Car loan long story

Bellsy1979 · 2 December 2017 at 11:15PM

Hello

I am looking for advice. Long story but relationship has ended a while ago and I am left with a mess. Took out a car loan for about 10 grand in my name, insurance is in my name tax in my name the whole lot in my name. Ex partner was not working and did not pay for any of it. His disappeared with car and can’t get car back it doesn’t pay for any of it and never has. Yea stupid I know but I’ve had hell from this man who has lied to me from day one. Basically a lying drug addict with one hell of a past I did not know about. Yip live and learn and I am suffering the emotional and mental scars of being with a mentally abuse lying partner. I have asked for the car back over and over but get no where, his above the law so threats of police have no affect. Police are not interested. Any ideas what can I do.... and not do. I am sick of it all and want away from it all.

Please some friendly supportive advice is what I need

LilElvis · 2 December 2017 at 11:18PM

Is the car itself registered in your name?

Bellsy1979 · 2 December 2017 at 11:22PM

Yea everything is in my name

lewishardwick · 2 December 2017 at 11:30PM

Have you replied to the police as stolen? Like, properly dialled 999 and told you'd like to report a stolen vehicle?

Do it now.

Taken without consent is a crime. ANPR should pick the car up song enough, if he still has it.

Bellsy1979 · 2 December 2017 at 11:38PM

I was told the police wouldn’t get involved. The stupid thing is we are married.... I never thought I would be one of those women who fell for a liar. know it sounds stupid but I’m worried about what happens if I phone the police. I didn’t know about his past and real life when we got married

Bellsy1979 · 2 December 2017 at 11:40PM

Maybe the only thing to do is phone police. I feel stupid and ashamed

Reb2016 · 3 December 2017 at 12:04AM

Please don’t feel stupid and ashamed, it’s easy to get caught by a liar, and I’m speaking from personal experience here.
I would ring the police and report it as stolen, as that is what it is, it’s your car and he has taken it without your consent.
Reb

Kynthia · 3 December 2017 at 12:04AM

Don't ring 999 as it's not an emergency. If the police won't do anything then you need to go to court. Considering you're married it could be considered a marital asset. Therefire it might be best to see a solicitor to discuss how to handle the splitting of marital assets and debts.

tealady · 3 December 2017 at 12:08AM

Think of it this way
You buy a car
You pay the tax and insurance.
The car "vanishes"
Who you gonna call. Ghostbusters? Of course not.
Ring the police and report it as stolen.

Kynthia · 3 December 2017 at 12:45AM

The fact it was a marital asset makes a difference. It is possibly a civil dispute rather than a criminal one and the courts decide civil disputes rather than the police.

https://www.askthe.police.uk/content/Q830.htm

Pollycat · 3 December 2017 at 9:53AM

Is the car the only financial/emotional issue between you?

No house?
No children?

If it is, you may benefit from a free 30 minute session with a solictor.
But be prepared.
Write a list of questions.
Don't deviate into going on about his drug-taking or other bad qualities - you need to maximise the advice you get in that short time and that would only waste time.
Give the solicitor the full story. e.g. you didn't say you were married until your second post - this fact may change the advice you get.

Good luck.

Car loan long story

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