Share your stories on PPI Reclaiming claims handlers

Over a year ago I received a phone call regarding mis-sold PPI for my mortgage, after being passed through various legal teams who were "looking into if I had a claim and how much I could expect to receive" I was dazed with the grand figure of over £10k, they then proceeded to tell me that due to many people receiving settlement figures direct resulting in them not being paid for their time so now request £300 up front to investigate and ensure there was a claim, no win no fee, i thought it seemed fair enough.

A couple of weeks later a phone call to say they have confirmed there is a claim so require the fee based on the amount they think I will get (as you can imagine based on over £10k this was a hefty figure). I explained I could not afford this kind of money so would no longer like to pursue to which I was told it would not be possible to get the £300 refunded and the claim would be sorted in a couple of months so would only result in a couple of months interest. Not wanting to waste the £300 I fell for it hook line and sinker - what a mistake.

So now over a year later I am faced with the reality that HSBC have defended their position saying their isn't a claim, I am no longer sure there is so no point in court proceedings I feel. When I have chased they have said "there is a form we need you to sign which they duly send out. Trouble is now tre repeats of forms filled out when we first began looking into things.

How the heck do I get my money back. My husband does not think I will, they will likely go out of business before we get anywhere with trying. If only all of the advice on doing it yourself had been there at the time, it is everywhere now and would have been the way I went about it.

The name of the company - We Fight Any Claim.

I am considering what to do next.:(

shaz-deco wrote: »

Over a year ago I received a phone call regarding mis-sold PPI for my mortgage, after being passed through various legal teams who were "looking into if I had a claim and how much I could expect to receive" I was dazed with the grand figure of over £10k, they then proceeded to tell me that due to many people receiving settlement figures direct resulting in them not being paid for their time so now request £300 up front to investigate and ensure there was a claim, no win no fee, i thought it seemed fair enough.

A couple of weeks later a phone call to say they have confirmed there is a claim so require the fee based on the amount they think I will get (as you can imagine based on over £10k this was a hefty figure). I explained I could not afford this kind of money so would no longer like to pursue to which I was told it would not be possible to get the £300 refunded and the claim would be sorted in a couple of months so would only result in a couple of months interest. Not wanting to waste the £300 I fell for it hook line and sinker - what a mistake.

So now over a year later I am faced with the reality that HSBC have defended their position saying their isn't a claim, I am no longer sure there is so no point in court proceedings I feel. When I have chased they have said "there is a form we need you to sign which they duly send out. Trouble is now tre repeats of forms filled out when we first began looking into things.

How the heck do I get my money back. My husband does not think I will, they will likely go out of business before we get anywhere with trying. If only all of the advice on doing it yourself had been there at the time, it is everywhere now and would have been the way I went about it.

The name of the company - We Fight Any Claim.

I am considering what to do next.:(

Read this thread especially post 9.

http://forums.moneysavingexpert.com/showthread.php?t=3639125&highlight=we+fight+any+claim

Champions54 wrote: »

I am a NEWBIE and just had to come on and share this with you all.

I have watched Martin on TV and visited the Site a few times. I knew I had taken out PPI years ago on a loan (I couldn't remember how much the loan was for, or what year it was. However decided I would complete the online form with my bank (RBS) what did I have to lose. Whilst completing the form I filled most of the boxes with 'unsure' That was six weeks ago. Last week I got a letter offering me £709.25, PPI was £325.72 the rest was made up of interest and good will gesture. I thought that will do me. Then this week I get a further 8 letters - the total offered amounts to £9,665.00. The bank explains that this was for PPI on a 'chain' of loans. I am Happy but shocked, I never knew I had PPI on these loans !! Today I received 5 further letters from my bank quoting Loan numbers but explaining that they can find no paper work going back to 1992, 93, 95 and 96 on these loans, therefore cannot help me. What a surprise - so please everyone you must complete the forms and apply - I can now put new central heating in my flat woopee!!!

I'm about to send a SAR letter to RBS. I had 6 loans taken out with them between late 1994 and Spring 2000 which I suspect had PPI front-loaded on all (can't say for sure but the pattern seems to be that back then most banks just whacked it on as a matter of course without discussing it with the customer in any great detail or worse still, not at all - my memory is good but I can't recall any conversation regarding PPI with any of the people that dealt with my 6 loan applications) so that doesn't bode well for me in terms of retrieving paperwork for the earlier loans at least. However, if they do come up with something then I'll post it on here. On the flip side, well done for your other successful claims plus with you saying that you answered "unsure" on some of the sections it gives hope to those of us that can't remember everything about every loan or credit card application we made in the distant past.

goonlecker wrote: »

can they claim on her half of the loans <redress> if they are upheld?

The answer is yes, unfortunately.