possible statute barred debt help please

2004arron · 7 September 2017 at 9:21PM

I've got a debt that's over 6 years old. The creditor has sold this onto a collections agency. They are still adding defaults onto my account since Apr 15.

Is there anything I can do?

cjmillsnun · 8 September 2017 at 7:05PM

2004arron wrote: »

I've got a debt that's over 6 years old. The creditor has sold this onto a collections agency. They are still adding defaults onto my account since Apr 15.

Is there anything I can do?

It depends. Have you made any payments towards or formally admitted liability for the debt in the last 6 years? Also when was the default originally registered (don't look at the month by month bit, look in the information above - there will be a date defaulted there)

nic_c · 9 September 2017 at 5:33AM

2004arron wrote: »

I've got a debt that's over 6 years old. The creditor has sold this onto a collections agency. They are still adding defaults onto my account since Apr 15.

Is there anything I can do?

As has been said, its what was your last payment date and what was the default date. The default date shouldn't change now its sold on to a collections agency, though they may add a new default with their name, but the original date and then the original creditor will remove theirs.
People often mistakenly think its the age of the debt that counts, e.g. a mobile taken out 7 years ago but last payment made to the company was 5.

sourcrates · 9 September 2017 at 4:07PM

Arron,

Always best to start a new post, which i`ve done for you.

I have also moved it to the correct forum.

Answers to above questions will tell us more.

possible statute barred debt help please

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