Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • westiedog
    • By westiedog 11th Oct 19, 10:16 AM
    • 174Posts
    • 163Thanks
    westiedog
    Today is the day Friday 11 October 2019
    • #1
    • 11th Oct 19, 10:16 AM
    Today is the day Friday 11 October 2019 11th Oct 19 at 10:16 AM
    I joined this forum many years ago and really could see no way out of my situation.....I genuinely thought of ending it all every day. I contacted Payplan as recommended by one of my credit card companies. It hasnt been easy and there have been many downs along the way. Due to a berevement I have been in a position to have a lump sum. Payplan have negotiated on my behalf and today I have paid the full and final amount to Payplan so I think that means the vicious circle of debt is over. I can finally breathe. No more credit
    January 2009 52,000+ - Jan 2011 48,218.11 Dec 2011 44070.19 - Oct 2012 41650.18 - Dec 2012 40735.42 - Jan 2013 - 39456.01 - July 2013 39288.17 - May 2014 - 35068.23 all interest free. Original DFD 2042-now 2027 say Payplan-I say 2021 or sooner. Oct 2014 - 33889.98 Sept 2019 19035.47 October 2019 0
Page 1
    • MallyGirl
    • By MallyGirl 11th Oct 19, 10:26 AM
    • 3,976 Posts
    • 9,417 Thanks
    MallyGirl
    • #2
    • 11th Oct 19, 10:26 AM
    • #2
    • 11th Oct 19, 10:26 AM
    Make sure you mark this moment on the Debt Free Roll of Hour

    Well done
    I'm a Board Guide on the Debt-free Wannabe, Loans & Credit Cards boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Board guides are not moderators and don't read every post. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com
    Any views are mine and not the official line of MoneySavingExpert.com.
    • monetxchange
    • By monetxchange 11th Oct 19, 11:39 AM
    • 41 Posts
    • 69 Thanks
    monetxchange
    • #3
    • 11th Oct 19, 11:39 AM
    • #3
    • 11th Oct 19, 11:39 AM
    Incredible! Biggest congratulations. Make sure you get yourself on the Debt Free Roll of Honour like MallyGirl says. You deserve it. Well done
    Highest Debt: 29,500. LBM: April 2019
    TO GO: Halifax (Barclaycard BT) 11,307 5,300 | Virgin (Overdraft BT) 2,575 1,700
    GONE: HMRC 8,500 0 Builder 3,500 0 | Vanquis 3,222 0 | Capital One 1,410 0
    SAVED: Emergency Fund: 1,000. Tax Bill Fund: 2,700.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,902Posts Today

6,977Users online

Martin's Twitter