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  • FIRST POST
    • slowlyfading
    • By slowlyfading 5th Dec 17, 9:10 PM
    • 12,928Posts
    • 74,233Thanks
    slowlyfading
    The "Save 12k in 2018" Thread!
    • #1
    • 5th Dec 17, 9:10 PM
    The "Save 12k in 2018" Thread! 5th Dec 17 at 9:10 PM
    So, the title is pretty self explanatory, but this is the place to be in 2018 it's that time of year, again!

    In 2018, the aim is to save 12k (or, any other amount if you like) from 1st January 2018 til 31st December 2018. I know it's early, but it gives you the time to plan for how you are going to do it.


    2012 thread:http://forums.moneysavingexpert.com/showthread.php?t=3547675
    2013 thread: http://forums.moneysavingexpert.com/showthread.php?t=4315923
    2014 thread: http://forums.moneysavingexpert.com/showthread.php?t=4844519
    2015 thread: http://forums.moneysavingexpert.com/showthread.php?t=5122817
    2016 thread: http://forums.moneysavingexpert.com/showthread.php?t=5369493
    2017 thread: http://forums.moneysavingexpert.com/showthread.php?t=5568097


    RULES:

    - This challenge starts on 1st January 2018 00:00 and finishes on 31st December 2018 23:59.
    - Everything saved MUST be done between these two dates.
    - Any interest gained during this challenge on your savings can be counted!


    Feel free to sign up but, please only sign up if you intend to go the distance - the thread tends to start off great and then people disappear

    Challenger List:
    001. slowlyfading - 10,000
    002. geoffers4 - 24,000
    003. Clare43 - 12,000
    004. george4064 - 12,000
    005. Dolly Rocker - 12,000
    006. ryath - 6,000
    007. Puddylove - 12,000
    008. bobobski - 14,000
    009. ToiletLicker - 20,000
    010. Westie983 - 12,000
    011. Lomcevak - 30,000
    012. Wanna Bee Free - 12,000
    013. tara747 - 12,000
    014. BBH123 - 10,000
    015. cathybird - 12,000
    016. fiisch - 6,000
    017. pearl123 - 1,600
    018. thewildrabbit - 12,000
    019. StarShapedPeg - 8,000
    020. CrabbitDutchie - 18,000
    021. itslulu - 12,000
    022. jessy-eve - 3,000
    023. try harder - 12,000
    024. Lolly88 - 12,000
    025. laurenturner - 7,000
    026. List Maker - 12,000
    027. letiss7 - 12,000
    028. fllsion - 12,000
    029. kindanice - 12,000
    030. _Amaryllis_ - 20,000
    031. darkidoe - 15,000
    032. vintagebrighton - 6,000


