HSBC Mortgage Application Timings?

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  • Rosy_Apple
    Rosy_Apple Posts: 152 Forumite
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    AFF8879 wrote: »
    I went from application to full offer / acceptance within 2 weeks, no complaints at all from my experience- good luck.

    Thank you :)
  • sn1987a
    sn1987a Posts: 453 Forumite
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    I just received the offer!!! That was quick! HSBC texted me! They told me to book the valuation now!
  • Rosy_Apple
    Rosy_Apple Posts: 152 Forumite
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    sn1987a wrote: »
    I just received the offer!!! That was quick! HSBC texted me! They told me to book the valuation now!

    HUGE congratulations!! That is great new, I shall keep my fingers crossed that your valuation is speedy and issue free.
  • sn1987a
    sn1987a Posts: 453 Forumite
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    Thank you!! I hope you get the good news soon!
  • Rosy_Apple
    Rosy_Apple Posts: 152 Forumite
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    As an update:

    10th March - DIP given and full application submitted through broker
    13th March - questions to broker around bank statements
    15th March - email stating that it is now with underwriters and we will have an answer within two working days

    Keep your fingers crossed for us!
  • Rosy_Apple
    Rosy_Apple Posts: 152 Forumite
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    Further update:

    HSBC have come back and asked for bank statements which show our bills going out, the broker has gone back to them to confirm that they already have this and they were attached to our original application. This now means that the answer could take two working days again. So fingers crossed, Monday at the latest!

    The broker has told us that it is not uncommon for HSBC to be a bit slow with documents and re-ask for things they already have! They know how to make me worry!
  • Sheep
    Sheep Posts: 219 Forumite
    Im sure it will be fine and im sure you will have your offer shortly :)
  • Rosy_Apple
    Rosy_Apple Posts: 152 Forumite
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    Latest update- HSBC have come back again (2 working days later) to say that they still can't see the bank statements that they queried on Thursday. These have already been sent twice by the Broker (once originally and then again when they asked on Thursday), he has now sent them for the third time! Can't help but feel that their systems may need looking at!
  • sn1987a
    sn1987a Posts: 453 Forumite
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    It must be frustrating for you... At least they are quick in asking what they miss!
  • Rosy_Apple
    Rosy_Apple Posts: 152 Forumite
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    sn1987a wrote: »
    It must be frustrating for you... At least they are quick in asking what they miss!

    It would just be helpful if they didn't keep asking for the same thing! I have definitely got the FTB nerves :)
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