NST September: Sunshine Challenge
misstara
Posts: 3,879 Forumite
Hello fellow turtles :hello: and welcome to NST September - the Sunshine Challenge.
Set your budgets now. Pay to your debts/savings first and live off the rest. Make sure you're on the best deals for utilities, phones, broadband, etc. Are there any areas in your budget that you could cut down on?
Use up. Have a look through your cupboards and identify any food that's been lurking there for a while and incorporate it into a meal plan. Likewise toiletries, any half opened bottles - use before opening/buying more.
NSDs - there are 30 days in September so a minimum of 15 or 20 for a harder challenge. Usual exemptions for ys items, petrol and medical expenses.
Spread some sunshine
- be kind to others, help out friends, neighbours, colleagues and strangers. Share your tales of any random acts of kindness 
Healthy eating - up your fruit and veg intake, quit snacking between meals or choose healthier options. Crisps are my major downfall so I'm going to try and stop snacking on them this month.
Invest in yourself. Make sure you take the time to do things that you enjoy. Try something new that you've always wanted to do.
No spending on takeaways, drinks out, etc unless prearranged and budgeted for. Try to find free activities to do.
Exercise - it won't be long before the darker nights start drawing in so make the most of it while you can. Get outdoors for walk/run/cycle even if only for 10 minutes.
Try to post every day if you can. The support from fellow turtles on this thread is invaluable and will spur you on to meet your goals
Who's up for the challenge?
Set your budgets now. Pay to your debts/savings first and live off the rest. Make sure you're on the best deals for utilities, phones, broadband, etc. Are there any areas in your budget that you could cut down on?
Use up. Have a look through your cupboards and identify any food that's been lurking there for a while and incorporate it into a meal plan. Likewise toiletries, any half opened bottles - use before opening/buying more.
NSDs - there are 30 days in September so a minimum of 15 or 20 for a harder challenge. Usual exemptions for ys items, petrol and medical expenses.
Spread some sunshine
- be kind to others, help out friends, neighbours, colleagues and strangers. Share your tales of any random acts of kindness Healthy eating - up your fruit and veg intake, quit snacking between meals or choose healthier options. Crisps are my major downfall so I'm going to try and stop snacking on them this month.
Invest in yourself. Make sure you take the time to do things that you enjoy. Try something new that you've always wanted to do.
No spending on takeaways, drinks out, etc unless prearranged and budgeted for. Try to find free activities to do.
Exercise - it won't be long before the darker nights start drawing in so make the most of it while you can. Get outdoors for walk/run/cycle even if only for 10 minutes.
Try to post every day if you can. The support from fellow turtles on this thread is invaluable and will spur you on to meet your goals
Who's up for the challenge?
Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
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Comments
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Turtles
1. misstara
2. Kerry Woman
3. Toni'sfriend
4. apple muncher
5. Coxy11
6. cybertortoise
7. GlendaSugarBean
8. s1n25
9. laurenh1
10. Icc86
11. x_raphael_xx
12. crazy_cat_lady
13. DawnW
14. thriftylass
15. motherboard
16. sashanut
17. f0xh0les
18. candyflosscloud
19. swimminginaseaofdebt
20. dolly84
21. truebluemummy
22. bizzie
23. indigowarrior
24. Fmess
25. Dottydaisy
26. gien
27. Justforme
28. greent
29. shabbychic12Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).0 -
Hello,
I have been MIA for a while, had to sort some stuff out, get my head round things, plus holidays and this and that. Tried a few other fora/platforms for accountability and keeping track but I'm coming back to the fold. I just missed this community and it's support.
Hence, please count me in for September with number 14 if possible?DEBT 09/23: CC 6347 5120, Other 1763 NSDs 0/20 Planned debt free date: Dec 20240 -
Can I please be included? Thanks.Frugal Living Challenge 2024 Mortgage free as of 1st August 20130
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Me too, pleaseHave adventures. laugh a lot and always be kind.0
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Count me in please. Love the sunshine idea!NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
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Hello,
Please could I join you? I've been reading along in August. I'm currently not working (although I have an interview tomorrow eek) so I need to be even more accountable for my pennies and time.
Thank you
CoxyCross-stitch WIP: Durene Jones Haberdashery Shop 365 1p challenge member No.6 Read 24 books in 2024 - currently reading Sharp Objects by Gillian Flynn 12/240 -
Please can I join? I always fall off the wagon and fail to post, follow, hit targets etc. But I've just found out my income is dropping by £400 a month, so I need this more than ever.
Good luck tomorrow Coxy!Restarted my journey toward financial stability on 1st September 2021 - I will succeed!
Total debt - £39888.13 @ 31.08.21
Current debt - £21270.51 @ 29.12.2023
Paid to date: £18617.62
DFD: Aiming for end of 20280 -
Me please! August was a complete failure MSE wise, so the next three weeks until payday are going to be tough. I have money for debt repayment, food and bills but not much else! Aiming for at least 15 NSDs.0
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Can I join please. I really enjoyed last month, but as it got closer to the end of the month I struggled with motivation and lost my way a bit.
Not going to happen in Sept! Feeling positive and love the 'Sunshine idea' all the things I wanted to work on throughout Sept.Debt Free Diary..."Start of a new chapter"
Nov: Unsecured Debt : £2,900.. Bring your lunch to work 1/18..NSD challenge 5/200 -
me please lovely 0
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