    CLICK HERE for the easy update form:
    https://docs.google.com/forms/d/e/1FAIpQLScO6GEcckTv1UKWIRgeRHXGddzp5OLED1jugdxOLZSq PMay0g/viewform
    CLICK HERE to see the total amounts so far:
    https://docs.google.com/spreadsheets/d/1HQ1v_cB_jreLxknL0KT-OyIM_PpmoUyI1Ucu_q565Dc/edit?usp=sharing
    Last edited by Westie983; 31-01-2018 at 9:15 PM.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / June NSD - 9 / Ultimate Dream Fund - 25,646.36/306,000
Page 24
    • slowlyfading
    • By slowlyfading 13th Mar 18, 9:36 PM
    • 12,928 Posts
    • 74,233 Thanks
    slowlyfading
    Spreadsheet updated
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind - Dr Seuss
    Personal Finance Blogger / June NSD - 9 / Ultimate Dream Fund - 25,646.36/306,000
    • Tales17
    • By Tales17 13th Mar 18, 11:20 PM
    • 227 Posts
    • 2,292 Thanks
    Tales17
    Weekly update: 24.11 added on 1p challenge and 155.73 on shopping savings
    Grocery Challenge 2018 YTD-3023.06/7200(42%)
    Grocery Challenge June - 127.79/600(21%)
    12k in 2018 #117: Monthly Saving Accounts 4500, Cashback & Competition Sites 256.17, Shopping Saving 826.57, Selling 204.13, Interest & Dividends 100.80, Surveys 25, Tesco Vouchers 140, Save 1p a Day #24 273.12
    Total Saved - 6325.79/12000(53%)
    • MERFE
    • By MERFE 14th Mar 18, 11:08 AM
    • 1,876 Posts
    • 5,901 Thanks
    MERFE
    Well March didn't go so well. Lots of expensive bills all at once meant limited savings. Total for March 216.95 total so far 1045.77 so I'll have a bit of catching up to do. April should be easy even with a short break away after Easter. Aiming for 600 for April.
    Save 12k in 2018 no 45 2795.98/6000
    • Suffolk lass
    • By Suffolk lass 16th Mar 18, 5:51 AM
    • 2,013 Posts
    • 20,892 Thanks
    Suffolk lass
    Wow, this thread's total savings in 2017 were over 1.2m. Awesome guys!
    MFiT T4 #2 update 88.72% after Q9 tiny bit ahead of where I should be
    Save 12k in 2018 #53 - after May 45.81% 4,581.38/10,000
    OS Grocery Challenge 2018 spent 1,021.80/3,000 including stores so far 34.06% of my annual budget at the end of May
    My DFD is here
    • LabRatty
    • By LabRatty 17th Mar 18, 6:55 PM
    • 73 Posts
    • 108 Thanks
    LabRatty
    Another here reporting a loss. Balance on new air source heat pump gives a figure of -3550

    Hopefully I'll manage a positive next month... I did say my target was ambitious!
    Save In 2018 #109
    • CheBee
    • By CheBee 18th Mar 18, 11:13 AM
    • 36 Posts
    • 56 Thanks
    CheBee
    Declaring 1.5k since Jan! Feb was a dodgy month for me, I hope to pick my savings in March (end of month pay). Not sure what my challenger number is??
    Single, FTB --Back on the property hunt! -- 'Save 12k in 2018' -- Total Saved: 1.5k/8k
    • Merlin's Beard
    • By Merlin's Beard 18th Mar 18, 2:12 PM
    • 167 Posts
    • 1,501 Thanks
    Merlin's Beard
    Declaring 1.5k since Jan! Feb was a dodgy month for me, I hope to pick my savings in March (end of month pay). Not sure what my challenger number is??
    Originally posted by CheBee
    You're on there as number 92!
    • kitjos
    • By kitjos 19th Mar 18, 5:27 PM
    • 184 Posts
    • 1,061 Thanks
    kitjos
    BILLS BILLS BILLS!!! God i hate March!

    #136 with saving of 500 this month. Absolutely crap being that its a 5 week month, but bills are now paid and skip hire as an extra this month. Onward to April.

    Thanks SF xx
    "Don't underestimate the value of financial security"

    2018 saving challenge (#136) = 3,500 / 12,000
    Total savings = 9,500
    • Dot Cotton
    • By Dot Cotton 20th Mar 18, 8:19 AM
    • 11 Posts
    • 48 Thanks
    Dot Cotton
    Spreadsheet updated. Another !!!8364;1k saved for March. !!!8364;3k saved now Woohoo :-)
    • stoozie1
    • By stoozie1 21st Mar 18, 3:50 PM
    • 555 Posts
    • 497 Thanks
    stoozie1
    Well done everyone and keep going!

    Those who are declaring for March now..... How do you know, as there's 10 days to go?
    Save 12 k in 2018 challenge member #79
    Target 2018: 24k Jan 2018- 560 April 2670
    • Westie983
    • By Westie983 21st Mar 18, 8:00 PM
    • 4,355 Posts
    • 14,910 Thanks
    Westie983
    2500, from me this year, I have some maturing accounts so the total is lower.

    Roll on spring....

    Westie983
    Save 12k in 2018 #10 Total (25,000)+10,000/12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (410) + 40/500 = 8.00% ( x 11)
    Xmas 2018 1 a Day #2 Total 62.59/365 = 17.14%
    Virtual Sealed Pot #1 Total 900/1,000 = 90.00%
    2 Savers Club 2018 #16 Total (1,500)+-480/2,000 = 51.00%

    Total 12,022.59/15,865 = 75.78%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • rawr_
    • By rawr_ 22nd Mar 18, 9:02 AM
    • 118 Posts
    • 482 Thanks
    rawr_
    Seems like a lot having a rubbish March, they're not alone - only declaring 200 save this month next month will be better!
    Debt March 2018: 11,529.70 | Current House Deposit: 18,732.02 | #77 Save 12K in 2018: 1374.23 / 6000
    Comp Wins 2018: Easter Tote Bag & Egg
    • BBH123
    • By BBH123 22nd Mar 18, 4:34 PM
    • 686 Posts
    • 1,295 Thanks
    BBH123
    Well I'm chuffed to report 600 for March as I had loads of expenses


    Car MOT, TAX and Insurance
    Mothers day weekend away including tickets, hotel, meal and car parking etc


    Mums birthday


    Unexpected vet bill of 123


    Hopefully next month will be better , good luck everyone
    Save 12k in 2018 challenge #14
    3700/ 10000

    Saving for Christmas 2018 - 1 a day challenge
    #15 120/365
    • Ella_
    • By Ella_ 23rd Mar 18, 6:25 AM
    • 3 Posts
    • 9 Thanks
    Ella_
    Hi,
    I'm number 114.
    In January I saved 1068.99: I bought a new phone and I needed to pay for Road tax.
    In February I could only manage to save 951.74 due to booking a summer holiday.
    Haver a nice day.
    • vicki2221
    • By vicki2221 23rd Mar 18, 9:20 AM
    • 65 Posts
    • 283 Thanks
    vicki2221
    I am going to declare my March savings now, as I won't save any more this month. 700.

    I got a bonus this month but paid for some holidays/mini breaks and got some bits for our new house. My husband has also agreed to match whatever I put into the savings account each month, which is huge incentive for me!

    I will update the form now.
    Save 12k in 2018 #130 - 1200/7,000
    • tori.k
    • By tori.k 24th Mar 18, 7:25 AM
    • 3,186 Posts
    • 8,088 Thanks
    tori.k
    Nothing for me this month #76 As we brought a house instead
    Will be back on the band wagon next month as i have to up the emergency fund to allow for owing a gas combi but this months savings have to go on white goods as currently have built in.
    Debit to Credit (stage 1) 3652.34 completed 15/10/16
    Debit to Credit (stage 2) 6299.09 completed 25/06/17
    Mortgage Free (stage 3) 140000/ 1500
    Save 12k in 2018 #76 3000/6000
    • shabbychic12
    • By shabbychic12 25th Mar 18, 9:19 AM
    • 83 Posts
    • 425 Thanks
    shabbychic12
    Well a disastrous month here. Hv saved nothing tbh my out goings have been very high. Managed to pay for a couple of holidays later in the year without using my savings which is a bonus for me lol. I haven't given up but have drawn a line under March's savings and looking onwards and upwards to April.
    NST April 2018: April Fools Challenge
    2018 declutter and destress.
    2018 early retirement wannabe
    Save 12k in 2018 1182/12000
    28/week on wk13 (1 a day challenge)644
    All this saving l'm turning into my Dad
    • Owen1991
    • By Owen1991 25th Mar 18, 10:33 AM
    • 51 Posts
    • 94 Thanks
    Owen1991
    800 in March for me, next month will be considerably less with car insurance needing to be paid.
    12k in 2018 - 6450/12000 ~ #101 | Sealed Pot Challenge 2018 ~ #44
    13750 in Lifetime ISA
    • socratez
    • By socratez 25th Mar 18, 7:27 PM
    • 22 Posts
    • 9 Thanks
    socratez
    Hi all, is it too late to join this challenge, it looks fun!
    • lindez
    • By lindez 25th Mar 18, 7:44 PM
    • 116 Posts
    • 522 Thanks
    lindez
    Hello I am new to the site
    Hi All,
    I am new to the site and forum. Would it be possible for me to join in. Also what is the 1p a day challenge apologies if this is a stupid question. I have recently semi retired and have just opened regular saver with first direct 300 per month i would appreciate any advise on how to cut back and save money thank you.
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