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    • Lianse
    • By Lianse 18th Jun 19, 9:21 AM
    • 3Posts
    • 0Thanks
    Partners debt
    • #1
    • 18th Jun 19, 9:21 AM
    Partners debt 18th Jun 19 at 9:21 AM
    I have my own debts (4100 owed) that I am considering a DRO for as my only income is benefits and I'm struggling.
    However, my wife also has debts in her name (15000 owed). I was wondering, instead of me doing a DRO, is there any way that we could take care of both lots of debts at once? Is there such a thing as a joint DRO or anything like that so that we only have to go through everything the one time and have it all dealt with?
    Last edited by Lianse; 18-06-2019 at 9:44 AM. Reason: Add figures
Page 1
    • WhenIam64
    • By WhenIam64 18th Jun 19, 1:55 PM
    • 528 Posts
    • 284 Thanks
    • #2
    • 18th Jun 19, 1:55 PM
    • #2
    • 18th Jun 19, 1:55 PM
    From the guidance

    A DRO is an individual remedy. If the client is part of a couple, the financial statement must be calculated so as to show the client's surplus income only, and not that of the couple. Contributions from other family members should be included as income.
    So your surplus calculations will take into account any contribution but a DRO is specific to each of you. Also a DRO may not be suitable for your wife if she has more than 50 surplus income per month. There are strict requirements for a DRO

    You'd might want to have a chat with Stepchange, your local CAB (if they have a money advice service) or a debt charity to see which is best for each of you.
    Unlike some here, I am not omniscient. If I am wrong correct me. I won't take offence.
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