Sealed Pot Challenge ~ 13

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  • lucyhope
    lucyhope Posts: 494
    Name Dropper First Post First Anniversary Debt-free and Proud!
    Forumite
    Hubby found an old £10 note yesterday, guess where that's going when it's swapped for a new note.
    Sealed Pot Challenge member 28
    2018 total £1520
    2019 total £8995
  • You were asking what we spent our SPC spoils on. I bought some new boots today and the rest has gone on Christmas presents. Not got everything but only about £50 to find. Santa hasn’t had a list yet as my son doesn’t know what he wants; he best decide before 24th December :rotfl:

    Handed my notice in by email today, will face the music tomorrow :eek: So happy I got the job :D
    Grocery challenge SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 ? MFW #21 Mortgage start Dec 2015 £79,950; January 2024 £26,105 2024 OP £150/COLOR]/£1,500 MFiT T6 #3 £13,159/£25,500 (51.60%)
  • Hi! I'm a newbie to SPC and would like to join. Please :) Hoping to save towards a family day out at the end of 2020 - destination will depend on how much I manage to save from loose change and savings. Thanks!
  • Hi is it to late to join this?
    Also am it sure how to follow or join the tread
    Very new to this many thanks
  • aimeemum
    aimeemum Posts: 687
    First Anniversary First Post Xmas Saver!
    Forumite
    Feel like I'm falling behind with this...silly really I know, but I haven't potted anything physical in days. I do however have my virtual pot on my bank account and I round down every lunch time and that's building up. Should I take the physical money out and pot it so I'm not tempted to use/spend, or should I leave it online? Does anyone else use a virtual SP? All advice welcome as I'm a newbie this year.
    Changing my Family's Future!! - Starting again!!!!
    Current Progress -
    Debt - Start date 31/8/22 = £7,252.78
    Savings 31/8/22 - £0
    plus £1000 EF - £0/£1000 = 0%
  • siju
    siju Posts: 570
    First Anniversary First Post Name Dropper Photogenic
    Forumite
    Hi Makethedays and Gemmaone welcome to our challenge. Our leaders Sue-UU or
    32b3in2013 will be along shortly to provide you with your very own SPC number which you will need to add to your signature. We are a friendly bunch and will love to see how you are getting along, so please come back and tell us all your potting news. For the moment, read the post at the top of the page and then subscribe to the thread by selecting Thread Tools at the top of the page. Happy potting folks :)

    Nothing to pot today, but hoping for some cash tomorrow.
    SPC 16 - #09 Totals: 2014 - £264.51 2015 - £207.50 2016 - £396.79 2017 - £369.49 2018 - £484.24 2019 - £309.90 2020 -£282.06 2021- £1839.89 2022 -£1627.83
  • No. 133 here. Tidying up my bedroom and found a couple of pounds that has been potted.
    Declutter 2024 in 2024 /2024 SPC = 13 £45.32 (2023) £64.89 (2022) £95.67 (2021) £305.16 (2020)Loan paid off! Credit card paid off!!! Debt paid off, debt free date 28/12/2020
  • delta13
    delta13 Posts: 322
    First Anniversary Name Dropper First Post
    Forumite
    aimeemum wrote: »
    Feel like I'm falling behind with this...silly really I know, but I haven't potted anything physical in days. I do however have my virtual pot on my bank account and I round down every lunch time and that's building up. Should I take the physical money out and pot it so I'm not tempted to use/spend, or should I leave it online? Does anyone else use a virtual SP? All advice welcome as I'm a newbie this year.

    I have a pingit jar, I round down my bank balance to the nearest pound and put it away each evening. My plan is when it reaches £5 to take it out as cash and put it in the pot, so I'm not likely to use it. I've got 50p to go before the first fiver goes in!
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


  • Barbeduk
    Barbeduk Posts: 869
    First Anniversary Combo Breaker First Post Debt-free and Proud!
    Forumite
    Hi all, may I please join you?

    I managed to clear my debts a few years ago after following quite a few of the challenges on here. Next week my finances are going to completely change again meaning a drastic reduction in income.

    I will be saving all the leftovers from my grocery envelope and pocket money envelope as this will stop me from spending the entire contents each month! I can then use the sealed pot towards Xmas 2020.

    Treated myself to a new tin yesterday, here's crossing fingers that I can fill it up!
    Make £2020 in 2020 £178.81/£2020
    SPC 13 #51
    Feb Grocery Challenge £4.68/£200
  • 32b3in2013
    32b3in2013 Posts: 2,440
    First Anniversary Name Dropper Combo Breaker First Post
    Forumite
    edited 13 November 2019 at 6:40PM
    Hettyhound wrote: »
    You were asking what we spent our SPC spoils on. I bought some new boots today and the rest has gone on Christmas presents. Not got everything but only about £50 to find. Santa hasn’t had a list yet as my son doesn’t know what he wants; he best decide before 24th December :rotfl:

    Handed my notice in by email today, will face the music tomorrow :eek: So happy I got the job :D

    Ohh, new boots and a new job. Excellent news, well done Hettyhound :beer:
    Hi! I'm a newbie to SPC and would like to join. Please :) Hoping to save towards a family day out at the end of 2020 - destination will depend on how much I manage to save from loose change and savings. Thanks!
    Gemmaone wrote: »
    Hi is it to late to join this?
    Also am it sure how to follow or join the tread
    Very new to this many thanks

    You can indeed join us Makethedayscount and you too Gemmaone. Sue-UU will be long in time to give you a number, but consider yourselves member and get potting. The first post on page 1 of this thread will give you a few tips to get you started. Welcome :j

    Welcome to you too Barbeduk, sue will also allocate you a number :money:

    I have a virtual SP, aimeemum. I have a chip account and a save the change account, both of which I count as part of the SPC. Do whatever makes you more likely to save :D. What works for you is what’s best :beer:

    Excellent potting chocolatedrinker. even better that it’s money you found having a tidy up. win-win :T

    Sue is still unwell but I’m keeping her inform of our progress.

    Have a great evening everyone.

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 14 #7 - £4173.30
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