natwest isa 7.32%

I wonder if it is now worth transfering to NatWest's e-ISA? The rate seems to be higher for all the tiers under £27k compared to the Cash ISA (even including the bonus), or is the 2% bonus (if you applied at the right time) a better bet against future rate changes?

Any wrote: »

Are you sure that is not just a reference number? I know my friend has a bank account that is complicated: she has to put 6 zeros into a/c number and then quote that 11 digit into "reference" part. But that is bank account.

Yes, when paying into the A&L ISA you use 00000000 as the account number and the ISA number as the ref, but on the NATWEST form theres no place for a reference number so I can't imagine the 00000000 a/c number would suffice on its own?

I'm pertrified of NatWest mucking up the transfer as I have had MAJOR problems with them before!! but they are offering the best deal at the moment

HAPPYHAMMER wrote: »

Yes, when paying into the A&L ISA you use 00000000 as the account number and the ISA number as the ref, but on the NATWEST form theres no place for a reference number so I can't imagine the 00000000 a/c number would suffice on its own?

I'm pertrified of NatWest mucking up the transfer as I have had MAJOR problems with them before!! but they are offering the best deal at the moment

My girlfriend had the same problem as Natwest expect to be transferring from a traditional "bank" account that uses sort code and account numbers for each customer, not from a bank that uses a generic sort code and account number for everyone and uses a reference to determine where the money actually gets paid!
We used the 00000000 account method and gave the sort code listed on the A&L website for sending payments into their e-ISA. We then just hand wrote the reference on the application and posted it off to Natwest (this is what the lady at our Natwest branch said they did for people applying in branch!).
Natwest sent the application back about 2 weeks ago saying that we hadn't opened an e-ISA to transfer the A&L ISA into, so we've done that now and are just waiting for the A&L ISA to transfer accross.

Good luck!

Jon_P wrote: »

My girlfriend had the same problem as Natwest expect to be transferring from a traditional "bank" account that uses sort code and account numbers for each customer, not from a bank that uses a generic sort code and account number for everyone and uses a reference to determine where the money actually gets paid!
We used the 00000000 account method and gave the sort code listed on the A&L website for sending payments into their e-ISA. We then just hand wrote the reference on the application and posted it off to Natwest (this is what the lady at our Natwest branch said they did for people applying in branch!).
Natwest sent the application back about 2 weeks ago saying that we hadn't opened an e-ISA to transfer the A&L ISA into, so we've done that now and are just waiting for the A&L ISA to transfer accross.

Good luck!

Many thanks for the info. :beer: