Is GiffGaff refurbished phone, credit?
Comments
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beckysheffield wrote: »
What’s the point of paying of a credit card in full every month.....
It shows you can use credit sensibly.
Just using your debit card tells them nothing about your ability to handle credit. Only that you are probably afraid of it.
Anyway, we're going over old ground here.0 -
Deleted_User wrote: »Anyway, we're going over old ground here.
Exactly, she doesn't listen as can be seen in her other threads "lol".0 -
Follow the advice thats been given. You will get there.0
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glentoran99 wrote: »Paying it off in full shows good management of credit and no interest, "People offering a mortgage" will see your credit history,
Ok. I’m not from a culture of credit cards and I always thought they were for people who didn’t have money. I shall get one.0 -
Deleted_User wrote: »It shows you can use credit sensibly.
Just using your debit card tells them nothing about your ability to handle credit. Only that you are probably afraid of it.
Anyway, we're going over old ground here.
What’s the point of having credit if you already have the money in the bank acccount is my argument. I’m a big saver and worked from a young age.
I will get one.0 -
beckysheffield wrote: »What’s the point of having credit if you already have the money in the bank acccount is my argument.
Interest free loan.
Cashback
Rewards
Building a credit history,
Section 75 protection
Chargebacks
Cashflow0 -
How will you get a credit card if you have no job. They will ask for your incomeMortgage free wannabe
Actual mortgage stating amount £75,150
Overpayment start date 1/3/23.
Starting balance £66,565.45
Current balance £63,787.160 -
I think someones got some unsanctioned time off from school and they're bored0
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Deleted_User wrote: »Interest free loan.
Cashback
Rewards
Building a credit history,
Section 75 protection
Chargebacks
Cashflow
Cool. The only thing that would benefit myself is a chargeback.0 -
You can send me the cashback then.0
This discussion has been closed.
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