Debt free Munchin!! Now to stay that way.....

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  • Munchin
    Munchin Posts: 2,816
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    Thanks GHF - so so relieved & happy:D
  • Seasidegal58
    Seasidegal58 Posts: 5,677
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    Munchin wrote: »

    SSG & Lilith - glad you found me :). You know it will be 2 steps forward & 1 back:D

    Oh I don’t know. New diary, new debt free start.......:):)
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Hurrah a new diary for the debt free you :T.

    You're in the same boat as me now, debt free but need to live frugally and afraid of going back into debt :o.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Munchin
    Munchin Posts: 2,816
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    You're in the same boat as me now, debt free but need to live frugally and afraid of going back into debt :o.

    Thanks HHD - That totally sums me up now :)
  • LadyP01
    LadyP01 Posts: 222
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    CONGRATULATIONS!!!!!!!!!!! What a feeling to know you have made it past that finish line and can now say your debt free again! Something to be so proud of.

    Great idea with this to keep you focused and remain debt free... my plans to do the same as just like you I know it doesn’t stop at that debt free moment then it’s about building your pots to remain that way. I’m going to keep revisiting as I’m hoping to be debt free by may/June so will be looking at your journey for inspiration

    Massive congrats again
  • WannabeFree
    WannabeFree Posts: 4,438
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    Amazing news that you're debt free :D Well done :A

    I'm glad you're sticking around - who else could I talk F1 with ;) :rotfl:
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • UncannyScot
    UncannyScot Posts: 2,070
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    Well done :D

    I have a while to go yet until I am Debt Free and like you I plan to stick around after that to keep myself right and hopefully help other folks along too.
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • WannabeFree
    WannabeFree Posts: 4,438
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    Well done :D

    I have a while to go yet until I am Debt Free and like you I plan to stick around after that to keep myself right and hopefully help other folks along too.

    Ah but even if you didn't stick around here I can [STRIKE]stalk[/STRIKE] nag you elsewhere. You ain't getting rid of me :rotfl:
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • I think a congratulations dance is required.

    Fantastic news on debtfreeness

    Take care
    Pauline
    Don't get it perfect - Get it going
    Better Than Before
  • Munchin
    Munchin Posts: 2,816
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    Hi all,

    Thanks for visiting & for helping keep me on straight and narrow :D.

    LadyPO1 - that’s brilliant news on your nearly debt free date... it gets a wee bit frustrating when you are so close but it will be here in no time.

    WBF - it won’t be long until the F1 supplement pages start turning up in the papers:D. I love F1 Sundays:).

    Uncannyscott - thank you...it took me 10 or so years to get here... & the peeps on here are so brilliantly supportive.

    Pauline - if I was fit & able I would have done cartwheels :rotfl:

    Going to hairdressers in a minute as the whinbush on top of my head needs pruning. It costs £10 & tip as it’s only wash and cut. My hair is naturally curly so it doesn’t do well with a hairdryer no matter how eager the hairdresser is:).
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