Pay ALL your debt off by Xmas 2018

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  • EmmaMicawber
    EmmaMicawber Posts: 138 Forumite
    edited 29 March 2018 at 6:11AM
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    #99 £12,536 / £58,000

    Yay, big chunk off and one more card gone.

    Happy Easter everyone!
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    First Anniversary Name Dropper First Post
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    Payday today, so have made my final payments for the month.

    #29 £4,375.60 / £12,500
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    First Anniversary First Post Combo Breaker
    edited 29 March 2018 at 2:10PM
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    #145 £6962.45 / £19261 (35.15%)

    I WILL break the 7k barrier tomorrow!
  • Milly-Ann-Molly
    Milly-Ann-Molly Posts: 519 Forumite
    First Anniversary Combo Breaker First Post Debt-free and Proud!
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    Just popping in to update... managed a few chunks off the cc today...

    now at #28 £4837 paid / £16443 start (29.4% paid off)

    Need to up my game... sadly used the cc ALOT over the past two months...bad habits getting groceries and fuel on them! SO I have withdrawn £400 and placed it into allocated envelopes... each one labelled for a week of groceries and a fuel allowance... If this works then I can up my CC payments... fingers crossed... although I worry that if I have £70 and the bill is higher I will just reach for the plastic again (I have to carry it for emergency use - been caught out by garage repairs before)

    Good luck everyone. Let's kill these CC debts
    Make £/day March: £1490.85 / £310
    Quidco £3,143.16 NSD Mar:14
    2024 Road Kill £1
    March Sales of Excess £240.85
  • a_silver_lining
    a_silver_lining Posts: 535 Forumite
    First Post First Anniversary Combo Breaker Debt-free and Proud!
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    #81 @ 4500/10000 45%

    Paid £100 straight off debt. 3k paid directly to family member now and 1.5k in the regular saver.

    I really want to hit 50%, but I don't think I can up my £350pm. Calculated that the remaining 45% will take me just over 15 months to repay if I don't dip into savings. I will have 5.5k saved by then though, which will be a good emergency fund. That's if I stick to budget!
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • elvis69
    elvis69 Posts: 110 Forumite
    First Anniversary First Post Name Dropper
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    Hey I’ve updated a couple of times on here but the amo7nt next to my name that i posted originally doesn’t change. Am I doing something wrong? Am I meant to update the list myself?
    Thanks
    NSD Jan 5/10
    6780/10721
    [URL=“https://forums.moneysavingexpert.com/discussion/5820438/becoming-debt-free-is-hard-work#latest”]my debt free diary[/URL]
  • Debtfreewannabme
    Debtfreewannabme Posts: 116 Forumite
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    I have been checking for updates too as debt free now but dont think muppets has been on for a while. X
    I am now debt free:T - 20/03/18. Whatever your situation - just.keep.going!
    [STRIKE][/STRIKE][STRIKE][/STRIKE]EF £1000/£1000 goal
    [STRIKE][/STRIKE][STRIKE][/STRIKE]CHILDCARE Savings goal £600/£600
    EF 3 month goal £2,000/£3,500
    HOUSE DEPOSIT £0/£20,000
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    First Anniversary First Post Combo Breaker
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    I might be wrong but I think since there are so many updates muppets might just do the front pages monthly?

    #145 £7010.45 / £19261 (36.40%)

    Broke my 7k barrier!!!
  • elleJay42
    elleJay42 Posts: 165 Forumite
    First Anniversary First Post Name Dropper
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    Hello, £100 off my credit card today, my road tax needs paid this month and still paying full bills but hopefully this will be the last rubbish month!

    On a positive note I've finally broken the £1000 mark on my repayments :D

    #91 £1075.76 / £3500 (30.7%)
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £3342 / £3500 (95.4%)

    HTB ISA - £0 withdrawn for house purchase! :D
    Wedding Fund £2550 / £5000
  • This_times_for_keeps!
    This_times_for_keeps! Posts: 14 Forumite
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    Bank holiday weekend - always tricky with the urge to spend spend spend! Locking the credit cards away and trying to stay of the sales websites. We were supposed to be going away for Easter but cancelled it as they were forecasting snow and my husband didn't want to tow our caravan in bad weather so I need to make it a frugal weekend to maximise the saving. Does anyone else struggle on the bank holidays?
    It's not your salary that makes you rich - it's your spending habits!
    After a life time of debt now's the time to finally break free once and for all
    Saving money makes me happy.

    Pay all your debts 2018 #26
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