Amazon Platinum Mastercard v Nationwide Select

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DavyJones61
DavyJones61 Posts: 85 Forumite
in Credit cards
I bought something from Amazon and because of their constant nagging and the £20 gift card I also applied for their Amazon Platinum Mastercard and was accepted.

I also have a Nationwide Select cashback credit card.

After studying the cashback % am I correct in my assumption that there is no difference in the cashback I will receive other than using the Amazon card on Amazon instead of the Nationwide select Card?

Comments

  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    The amazon one pays you back in vouchers.

    The NW one is paid back as cash.
  • lisyloo
    lisyloo Posts: 29,615 Forumite
    Name Dropper First Anniversary First Post
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    Depends whether you have prime.

    Are you not able to compare the figures yourself to see which one is largest?
  • DavyJones61
    DavyJones61 Posts: 85 Forumite
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    Are you not able to compare the figures yourself to see which one is largest?

    I have, I just wanted confirmation that the only real benefit is the gift card.
    Depends whether you have prime

    I only get prime when they give it to me as a special offer and I always cancel it before I have to pay.
    Unless I am buying something less than £20 and I want it in a hurry and then the offer is less than the postage.
  • Ngozi
    Ngozi Posts: 175 Forumite
    First Anniversary First Post Name Dropper
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    Doesn't nationwide only give 0.25% cashback?

    Look at Barclays, Amex or Tandem, all give more cashback.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    BarclayCard is only 0.25% cashback
  • DavyJones61
    DavyJones61 Posts: 85 Forumite
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    Look at Barclays, Amex or Tandem, all give more cashback.

    Why?

    I am trying to compare:

    Amazon Platinum Mastercard v Nationwide Select
  • crumpetman
    crumpetman Posts: 339 Forumite
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    If you shop at amazon and use the amazon card then you get the equivalent of 1.5% in amazon vouchers. Spend elsewhere and you get 0.25% in amazon vouchers.

    Nationwide is 0.25% cashback. Which do you think is better? Cash or amazon vouchers?

    I would go for cash. But better than that, I would choose one of the other credit cards such as Aqua or Tandem which pay 0.5% cashback.
  • DavyJones61
    DavyJones61 Posts: 85 Forumite
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    I would go for cash. But better than that, I would choose one of the other credit cards such as Aqua or Tandem which pay 0.5% cashback.

    I only applied for the Amazon Card to stop the nagging and to get the gift card
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    “Stop the nagging”?

    If you saw an advert for a million pound yacht constantly would you apply for finance to buy it?
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