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    • Thegreatdom
    • By Thegreatdom 13th Feb 18, 5:12 PM
    • 7Posts
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    Thegreatdom
    Marbles Card Good For Improving Credit Score?
    • #1
    • 13th Feb 18, 5:12 PM
    Marbles Card Good For Improving Credit Score? 13th Feb 18 at 5:12 PM
    Hi

    I currently have a Marbles Card after having a capital one card and a Barclaycard at the same times.

    I have since closed the capital one and Barclaycard account and my marbles account has no money owed on it.

    Would it improve my credit score to keep this card open or to close it like the others?

    Thanks
Page 1
    • zx81
    • By zx81 13th Feb 18, 5:14 PM
    • 16,800 Posts
    • 17,812 Thanks
    zx81
    • #2
    • 13th Feb 18, 5:14 PM
    • #2
    • 13th Feb 18, 5:14 PM
    You have no credit score. But you do have a credit history.

    Having at least two active cards and managing them well shows stability.

    Keep and use both.
    • Thegreatdom
    • By Thegreatdom 13th Feb 18, 6:32 PM
    • 7 Posts
    • 0 Thanks
    Thegreatdom
    • #3
    • 13th Feb 18, 6:32 PM
    • #3
    • 13th Feb 18, 6:32 PM
    Thanks for the reply.

    I only have one card at the moment, are you saying it would be beneficial to get another one?

    Thanks
    • zx81
    • By zx81 13th Feb 18, 6:47 PM
    • 16,800 Posts
    • 17,812 Thanks
    zx81
    • #4
    • 13th Feb 18, 6:47 PM
    • #4
    • 13th Feb 18, 6:47 PM
    Yes - apologies, I mis read. I thought you already had two open.

    It's always wise to have at least one back up for when your other gets declined, as well as for demonstrating that other lenders trust you, rather than just the one.

    Use both regularly and clear in full each month.
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