ask where they are upto with your application? I think you should have heard something by now
    • Spendingqueen
    • By Spendingqueen 11th Feb 18, 3:00 PM
    • 133 Posts
    • 31 Thanks
    Spendingqueen
    Well finally after my mortgage advisor at Nationwide chasing it up the survey had just said it was £110k instead of £112k so valuation is fine and they can lend at same rate etc so the process has been taken off hold I think it was Thursday but still haven't heard anything - Seemed to take forever for them to look into valuation but guess only started process 22nd January - Seemed to take just one week last year when we tried to buy a different house before we pulled out.
    Hopefully some movement this week.
    • Fisa002
    • By Fisa002 11th Feb 18, 5:40 PM
    • 144 Posts
    • 61 Thanks
    Fisa002
    Well finally after my mortgage advisor at Nationwide chasing it up the survey had just said it was £110k instead of £112k so valuation is fine and they can lend at same rate etc so the process has been taken off hold I think it was Thursday but still haven't heard anything - Seemed to take forever for them to look into valuation but guess only started process 22nd January - Seemed to take just one week last year when we tried to buy a different house before we pulled out.
    Hopefully some movement this week.
    Originally posted by Spendingqueen
    Oh so there wasnt an issue with the valuation after all ? Thats brilliant news. Did you get a valuation or survey aswell? Other lenders usually only take a day or two after valuation and they know. It seems nationwide take a while in this case. It took them almost three weeks just to get my valuation done. I really hope it wont be too long after that is done for them to get back.
    • loobiej1
    • By loobiej1 11th Feb 18, 8:38 PM
    • 55 Posts
    • 4 Thanks
    loobiej1
    Hello
    Can anyone tell me if i should see soft or hard check on my experian credit report when submitting an application with Nationwide via broker...

    so far we did a
    DIP- 7/02 - Credit report shows ID soft check
    Submitted full application -8/02 - nothing on report as yet?

    Thank you
    • Fisa002
    • By Fisa002 11th Feb 18, 9:20 PM
    • 144 Posts
    • 61 Thanks
    Fisa002
    Hello
    Can anyone tell me if i should see soft or hard check on my experian credit report when submitting an application with Nationwide via broker...

    so far we did a
    DIP- 7/02 - Credit report shows ID soft check
    Submitted full application -8/02 - nothing on report as yet?

    Thank you
    Originally posted by loobiej1
    I submitted full application on the 24/1 and they have done a soft Iíd check. Valuation is next week but no hard check as of yet if that helps. But I think itís a bit random. They will do both. In what order is anybodys guess
    • Vman100
    • By Vman100 11th Feb 18, 9:28 PM
    • 13 Posts
    • 2 Thanks
    Vman100
    Iím currently playing the waiting game on my mortgage with Nationwide.

    Valuation was done on the 02/02/18
    Nationwide confirmed they had received it on the same day
    Not heard anything since.

    Anyone else had experience with Nationwide?
    Originally posted by JBBROWN94
    I had my valuation on 1st Feb. I got and email.from my broker on the 6th to say all Nationwide applications were delayed by 6 days due to the bad weather in Scotland. Thought it was strange so I got them to chase it up but he confirmed the delay again. Still Waiting!

    Also regarding the credit checks, I have a soft check on mine with Experian but I think I have a hard check with Noddle. The search on Noddle said 'checking credit application so I'm assuming this is a hard check.
    • loobiej1
    • By loobiej1 11th Feb 18, 9:35 PM
    • 55 Posts
    • 4 Thanks
    loobiej1
    I had my valuation on 1st Feb. I got and email.from my broker on the 6th to say all Nationwide applications were delayed by 6 days due to the bad weather in Scotland. Thought it was strange so I got them to chase it up but he confirmed the delay again. Still Waiting!

    Also regarding the credit checks, I have a soft check on mine with Experian but I think I have a hard check with Noddle. The search on Noddle said 'checking credit application so I'm assuming this is a hard check.
    Originally posted by Vman100

    I checked online for service update & says processing applications up to 6th at moment, ill prepare myself for a long wait. Thank you ill check noddle.
    • loobiej1
    • By loobiej1 11th Feb 18, 9:40 PM
    • 55 Posts
    • 4 Thanks
    loobiej1
    I submitted full application on the 24/1 and they have done a soft Iíd check. Valuation is next week but no hard check as of yet if that helps. But I think itís a bit random. They will do both. In what order is anybodys guess
    Originally posted by Fisa002
    NW told me only one check is carried out, maybe my reports not updated as only
    submitted full application friday.
    • giorgio992
    • By giorgio992 12th Feb 18, 12:30 PM
    • 73 Posts
    • 197 Thanks
    giorgio992
    16/1 DIP through broker with Tesco Bank referred.
    17/1 DIP approved
    19/1 Offer accepted
    26/1 Full application submitted - 3 months bank statements and payslip requested.
    27/1 call from countrywide to book valuation. Valuation booked for 7/2.
    07/02 - bank statements received and uploaded to broker/Tesco.
    07/02 - valuation carried out
    09/02 - query from underwriter about a previous address
    09/02 - application approved subject to satisfactory valuation report being received
    12/02 - valuation confirmed at purchase price and full mortgage offer issued




    Wooohooo so relieved. Had some PDL usage in the past as well as CC balance and loan and the offer still is on it's way
    • loobiej1
    • By loobiej1 12th Feb 18, 2:38 PM
    • 55 Posts
    • 4 Thanks
    loobiej1
    Iím currently playing the waiting game on my mortgage with Nationwide.

    Valuation was done on the 02/02/18
    Nationwide confirmed they had received it on the same day
    Not heard anything since.

    Anyone else had experience with Nationwide?
    Originally posted by JBBROWN94
    Have you heard anything today? can i ask how long it took from submitting your application to valuation?

    Thank you
    • Lau7889
    • By Lau7889 12th Feb 18, 4:51 PM
    • 3 Posts
    • 1 Thanks
    Lau7889
    5th February: Decision in principle & offer accepted
    6th February: full application submitted, valuation booked
    7th February: valuation carried out & under review
    9th February: more documents needed
    12th February: called up to see how progressing and hey said itís with the underwriters

    Current wait times:
    Documents to be reviewed: 4 days
    Valuation to be revised: 5 days
    Final assessment: 2 days
    !!!128553;
    • Dolly123
    • By Dolly123 12th Feb 18, 8:54 PM
    • 147 Posts
    • 12 Thanks
    Dolly123
    My turn...

    17th Nov 2017 - AIP agreed
    Waited agessss for my plot to be released
    7th Feb Reserved plot
    9th Feb Submitted Mortgage Application with Natwest
    9th Feb Passed credit check
    12th Feb Valuation Fee taken from card
    • Vman100
    • By Vman100 12th Feb 18, 9:01 PM
    • 13 Posts
    • 2 Thanks
    Vman100
    Have you heard anything today? can i ask how long it took from submitting your application to valuation?

    Thank you
    Originally posted by loobiej1
    I had my valuation on the 1st after submitting application on 29th January. The broker informed me what the value came back as the very next day but Nationwide only received it today apparently. Broker reckons they won't assess my application until next Monday. He says they are having log delays just now!! Pulling my hair out!
    • loobiej1
    • By loobiej1 12th Feb 18, 9:29 PM
    • 55 Posts
    • 4 Thanks
    loobiej1
    I had my valuation on the 1st after submitting application on 29th January. The broker informed me what the value came back as the very next day but Nationwide only received it today apparently. Broker reckons they won't assess my application until next Monday. He says they are having log delays just now!! Pulling my hair out!
    Originally posted by Vman100
    oh no, i was hoping this time of year theyd be quiet!
    i hope you hear something before Monday.

    i haven't heard anything today regarding valuation booking, i do find it odd that they do this before accepting documents etc, my friends just had mortgage offer with Halifax from DIP to offer it only took 3weeks!
    • Fisa002
    • By Fisa002 13th Feb 18, 12:30 AM
    • 144 Posts
    • 61 Thanks
    Fisa002
    oh no, i was hoping this time of year theyd be quiet!
    i hope you hear something before Monday.

    i haven't heard anything today regarding valuation booking, i do find it odd that they do this before accepting documents etc, my friends just had mortgage offer with Halifax from DIP to offer it only took 3weeks!
    Originally posted by loobiej1
    When did you submit a full application? Many people have a valuation booked a few days later. Mine took almost two weeks but this was because NW chose my application to go for a random audit check at head office. They apparently do this with 10% of cases. I would check with your MB or ring NW directly and see what the delay is. If its gone to head office apparently you cant do anything apart from sitting it out. Once itís back a valuation will be done x
    • x_malibubabe
    • By x_malibubabe 13th Feb 18, 8:32 AM
    • 22 Posts
    • 9 Thanks
    x_malibubabe
    Hello

    FTBs, leasehold flat. No idea what to expect and keep getting conflicting timescales from mortgage broker and solicitor! Solicitor (ours) and seller (deceased owner's brother) hope to exchange on 22/3/18 - we were advised on 31/1 six weeks to completion which I'm apprehensive about. It sounds too quick?

    8/1/18 - AIP
    13/2/18 - put in mortgage application through broker with Nationwide FTB.
    16/2/18 - valuation booked

    Broker has said it usually takes about 8-12 weeks from application to completion so we're looking at 10/4 to 8/5 rather than end of March!

    Any idea on a realistic timescale? Is the end of March actually achievable? I can't see why it wouldn't be, we are FTB and the flat has been vacant since October.
    Last edited by x_malibubabe; 13-02-2018 at 10:49 AM.
    • loobiej1
    • By loobiej1 13th Feb 18, 11:33 AM
    • 55 Posts
    • 4 Thanks
    loobiej1
    When did you submit a full application? Many people have a valuation booked a few days later. Mine took almost two weeks but this was because NW chose my application to go for a random audit check at head office. They apparently do this with 10% of cases. I would check with your MB or ring NW directly and see what the delay is. If its gone to head office apparently you cant do anything apart from sitting it out. Once itís back a valuation will be done x
    Originally posted by Fisa002
    I only submitted it FA Friday broker did say it would be a day or 2.
    i hope they get intouch soon x
    • zoedmc
    • By zoedmc 13th Feb 18, 3:34 PM
    • 7 Posts
    • 1 Thanks
    zoedmc
    I received my official offer from bank yesterday

    Does anyone have a estimate on how long the surveyor will take to do the necessary?
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