Payment A Day Chapter 18

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Comments

  • Keedie
    Keedie Posts: 2,232 Forumite
    First Anniversary First Post Photogenic Combo Breaker
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    Hi All,

    I fell down the rabbit hole of bad financial decisions in the last year, but I am back on track now. I don't have any spare cash whatsoever to PAD, but I'll keep reading posts to check in and keep me focussed until I am in a position to do so.

    Keep up the good work everyone,
    xx
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 02/04/2024 = £15,543.30/£23,643.30 (1 creditor) = 65.74% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,066.23/£14,166.23) 42.82% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2024 SAVINGS: Emergency Fund (£220.99/£1,000) 22.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,030/£6,750) 30.07% repaid
  • sashanut
    sashanut Posts: 3,252 Forumite
    First Post Combo Breaker First Anniversary Mortgage-free Glee!
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    Hi all :j

    Popping in to PAD a rather more modest pad of £10.00 5 x £2 coins into VW campervan moneybox tks LMD
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • jet9cat
    jet9cat Posts: 1,657 Forumite
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    Won £5 on freepostcodelottery.com so paid off the balance cc
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • LittleMissDetermined
    LittleMissDetermined Posts: 8,069 Forumite
    First Anniversary Debt-free and Proud! Photogenic Name Dropper
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    A not too shabby day with a total for Wedesday 3rd January of

    £570.13

    Well done everyone! :T
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.48
  • LittleMissDetermined
    LittleMissDetermined Posts: 8,069 Forumite
    First Anniversary Debt-free and Proud! Photogenic Name Dropper
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    Back with my own PAD of £39.27

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.48
  • dreamingofmoney
    dreamingofmoney Posts: 430 Forumite
    First Post First Anniversary
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    Morning all
    Just a little bank tidy of £1.82 to the savings. That may be all for a couple of days.
    Take care xx
    Debt free date May 20. Now the Mortgage1 £53862.45/£ 0% starting daily interest £4.48/£
    Jan GC £400/£Out of the water Feb £400/£
  • erin_transport
    erin_transport Posts: 964 Forumite
    First Post First Anniversary
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    Morning
    £5 to savings
    £10 to cc
    £5 to ctf
    £20 total for me today
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • mandz1
    mandz1 Posts: 2,548 Forumite
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    £4.97 to cc1 please
    PAD Maker
  • System
    System Posts: 178,094 Community Admin
    Photogenic Name Dropper First Post
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    £3.47 to CC2

    :T
  • RhiBi
    RhiBi Posts: 703 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
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    Another £2 to Next for me, plus I returned an item (Christmas pjs that arrived after Christmas!!) crediting my account with another £16 :)
    Virtual Sealed Pot No.07
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