Making chicken feed of my mortgage

muddywhitechicken · 5 November 2017 at 8:48PM

apple_muncher wrote: »

Oh my - that woman... Hope it went as okay as it can with her...

Wine was required!

She had the audacity to say that my dad couldn't come for lunch next Sunday because he had to pick her up from the airport :mad:

muddywhitechicken · 5 November 2017 at 9:13PM

1. Go to the gym a minimum of 20 times before 10 December.
No [4/20]
2. Follow the WW plan properly in November and at least 5x/week in December.
Yes, 30/30 WW points [7/32]
3. Reduce caffeine intake - maximum 1 coffee/day.
Yes, 1 nespresso today [7/32]
4. Drink 1.5 L water/day (including weekends).
1.5 L again today [7/32]
5. No late nights in November.
No later than 10.00 pm tonight [7/32]
6. No watching rubbish made-for-TV Christmas movies when I'm home alone midweek (I have identified this as a trigger for binge eating ). Go for a walk instead!
No rubbish TV, we're watching Blue Planet II [7/32]
7. Make a real effort to get to work early or on-time every day (my current punctuality is appalling)
N/A [5/24]
8. Meal plan from larder/freezer/garden in November. Only buy milk, yogurt, bread, fruit & vegetables.
LO hula pork from the freezer with pineapple/cashew/coconut brown rice salad & roasted red peppers for dinner [4/32]
9. No unnecessary spending!
No spending at all... we were going to go to a local fireworks display (£7/each) but decided to watch it from the bedroom window instead. It was really good which makes me feel even worse (it was for charity). I will buy some more items for my Christmas foodbank donation to appease my guilt. [4/32]

It was a lovely sunny day here; unfortunately, after our guests had left, I only had time to go out and clean the chicken coop and protect my raised beds from the frost that is forecast.

muddywhitechicken · 6 November 2017 at 9:48PM

£60 JL vouchers (from CC) received today :T
Added to our Frugal January Fund (along with £104.22 Nectar points, £20 M&S, £39 L2S (+£10 due), £5 Morrisons, £1.50 Tesco & the contents of the loose change pot)

1. Go to the gym a minimum of 20 times before 10 December.
Yes [5/20]
2. Follow the WW plan properly in November and at least 5x/week in December.
Yes, 30/30 WW points [8/32]
3. Reduce caffeine intake - maximum 1 coffee/day.
Yes [8/32]
4. Drink 1.5 L water/day (including weekends).
2 L today [8/32]
5. No late nights in November.
No later than 10.00 pm tonight [8/32]
6. No watching rubbish made-for-TV Christmas movies when I'm home alone midweek (I have identified this as a trigger for binge eating ). Go for a walk instead!
No rubbish TV [8/32]
7. Make a real effort to get to work early or on-time every day (my current punctuality is appalling)
On-time today [6/24]
8. Meal plan from larder/freezer/garden in November. Only buy milk, yogurt, bread, fruit & vegetables.
HFW's roast cauliflower, almonds & barley with parsley & chilli :drool: [5/32]
9. No unnecessary spending!
NSD [5/32]

muddywhitechicken · 7 November 2017 at 10:40PM

Pension meeting at work today - they are changing our pension investments at the start of next year to a fund with higher (but not high) charges AND they're charging us for the transfer :mad: The paperwork states that the new fund has an active management style. When I asked them to clarify how actively it was managed I got the following answer: "The XXX Fund is largely passively managed which helps to keep costs low. An element of XXX is actively managed on a "light touch" basis with an annual review." That's not actively managed at all then :mad: It's now time to seriously think about self-managing (something I was hoping to avoid) :eek:

1. Go to the gym a minimum of 20 times before 10 December.
Yes [6/20]
2. Follow the WW plan properly in November and at least 5x/week in December.
Yes, 30/30 WW points [9/32]
3. Reduce caffeine intake - maximum 1 coffee/day.
Yes [9/32]
4. Drink 1.5 L water/day (including weekends).
1.5 L today (just and I will probably need to get up twice in the night now as I've just drunk the last 250 mL :rotfl:) [9/32]
5. No late nights in November.
No later than 10.00 pm tonight [9/32]
6. No watching rubbish made-for-TV Christmas movies when I'm home alone midweek (I have identified this as a trigger for binge eating ). Go for a walk instead!
No TV at all, phoned my aunt in Canada instead [9/32]
7. Make a real effort to get to work early or on-time every day (my current punctuality is appalling)
On-time today even in Tuesday morning traffic (worst day of the week) [7/24]
8. Meal plan from larder/freezer/garden in November. Only buy milk, yogurt, bread, fruit & vegetables.
Roast chicken (2 small thighs from the freezer), roast BNS (from the squash stash in my vegetable drawer) & salad from the garden (now at £2.11/bag) [6/32]
9. No unnecessary spending!
£36 spent on necessary car maintenance [6/32]

muddywhitechicken · 8 November 2017 at 10:21PM

I've signed up for the new gym - £45/month from the end of January - and I've signed the DD mandate for the £500/month transfer to my S&S ISA

