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  • FIRST POST
    • edinburgher
    • By edinburgher 30th Oct 17, 5:22 PM
    • 11,147Posts
    • 59,839Thanks
    edinburgher
    The Edcawber Principle
    • #1
    • 30th Oct 17, 5:22 PM
    The Edcawber Principle 30th Oct 17 at 5:22 PM
    I think I promised a new and improved positive diary earlier on in the summer

    I'll try my best to keep it short and sweet, (unlike my credit card statements). Cutting a long story short, after renovating the house and an accidental car purchase (hey, it could've been a house!) we are probably better candidates for DFW

    We're now left with a much more relaxing house (we just finished our bedroom), a new car and 20,000 in credit card debt

    The new job goes fairly well, all things considered and our budget is starting to balance on a month-to-month basis. Basically I've said yes to everything, which is lovely, but immature. Mrs E realises the lie of the land and is supporting efforts to get back on an even keel. I'm eb@ying, saving cashback and making overpayments every Monday.

    DD and Mrs E are doing fabby, DD is the apple of our eye and remains chatty, affectionate and madcap
Page 30
    • edinburgher
    • By edinburgher 12th Mar 18, 8:42 PM
    • 11,147 Posts
    • 59,839 Thanks
    edinburgher
    I couldn't resist

    336.54 in savings identified for April and paid off a CC
    • beanielou
    • By beanielou 12th Mar 18, 8:52 PM
    • 54,866 Posts
    • 218,949 Thanks
    beanielou
    [QUOTE=edinburgher;74013202]I couldn't resist

    336.54 in savings identified for April and paid off a CC [/QUOTE

    Dont be
    Be
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Karmacat
    • By Karmacat 12th Mar 18, 8:53 PM
    • 29,312 Posts
    • 167,811 Thanks
    Karmacat
    Good lord, yes, thats **lots** of savings, well done!
    Retired August 2016
    • edinburgher
    • By edinburgher 12th Mar 18, 11:20 PM
    • 11,147 Posts
    • 59,839 Thanks
    edinburgher
    Only because it could probably have waited til next week.

    Am on the !!!!ing couch for what has been at least a fortnight. DD wailing and gnashing her teeth in her sleep.

    Is killing us. Mrs E and I tense and frayed at the edges, can't exercise, relax or make a meaningful contribution to work
    • edinburgher
    • By edinburgher 13th Mar 18, 8:29 AM
    • 11,147 Posts
    • 59,839 Thanks
    edinburgher
    1.42 paid off a CC (S123 cashback and interest after monthly account fee).
    • SuperSecretSquirrel
    • By SuperSecretSquirrel 13th Mar 18, 9:00 AM
    • 696 Posts
    • 3,085 Thanks
    SuperSecretSquirrel
    Am on the !!!!ing couch for what has been at least a fortnight. DD wailing and gnashing her teeth in her sleep.

    Is killing us. Mrs E and I tense and frayed at the edges, can't exercise, relax or make a meaningful contribution to work
    Originally posted by edinburgher


    How old is DD now Ed? Hopefully this is something that can be written off as a passing phase?

    Mtg [2013 64k|2014 51k|2015 38k|2016 26k|2017 14k] Zero!
    MN [2013-25k|2014-2k|2015+16k|2016+34k|2017+52k] +56,615.31(MFiT4:+60k)
    NW [2013 126k|2014 156k|2015 190k|2016 228k|2017 269k] 278,659.39 (2020:300k)
    FI [2013 -1.2%|2014 2.8%|2015 6.9%|2016 13%|2017 18%] 30.9% (exc SP)
    • edinburgher
    • By edinburgher 13th Mar 18, 9:12 AM
    • 11,147 Posts
    • 59,839 Thanks
    edinburgher
    She'll be 3 in May, Squirrel. Unsure if it's final molars, anxiety brought on by her recent spell of sickness, or both?
    • Suffolk lass
    • By Suffolk lass 13th Mar 18, 7:43 PM
    • 2,013 Posts
    • 20,888 Thanks
    Suffolk lass
    "What about cutting grass for old people FI"? There will be thousands more decrepit financially viable pensioners (including us) you could help for a small fee. And it is seasonal - you could have the winters away somewhere cheap then. My friend is currently in Malaysia, cycling and staying in cheaper places and has been doing this sort of trip for around 18 years after packing up his (DB Pension) CS job at 45.

    I do not have any helpful suggestions re Miss E. We used to give DS Medised (think Calpol plus antihistamine) when he was little as it brought his temperature under control and sedated him, in the way that antihistamine does, drying up snot and everything. I know, I know, WWP (World's Worst Parents) - yes, card-carrying, T-shirt wearing members. The thing is, it works. They sleep, so do you, everyone is happier and get better quicker because they are sleeping better. Not a recommendation (better at wine than parenting, clearly), just a reference
    MFiT T4 #2 update 88.72% after Q9 tiny bit ahead of where I should be
    Save 12k in 2018 #53 - after May 45.81% 4,581.38/10,000
    OS Grocery Challenge 2018 spent 1,021.80/3,000 including stores so far 34.06% of my annual budget at the end of May
    My DFD is here
    • edinburgher
    • By edinburgher 13th Mar 18, 10:34 PM
    • 11,147 Posts
    • 59,839 Thanks
    edinburgher
    That's a good idea SL - I'd be quite happy to cobble together a bit of internet work, some outdoorsy stuff, savings hacks and probably some deals/arbitrage opportunities in areas where I have an interest. I do manage to make a reasonable amount of extra spondoolies for a middling civil servant

    Ooh - Medised sounds dreamy - unfortunately they don't sell it any more? Apparently the equally dodgy sounding Dozol is available when she turns 6 Judgement free zone here - we all have to sleep occasionally.

    I think the worst of her cold may be over. When she woke this morning she was chirpy, laughing and affectionate. She insisted Mrs E make me a coffee, which she then helped Mummy carry up the stairs for me Time to get her night time confidence rebuilt! Ordered her little leotard and shoes for dance classes tonight - 33!! Daddy was found to grit his teeth and keep his mouth shut

    In unrelated news, I am getting a Daddy day off in London on the 18th of April
    • Karmacat
    • By Karmacat 14th Mar 18, 11:13 AM
    • 29,312 Posts
    • 167,811 Thanks
    Karmacat
    Lots of good news now, happily!

    I went to ballet class when I was DD's age - my feet were so flat, I went to remedial lessons at a clinic, but I still couldn't walk properly - ballet sorted those muscles very soon, and it was only an ordinary local ballet school. Hope she likes it
    Retired August 2016
    • beanielou
    • By beanielou 14th Mar 18, 2:45 PM
    • 54,866 Posts
    • 218,949 Thanks
    beanielou
    I loved my ballet classes.
    Also local but fab fun & lovely people.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • edinburgher
    • By edinburgher 15th Mar 18, 10:42 AM
    • 11,147 Posts
    • 59,839 Thanks
    edinburgher
    A false dawn?

    Thought DD had decided to use her own bed again, only to be met with the eerie figure of my tiny little redhead peering over the side of our bed at 1 in the morning! Back to the couch for me...

    0.66 paid off a CC and posted a book for an Am@azon sale. Expecting another 10 from a Zopa P2P referral shortly
    • elantan
    • By elantan 15th Mar 18, 7:39 PM
    • 19,687 Posts
    • 53,061 Thanks
    elantan
    ed I now have an image of your daughter looking and acting like the wee lassie from Brave ... I love that lassie' s character, I have no doubt her parents characters found her exasperating at times though

    wonderful to be back catching up again ... you'll need to pm me where your staying now ... I remember talking to u about where j fancied and wonder of you got there

    love to all xxx
    march 2011-july2019 8 years and 4 months ... or 100 months and counting
    "what would you do if you knew you couldn't fail.... enjoy the adventure" " to my own self be true"
    • Karmacat
    • By Karmacat 15th Mar 18, 8:01 PM
    • 29,312 Posts
    • 167,811 Thanks
    Karmacat
    Thought DD had decided to use her own bed again, only to be met with the eerie figure of my tiny little redhead peering over the side of our bed at 1 in the morning! Back to the couch for me...
    Originally posted by edinburgher
    Awwwww!
    Retired August 2016
    • Suffolk lass
    • By Suffolk lass 16th Mar 18, 5:26 AM
    • 2,013 Posts
    • 20,888 Thanks
    Suffolk lass
    Is hers a small bed still? may be time to consider a 4ft bed in her room so you can go back to her bed with her and lay with her there. It's a way of reinforcing that that is where she sleeps. At the moment she sees you and Mummy together and thinks she should join you. At least you would get some proper sleep in a big-enough bed
    MFiT T4 #2 update 88.72% after Q9 tiny bit ahead of where I should be
    Save 12k in 2018 #53 - after May 45.81% 4,581.38/10,000
    OS Grocery Challenge 2018 spent 1,021.80/3,000 including stores so far 34.06% of my annual budget at the end of May
    My DFD is here
    • edinburgher
    • By edinburgher 16th Mar 18, 9:01 AM
    • 11,147 Posts
    • 59,839 Thanks
    edinburgher
    ed I now have an image of your daughter looking and acting like the wee lassie from Brave ... I love that lassie' s character, I have no doubt her parents characters found her exasperating at times though

    wonderful to be back catching up again ... you'll need to pm me where your staying now ... I remember talking to u about where j fancied and wonder of you got there

    love to all xxx
    Originally posted by elantan
    She's not curly, but not unlike a tiny Merida

    Will PM you.

    Is hers a small bed still? may be time to consider a 4ft bed in her room so you can go back to her bed with her and lay with her there. It's a way of reinforcing that that is where she sleeps. At the moment she sees you and Mummy together and thinks she should join you. At least you would get some proper sleep in a big-enough bed
    Originally posted by Suffolk lass
    Is a 4' bed a double bed? Because the wee punk can easily pinch 1/2 a king size bed! We are planning on moving her to a double bed, probably after our holiday in May (can rearrange her furniture and move the armchair downstairs).

    0.35 paid off a CC - taking DD to Edinburgh Butterfly & Insect world as a wee treat. For once I've been working too hard - was typing up notes to assist a colleague until after 10 last night
    • beanielou
    • By beanielou 16th Mar 18, 9:06 AM
    • 54,866 Posts
    • 218,949 Thanks
    beanielou
    Enjoy the butterfly farm
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • badmemory
    • By badmemory 16th Mar 18, 2:11 PM
    • 1,704 Posts
    • 2,296 Thanks
    badmemory
    4ft is queen size, so about 6 inches narrower than a double & 1 ft than a king. Maybe a "you'll have to budge up" might make her value her own bed space more.
    • Suffolk lass
    • By Suffolk lass 16th Mar 18, 2:46 PM
    • 2,013 Posts
    • 20,888 Thanks
    Suffolk lass
    4ft is queen size, so about 6 inches narrower than a double & 1 ft than a king. Maybe a "you'll have to budge up" might make her value her own bed space more.
    Originally posted by badmemory
    A UK Queen - an American Queen is 5' x 6'8" (in real money)
    MFiT T4 #2 update 88.72% after Q9 tiny bit ahead of where I should be
    Save 12k in 2018 #53 - after May 45.81% 4,581.38/10,000
    OS Grocery Challenge 2018 spent 1,021.80/3,000 including stores so far 34.06% of my annual budget at the end of May
    My DFD is here
    • edinburgher
    • By edinburgher 16th Mar 18, 6:02 PM
    • 11,147 Posts
    • 59,839 Thanks
    edinburgher
    Maybe a "you'll have to budge up" might make her value her own bed space more.
    I find any response other than moving gets you an accidental? kick in the throat from a sleeping toddler
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