My so called friend MR DEBT only has 36 months left to live

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  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
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    Yes but how are they paying for next year's holidays?? You know what they say about The Joneses
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Upsidedown_Bear
    Upsidedown_Bear Posts: 18,264 Forumite
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    Hello, lovely to see you.

    balloons-smiley.gif?1292867552


    Sorry to hear about family illness and I hope everything stays settled down now for you.

    No more debt :) Christmas presents early :) Lost more weight :)
    You are on a roll - well done clap-smiley.gif?1292867569
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
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    Bobarella wrote: »
    Yes but how are they paying for next year's holidays?? You know what they say about The Joneses

    You are so right Bob. Need to keep reminding myself that.

    A work colleague of mine has paid her deposit for her hols and now pays £250 per month between her and her partner for the next 10 months :eek:

    She is constantly saying how tight things are financially too. is it really worth it?

    Anyway I will be saving for my next holiday and when I have the funds then I will go. I maybe about 85 by the time that happens but hey ho :rotfl:

    So glad your total is now into 3 figures. Good on you and keep plugging away.
    x
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
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    Upsidedown_Bear wrote: »
    Hello, lovely to see you.

    balloons-smiley.gif?1292867552

    No more debt :) Christmas presents early :) Lost more weight :)
    You are on a roll - well done clap-smiley.gif?1292867569


    Hi Bear and thank you for reminding me I HAVE actually achieved something positive :D

    Pay day tomorrow. I get paid early as the 15th falls on a weekend. This means my DDs don't go until Monday so it looks like we're rich over the weekend :rotfl:

    The truth will out on Monday morning when my bank account shows the true readings but at least my bills are all paid eh.

    I will then be making some extra payments towards my debt total and knock a little more off of it. :T

    Onwards and upwards
    x
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
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    Will be spending some time tonight writing a grocery shopping list. Only the things we desperately need.

    I need to dive into the freezer to see what is actually in there and not make a list based on what you only can see on the top when you open the lid. :o

    Will also be cutting down on Christmas this year too. My 2 are far too old now to wake up to lots of presents. Although they do not expect it I feel like I should buy things so it makes it look a lot.

    Anyway I have already asked them what they would like and they have given me a couple of ideas which will not work out too expensive. :)

    I hope to have it all organised early again this year as I was very proud of myself last year. (and no CCs)

    Actually looking forward to another 12 month challenge. When I look how far I've come it makes me determined to carry on, however long it takes me.

    It actually feels good to have time to nose around MSE again.

    x
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
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    12_month_challenge wrote: »
    You are so right Bob. Need to keep reminding myself that.

    A work colleague of mine has paid her deposit for her hols and now pays £250 per month between her and her partner for the next 10 months :eek:

    She is constantly saying how tight things are financially too. is it really worth it?

    Anyway I will be saving for my next holiday and when I have the funds then I will go. I maybe about 85 by the time that happens but hey ho :rotfl:

    So glad your total is now into 3 figures. Good on you and keep plugging away.
    x

    I think it the same mindless mentality most people follow. Must have a car. Must go on holiday. Must buy new clothes and takeaway's. If you ask if they are happy they'd be surprised and have to think about it.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
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    :wave: Hello diary world

    Not too much excitement happening here. Still plodding away at my debt totals. was having a very good week so far until I arrived home from work to a traffic violation fine :mad:

    Took a while to work out which one of us it was but it turned out to be the OH. Mind you I did get one a couple of year ago for the same thing :o

    Anyway I've paid it while they say I can have it for half price.
    Makes me feel like I've got a bargain at least. :rotfl:

    x
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Name Dropper First Anniversary First Post I've been Money Tipped!
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    12_month_challenge wrote: »
    Took a while to work out which one of us it was but it turned out to be the OH. Mind you I did get one a couple of year ago for the same thing :o

    Anyway I've paid it while they say I can have it for half price.
    Makes me feel like I've got a bargain at least. :rotfl:

    x

    :rotfl::rotfl:
  • Upsidedown_Bear
    Upsidedown_Bear Posts: 18,264 Forumite
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    12_month_challenge wrote: »
    :wave: Hello diary world

    Not too much excitement happening here. Still plodding away at my debt totals. was having a very good week so far until I arrived home from work to a traffic violation fine :mad:

    Took a while to work out which one of us it was but it turned out to be the OH. Mind you I did get one a couple of year ago for the same thing :o

    Anyway I've paid it while they say I can have it for half price.
    Makes me feel like I've got a bargain at least. :rotfl:

    x

    At least you can see the funny side :rotfl:

    Hello back at you :hello:
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
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    How irritating. Glad you are choosing to laugh it off.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
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