1. Go to the gym a minimum of 20 times before 10 December.
No [6/20]
2. Follow the WW plan properly in November and at least 5x/week in December.
Yes, 30/30 WW points [10/32]
3. Reduce caffeine intake - maximum 1 coffee/day.
Yes [10/32]
4. Drink 1.5 L water/day (including weekends).
1.5 L today [10/32]
5. No late nights in November.
No later than 9.45 pm tonight [10/32]
6. No watching rubbish made-for-TV Christmas movies when I'm home alone midweek (I have identified this as a trigger for binge eating ). Go for a walk instead!
No rubbish TV [10/32]
7. Make a real effort to get to work early or on-time every day (my current punctuality is appalling)
On-time again today [8/24]
8. Meal plan from larder/freezer/garden in November. Only buy milk, yogurt, bread, fruit & vegetables.
Store cupboard tea - red lentil & cumin soup with pitta chips [7/32]
9. No unnecessary spending!
NSD [7/32]

wishingthemortgaheaway · 9 November 2017 at 4:39AM

Love your list mwc.

muddywhitechicken · 9 November 2017 at 9:02PM

Thanks Wish

Roll on the weekend - my patience has been tried on several occasions this week... and it was nowhere to be found... I've been :mad: all week

1. Go to the gym a minimum of 20 times before 10 December.
Yes [7/20]
2. Follow the WW plan properly in November and at least 5x/week in December.
Yes, 30/30 WW points [11/32]
3. Reduce caffeine intake - maximum 1 coffee/day.
Yes [11/32]
4. Drink 1.5 L water/day (including weekends).
2 L today [11/32]
5. No late nights in November.
Planning on no later than 9 pm tonight [11/32]
6. No watching rubbish made-for-TV Christmas movies when I'm home alone midweek (I have identified this as a trigger for binge eating ). Go for a walk instead!
No TV [11/32]
7. Make a real effort to get to work early or on-time every day (my current punctuality is appalling)
5 minutes late today - I left in plenty of time but traffic was dreadful [8/24]
8. Meal plan from larder/freezer/garden in November. Only buy milk, yogurt, bread, fruit & vegetables.
Smoked mackerel, parsnip & puy lentils with peppery salad leaves from the garden - the mackerel was an unnecessary purchase last weekend but we had everything else [8/32]
9. No unnecessary spending!
Oops the temptation was too great and I pre-ordered the QVC Elemis TSV - in my defence, it was £150 of products for £50.91 incl. P&P and I will almost definitely get £50 from my dad for Christmas [7/32]

Now at £2.00/bag for our HG salad leaves :T

apple_muncher · 9 November 2017 at 9:18PM

I feel personally responsible for the traffic on your way to work, MWC. (Even though I catch the bus!)

muddywhitechicken · 9 November 2017 at 9:38PM

apple_muncher wrote: »

I feel personally responsible for the traffic on your way to work, MWC. (Even though I catch the bus!)

:rotfl: thanks Apple!
I think everyone decided to leave earlier than normal as a colleague arrived 30 minutes later than me and said that there was less congestion than normal

muddywhitechicken · 10 November 2017 at 10:51PM

1. Go to the gym a minimum of 20 times before 10 December.
Yes [8/20]
2. Follow the WW plan properly in November and at least 5x/week in December.
Yes, 30/30 WW points [12/32]
3. Reduce caffeine intake - maximum 1 coffee/day.
Yes but already thinking about tomorrow's... free WR, Vietnamese or limited edition Nespresso? Decisions, decisions!
[12/32]
4. Drink 1.5 L water/day (including weekends).
2.5 L today [12/32]
5. No late nights in November.
No later than 10 pm tonight. I'm not feeling the benefit yet. [12/32]
6. No watching rubbish made-for-TV Christmas movies when I'm home alone midweek (I have identified this as a trigger for binge eating ). Go for a walk instead!
Went for a DT massage this evening, watched a bit of the footie and HIGNFY [12/32]
7. Make a real effort to get to work early or on-time every day (my current punctuality is appalling)
Back to being punctual today [9/24]
8. Meal plan from larder/freezer/garden in November. Only buy milk, yogurt, bread, fruit & vegetables.
Ham, egg & chips this evening - the ham was an unnecessary purchase last weekend, eggs from the garden, gifted potatoes from a neighbour's allotment [9/32]
9. No unnecessary spending!
More not really necessary spending - 6 mixed squash to add to my squash stash and 4 melons is a bit OTT even if they were on offer. Bad MWC. [7/32]

Making chicken feed of my mortgage

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