Cash ISAs: The Best Currently Available List

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  • masonic
    masonic Posts: 23,275 Forumite
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    Reed_Richards wrote: »
    Kazza242 is supposedly still active but has not updated this topic or posted anything else since June 2018. It's a great pity because I cannot be the only one to have found it really useful as a source of reference.
    According to the first post: "Last edited by Kazza242; 27-12-2018 at 5:30 PM. Reason: List updated..."
  • Kazza242
    Kazza242 Posts: 2,169 Forumite
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    Hello everyone. I've been away for a while as I've had a lot going on at work.

    The first post of this thread has been updated.
    Please call me 'Kazza'.
  • Consumerist
    Consumerist Posts: 6,310 Forumite
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    Kazza242 wrote: »
    Hello everyone. I've been away for a while as I've had a lot going on at work.

    The first post of this thread has been updated.
    Welcome back.
    >:)Warning: In the kingdom of the blind, the one-eyed man is king.
  • Consumerist
    Consumerist Posts: 6,310 Forumite
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    edited 25 March 2019 at 1:55PM
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    The rate may be eye-catching but the early-withdrawal charges are eye-watering - up to 5 years interest penalty on early withdrawals.

    With a minimum balance of £15k you need to be sure you in for the duration.

    Coincidentally (or maybe not), MSE has dumbed-down their fixed-rate ISA table which no longer shows the effective rates on early withdrawal.
    >:)Warning: In the kingdom of the blind, the one-eyed man is king.
  • Steve_xx
    Steve_xx Posts: 6,976 Forumite
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    Consumerist wrote: »
    The rate may be eye-catching but the early-withdrawal charges are eye-watering - up to 5 years interest penalty on early withdrawals.

    With a minimum balance of £15k you need to be sure you in for the duration.

    Coincidentally (or maybe not), MSE has dumbed-down their fixed-rate ISA table which no longer shows the effective rates on early withdrawal.

    It's too long anyway, especially as interest rates are still very low.
  • eskbanker
    eskbanker Posts: 31,040 Forumite
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    Consumerist wrote: »
    Coincidentally (or maybe not), MSE has dumbed-down their fixed-rate ISA table which no longer shows the effective rates on early withdrawal.
    Surely including those effective rates was dumbing it down (in that such figures are easily calculated)?
  • Rich2808
    Rich2808 Posts: 1,332 Forumite
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    Any news on an exciting offerings for the new tax year – which starts on Saturday week.

    I was hoping Nottingham BS might offer their 2.25% starter (regular saver) ISA again – but no sign of it yet. I got my maturity letter from them on my 2018-19 ISA last week – and they will be placing my funds in a cash isa paying 0.25% when it matures on 5 April.
  • bubieyehyeh
    bubieyehyeh Posts: 587 Forumite
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    Rich2808 wrote: »
    I was hoping Nottingham BS might offer their 2.25% starter (regular saver) ISA again – but no sign of it yet. I got my maturity letter from them on my 2018-19 ISA last week – and they will be placing my funds in a cash isa paying 0.25% when it matures on 5 April.


    Someone posted elsewhere on this forum, that they had been told it will be available on 6th April @ 2% this year.


    Also Coventry 5yr fixed rate has been pulled and reduced.
  • bubieyehyeh
    bubieyehyeh Posts: 587 Forumite
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    This years Nottingham BS regular saver ISA details is now on their website, it is listed on all saving accounts page, but not on cash ISAs page.



    https://www.thenottingham.com/savings/products/starter-isa-issue-9/


    Seems same terms as last year but rate now only 2%.
  • jimbow25
    jimbow25 Posts: 351 Forumite
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    Coventry Building Society's ISAs were replaced by a new batch at the start of the month I think - maturing November 2021, November 2022 and May 2024. A bit frustrating as I was going to go for May 2021 - the replacement would tie me in for 6 more months and also has 180 days penalty not 120 as before. I opened the instant access ISA recently so was looking forward to making the transfer via a simple phone call. I will hold fire for now.
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