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  • FIRST POST
    • talexuser
    • By talexuser 22nd Dec 18, 1:01 PM
    • 2,539Posts
    • 2,015Thanks
    talexuser
    RCI Bank
    • #1
    • 22nd Dec 18, 1:01 PM
    RCI Bank 22nd Dec 18 at 1:01 PM
    are going to get a UK banking license before Brexit date, so if they get to the top of the savings tables again and you were concerned about relying on the French compensation system, it should be the same risk as the UK competition in future.
Page 1
    • stehouk
    • By stehouk 22nd Dec 18, 1:16 PM
    • 202 Posts
    • 81 Thanks
    stehouk
    • #2
    • 22nd Dec 18, 1:16 PM
    • #2
    • 22nd Dec 18, 1:16 PM
    iv'e been using them since they were top, rates are climbing 1.42% now so i expect them to increase further when they get the license.
    • fwor
    • By fwor 22nd Dec 18, 2:15 PM
    • 6,093 Posts
    • 4,149 Thanks
    fwor
    • #3
    • 22nd Dec 18, 2:15 PM
    • #3
    • 22nd Dec 18, 2:15 PM
    As said already, they have been increasing their rates recently and applying the increase to existing customers too, so they seem to be fair to deal with.


    [BTW, it's a licence, not a license!]
    • talexuser
    • By talexuser 22nd Dec 18, 2:21 PM
    • 2,539 Posts
    • 2,015 Thanks
    talexuser
    • #4
    • 22nd Dec 18, 2:21 PM
    • #4
    • 22nd Dec 18, 2:21 PM
    [BTW, it's a licence, not a license!]
    Originally posted by fwor
    I thought after Brexit as part of a trade deal we have to accept the Yankee spelling of everything
    • Harvic
    • By Harvic 12th Jan 19, 7:20 PM
    • 7 Posts
    • 2 Thanks
    Harvic
    • #5
    • 12th Jan 19, 7:20 PM
    • #5
    • 12th Jan 19, 7:20 PM
    Have to say I've been very impressed with RCI over last couple of years. They have consistently increased interest rates in line with top few providers (even if by 0.05% at a time!). UK licence would be very much welcome from my point of view.
    • masonic
    • By masonic 12th Jan 19, 7:26 PM
    • 10,605 Posts
    • 8,001 Thanks
    masonic
    • #6
    • 12th Jan 19, 7:26 PM
    • #6
    • 12th Jan 19, 7:26 PM
    If they haven't brought their rate up to compete with Marcus already, I doubt they will when they have FSCS cover.
    • soulsaver
    • By soulsaver 12th Jan 19, 10:51 PM
    • 2,161 Posts
    • 1,019 Thanks
    soulsaver
    • #7
    • 12th Jan 19, 10:51 PM
    • #7
    • 12th Jan 19, 10:51 PM
    are going to get a UK banking license before Brexit date, so if they get to the top of the savings tables again and you were concerned about relying on the French compensation system, it should be the same risk as the UK competition in future.
    Originally posted by talexuser
    As discussed here c.4 weeks ago:
    https://forums.moneysavingexpert.com/showthread.php?t=5940701&highlight=rci+bank
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