Can I reclaim? If so How?

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chirpychick
chirpychick Posts: 1,024 Forumite
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in Reclaim PPI & other insurance
When I was a student about eek 15/16 years ago I got into terrible money problems and one issue was with natwest, where I had an overdraft and was being charge fees constantly. It was a never ending circle and eventually I met my now hubby and he cleared it and we closed the account. The thing is at the time, I was suicidal and i had no concept of how overdrafts and things worked. Everytime I made a payment id get charged more and it was awful.
I have no record of the account now but I just feel that the charges were very unfair. I would ring them in tears begging them to stop charges. So now, i'm mentally much better and I have always wondered about whether there was any way to reclaim?
Everything is always better after a cup of tea

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  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
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    No.

    If you are in current financial hardship, you can ask the bank if they can support you, but that doesn't mean a 'reclaim' of fees.
  • chirpychick
    chirpychick Posts: 1,024 Forumite
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    Thank you for the information
    Everything is always better after a cup of tea
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    chirpychick wrote: »
    When I was a student about eek 15/16 years ago I got into terrible money problems .........I have always wondered about whether there was any way to reclaim?
    No, there is no way to "claim" historical bank charges.
    Your husband bailed you out and the account was closed.

    Put thoughts of this where they belong...in the past.
  • chirpychick
    chirpychick Posts: 1,024 Forumite
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    Absolutely. I just wanted the clarification as to whether it was possible or not. Now I know it isn't I can move on from it.
    Everything is always better after a cup of tea
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