How to obtain credit reports
Comments
-
jenkofreeze wrote: »I just tried to get a statutory credit report from xxxxxxxxxxxxxxxxxxxxx
When it comes to clicking thru that first page I get a warning that 'the site certificate is not secure - this may be a site pretending to be from Experian'
Anyone have a similar problem, or know if it's ok to go ahead with the order?
The address is ok. I see they have updated their certificate on 06/08/2009.
Anyway, what browser are you using? I have firefox.0 -
Obtaining a credit report is free. There are three major credit-reporting agencies, Equifax, TransUnion and Experian, each of them are required to provide consumers, upon request, a free copy of their credit report once every 12 months.0
-
Here is problem that you provided two links second link not opening.0
-
Obtaining a credit report is free. There are three major credit-reporting agencies, Equifax, TransUnion and Experian, each of them are required to provide consumers, upon request, a free copy of their credit report once every 12 months.
There are three credit reference agencies in the UK, Experian, Equifax and CallCredit (Transunion serves the USA) For links, see page 1 of this thread.People who don't know their rights, don't actually have those rights.0 -
:spam: reported
Edit :- Now been removed.0 -
know that when using a hsbc debit card I have run into difficulty with some payment systems when including the issue number0
-
Sorry if this has already been covered, I haven't had time to scan through the whole thread.
Basically a couple of months ago I registered for a free trial of Equifax Credit Watch Gold. The trial was useful, I saw everything was as it should be and the product is no longer needed. However I am having problems in cancelling. Their phone line is only open between the hours of 9 - 5 Monday to Friday which is inconvenient for me as these are also my working hours. I have tried calling them during my lunch break on numerous occasions but all I get is a constant message saying the lines are busy and to try again later.
There is a section on their very user friendly (not!) website which allows you to send them a message requesting cancellation. I must have tried this 20 times and not once has it submitted my message, it just takes me back to the same page where I have to fill in my details and type in my query.
So now because of this I have been charged for a months subscription for a product I have been trying to cancel since the moment I took out the free trial which is rather annoying.
Does anybody know of any other way to cancel this?
Thanks in advance for any suggestions.0 -
-
A couple of months ago, I registered for a free trial of Equifax Credit Watch Gold. The product is no longer needed. However I am having problems in cancelling. Their phone line is only open between the hours of 9 - 5 Monday to Friday which is inconvenient for me as these are also my working hours. I have tried calling them during my lunch break on numerous occasions but all I get is a constant message saying the lines are busy and to try again later.
There is a section on their very user friendly (not!) website which allows you to send them a message requesting cancellation. I must have tried this 20 times and not once has it submitted my message, it just takes me back to the same page where I have to fill in my details and type in my query. Because of this I have been charged for a months subscription for a product I have been trying to cancel since the moment I took out the free trial. Does anybody know of any other way to cancel this?
Having tried the free trials, I'd rather pay £2 for the statutory report, than hand over my payment details and face a struggle to cancel (For details, see page 1 of this thread.)
Btw, once you have your paper copy by post, the credit reference agencies seem happy to answer questions over the phone, if you quote your reference number. So if, for instance, you wanted to check that particular items had since been updated, there's no need to order further copies of your credit reportsPeople who don't know their rights, don't actually have those rights.0 -
Hi, I ordered a credit report from Experian and Equifax almost a month ago using the links provided in this thread.
I received my Experian report a week after, but i'm still waiting on my Equifax report. Just wondering if Equifax are always this slow? The customer service number i've treid ringing to enquire never seems to get answered. Does anyone have a reliable number for Equifax Customer Service?
Cheers0
This discussion has been closed.
Categories
- All Categories
- 343.1K Banking & Borrowing
- 250.1K Reduce Debt & Boost Income
- 449.6K Spending & Discounts
- 235.2K Work, Benefits & Business
- 607.8K Mortgages, Homes & Bills
- 173K Life & Family
- 247.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.9K Discuss & Feedback
- 15.1K Coronavirus Support Boards