Pay ALL your debt off by Xmas 2019

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  • xebruary
    xebruary Posts: 45 Forumite
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    Some more routine payments from me. The overdraft will be the trickiest one because the account still serves as a landing place for all my other payments so it is easy to pay some of it off and let the balance deteriorate again - I have started today with £50 into a savings account specifically to offset the overdraft (I'll be counting this in my total).

    #173 Paid £135.85 = £3,065.53 / £5,938

    I'm getting quite frustrated with my progress at the moment, I saw great progress in the first half of the year but feel I have stagnated since then. I have last month's holiday purchases to pay for and also had to go on a business trip to Denmark which cost me £400 - I won't get repaid for another month. The exchange rate is not so good at the moment so I am holding back on buying pounds to pay down. So I'm trying to keep up the motivation and not let it all frustrate me too much! If I can make this target by Christmas that is all my consumer debt gone notwithstanding the holiday and business trip and I can start looking towards the future instead of paying for the past.
  • xslytherinx
    xslytherinx Posts: 18 Forumite
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    Oops not updated for quite a while!

    Paid off £1240.54 over last few months taking my total to £3246.83 / £8000
    Original CC Debt= £15256.29 **LBM - September 2018** **Debt Free - March 2020** :smiley:
    £1000 Emergency Fund - Achieved January 2020
    Emergency Fund Target 2 - £1200/£7500 (16%)
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Morning :hello:

    Sent £5.88 towards the barclaycard

    Brings my total to £11768.41 / £10000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Glittery_2
    Glittery_2 Posts: 139 Forumite
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    211

    Checking in with £4400 paid off.
    We are officially DEBT FREE .

    From almost 50k in debt to finding this group and Dave Ramsey and getting super intense.

    During our debt free journey we had a baby and went down to a single income family.
    If we can do it anyone can!

    Thank you to everyone on here, And good luck on your journey to no debt.
    You can do it!
    2017 [STRIKE]48000[/STRIKE]
    2018 [STRIKE]25900 [/STRIKE]
    2019[STRIKE]11950 [/STRIKE]to pay off
    £[STRIKE]4400[/STRIKE] to pay off !
    DEBT FREE :)
  • IWillSucceed
    IWillSucceed Posts: 26 Forumite
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    Hi Everyone
    PAYDBX2019 - #85

    Been chipping away each month currently at - Pd £4110/ £9860 which I am please with :)

    I have also saved £3100 towards a trip I am planning next year - at this stage cant decide if I should pay it off debt or keep for flights. If I pay off debt flights will go on CC in Feb/March..

    Thank you
    PAYDBX 2020 - #?? Pd £600/ £8900
    1% Challenge #?? 00% :
    366 Day Penny Challenge #??£667.95
    SPC 13     #115
    Virgin £00/£8500 FD: £00.00/£1300 [STRIKE]MBNA: £500[/STRIKE]
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
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    £100 paid off the CCs over the last couple of days. Now at #29 £13,143.43 / £15,000.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    First Anniversary Name Dropper First Post
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    Glittery wrote: »
    211

    Checking in with £4400 paid off.
    We are officially DEBT FREE .

    From almost 50k in debt to finding this group and Dave Ramsey and getting super intense.

    During our debt free journey we had a baby and went down to a single income family.
    If we can do it anyone can!

    Thank you to everyone on here, And good luck on your journey to no debt.
    You can do it!

    Huge congratulations on becoming debt free :j:j.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Name Dropper First Anniversary First Post I've been Money Tipped!
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    Congratulations Glittery :beer::j:T xx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Glittery wrote: »
    211

    Checking in with £4400 paid off.
    We are officially DEBT FREE .

    From almost 50k in debt to finding this group and Dave Ramsey and getting super intense.

    During our debt free journey we had a baby and went down to a single income family.
    If we can do it anyone can!

    Thank you to everyone on here, And good luck on your journey to no debt.
    You can do it!


    Congratulations :beer::j:T:j:T
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Morning :hello:

    Sent £10 towards the barclaycard

    Brings my total to £11778.41 / £10000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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