What small DFW things will you do this week? W/C 12th August

1LuckyLady · 12 August 2019 at 5:07AM

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

1LuckyLady · 12 August 2019 at 5:36AM

Morning all,

I hadn't planned on posting this week as we are going away today but after a really rough night I was still laid awake so decided I may as well kick this weeks thread off!

My gorgeous ds2 fell yesterday afternoon and broke his arm and I've spent much of the night listening to him tossing and turning as he tries to get comfortable to sleep. I'm gutted as he had big ideas of all the activities he was going to be doing on our holiday and now he won't be able to do many of them. It is what it is and I'm just very grateful for the care he received at the minor injury unit last night we were there for about 2hrs in total which is much less then when ds1 had his broken arm last year.

Anyway in the way of small things, today we will

Take drinks and snacks with us to the fracture clinic in case of delays there, the hospital were great last night and booked us in this morning for a 9am appointment as ds2 had told them we are going away.

Switch everything off at the sockets as we're going away (both fridge/freezers are emptied, switched off and cleaned out already)

Check banking and transfer money for holiday - a lovely little surprise gift in our current account from my MIL

Which will help with keeping ds2 entertained I think!

Make sure water is switched off at the stop !!!!

Switch off boiler timer

Thats all I can think of for now. Take care all.

PurpleFairy26 · 12 August 2019 at 6:55AM

Oh no 1LL hope it does affect your ds holiday too much. Have a lovely time away

My list for today:
Check banking
Check just for points credit card- pleasing to see we're nearly at a £10 voucher from them
Make jam, I got some ys fruit yesterday :T
WFH
Something out of freezer for tea
Clean bathroom
Renew library books online
Peg washing out, one load done overnight. Another on in now.
Pick fruit
Have a good day everyone. Purps

determined_new_ms · 12 August 2019 at 7:40AM

oh my 1LL! Hope ds2 (and you) are ok and it doesn't put too much of a kibosh on your holiday fun x

Thanks for starting the thread :A

Today I go to be fitted the contraption for a week long ecg. Hopefully next week I can get my tooth extracted and this pain will be a thing of the past!

Other than that:

* load of washing & hang out
* think I'll do a lovely roast for tea using lots of veg from the allotment

* make adjustments to top pattern and cut out. Be good if I cut out the fabric too
* work out what I am doing with madam on Weds when I have a funeral to go to

* think I'm going to post on a localish sewing group if someone wants to spend a day with me making a block pattern. It's too hard to do on your own!
* checked c statement. It's in, need to go through it and work out what comes from what pot
* will take madam for a walk and go to a local park :money: Might do some painting with her as well - she has set herself a goal for the coming year to improve her painting skills :cool:

oh my that's all I can think of! Happy Monday

foxgloves · 12 August 2019 at 7:45AM

Morning all,
Sorry to hear about your son's arm, 1LL.
I both need & want to get loads of stuff done today. It my sound counter intuitive, but I haven't even made a list. I've already changed bed linen & have overnight laundry to peg out.
I'll pop back later with what I've achieved. I'm certainly not going out, so opportunities for spending money will be limited, though I might order the yarn I need to start knitting a Christmas present. Our local crafty shop didn't have sufficient of the same batch of dye numbers & won't order in, as they are one of these places which have good prices, but only have what they have iyswim.
Right, off to start pegging out. Need to get all laundry done before Weds which is apparently going to be a country-wide p*ssdown.
Back later,
F x

carrielovesfanta · 12 August 2019 at 8:23AM

Morning all!

1LL - sorry to hear about your son's arm. What is it with boys and breaking things before holidays? OH broke his shoulder the day before we went away a couple of years ago!

DNMS - I hope you get the tooth sorted soon

Feeling a bit tired today. I'm quite concerned about work at the moment as my project is severely understaffed. Luckily my manager is back today so it will be his problem. Other thing on my mind is that an awkward ex-colleague is now working for our client and I'm concerned that he's going to make my life hellish.

Today's plan:
:heartpuls B/D from stores - done
:heartpuls Charge phone in work - done
:heartpuls Water greenhouse with dehumdifier water - done
:heartpuls Try to remain calm - done
:heartpuls Put beans cooked overnight in s/c into bags and freeze - done
:heartpuls Post some seeds

- done
:heartpuls Asked OH to drop something off here for a colleague and to take something back to his mum's - done. Not really mse but keeps the house clear

Have a good one all

clf x

Baileys_Babe · 12 August 2019 at 8:54AM

1lLuckyLady Thank you for starting this week's thread :A
Sorry to hear about ds' arm.

Todays list:
Wash hair and let it dry naturally
Go shopping and stick to the list
Put ALL the shopping away
Record spending in the diary
Make porridge
Make bread
Update freezer inventory
PAD
Pmp etc

crazy_cat_lady · 12 August 2019 at 9:15AM

Good morning
Thanks for the start this week 1LL - I hope that your ds is out of the fracture clinic nice and early, and that you all manage to have a fantastic holiday.
Good luck today DNMS - hope all goes well with a week long ECG.
Right, new week, new start. It won't be a nsd because I'm out with my sister for a late lunch today, finalising arrangements for my divorce party at the end of the month. It seemed like a good idea at the time, but the closer it gets the more anxious I am about it.
Other than that I have a massively annoying frog list so I need to try and tick a couple of things off that.
Continue with my daily decluttering for August which is making a massive difference about the house.
Collect ds bestie for him to come to play at the house for a while before the late lunch date.
Do a load of washing
Hoover through
Wash dishes
Attempt to finish my crochet project that is now really getting quite annoying.
Try and remain calm... :rotfl:

allydowd · 12 August 2019 at 9:28AM

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La_escocesa · 12 August 2019 at 9:29AM

Hi guys :wave:

Thanks for starting us off 1LL. Oh no, bad timing for your son to break his arm.

Hope you all have a good holiday!!
CCL - a divorce party sounds fabulous!!! Good for you.

It's v dull today so any washing will be on the airer - definitely not brave enough to go outside.

Off to yoga today. The big decision - do I park in the car park that costs £1 or the supermarket car park where you need to spend £5 (I don't need to spend) in the store...? :think:

Then just need to tidy round. Made a roast last night and it looks like I used every pot and pan going :rotfl:

I've been following the organised mum method and my house is looking a lot more clean and tidy. Today is living room...

Forgot to speak to OH about the mortgage - dunno whether to go a 1yr fixed, 2yr fixed or a tracker... Some of the fixed deals have no upfront fee so just an exit fee if we were to move but chances are we won't move in the next year now so maybe that is a good option... :think:

Righto, offskis. