FIRE Through The Mortgage - MF by 55 - LATEST

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  • Firegirl
    Firegirl Posts: 922 Forumite
    First Anniversary Name Dropper First Post
    Pouring rain so soft play today.....£20 down ...... But went to McDonald's for lunch as a treat from a friend cause I give her kids dinner once a week!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Penny_pauper
    Penny_pauper Posts: 176 Forumite
    Hi Firegirl,
    Just read your diary and wanted to say well done on all your ebaying and massive overpayments. Good luck with the work situation and when they finally make a decision it is one that you are happy with.
    PP
    getting out of debt 1753/8350
  • Firegirl
    Firegirl Posts: 922 Forumite
    First Anniversary Name Dropper First Post
    :)Thanks for you kind words Penny. I've a long way to go but just keep chipping away:)
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • moomi
    moomi Posts: 338 Forumite
    Photogenic First Anniversary Combo Breaker First Post
    Hi fire girl. I have a similar timeframe to be mortgage free give or take a few months & whilst it's not as big as yours, I'm still trying to pay odd bits here & there to reduce it. Well done on your journey so far & im feeling encouraged to continue after reading your thread ��
    Mortgage Balance April 24- £22,400.5 years 3 months left
  • Firegirl
    Firegirl Posts: 922 Forumite
    First Anniversary Name Dropper First Post
    Thanks for popping by moomi:)

    Can't believe my diary is encouraging you to continue:rotfl:

    I'm really glad though! It is hard to keep the balance between MFW and living life to the full and I sway between the 2 a lot:rotfl:

    Do you have a diary? Good luck on your journey. If it was easy everyone would do it. We just need to keep chipping away!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Firegirl
    Firegirl Posts: 922 Forumite
    First Anniversary Name Dropper First Post
    Did a shop in aldi!!!!! I can't believe how cheap it is!!!! I'll be shopping there again!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • greent
    greent Posts: 10,670 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Yep - I've gone from spending less than £5 in there once a month to doing most of my weekly shop in there now, topping up with brands/ offers in one of the main smkts - s'fab :D


    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Firegirl
    Firegirl Posts: 922 Forumite
    First Anniversary Name Dropper First Post
    So I've updated my signature and I've drifted off target in the last few months. Real shame but did a huge drift into life is worth living and your only young once!

    Got my redundancy and then later found out my notice period is a year and half! I've asked for payrise and retention bonus so if that works out then that will put me back on track!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Got to enjoy life fire as you go along :]
    good luck with the payrise hope you get it
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Name Dropper First Post First Anniversary
    Good grief! A year and a half? You absolutely deserve a payrise for putting up with that - here's hoping :)
    2023: the year I get to buy a car
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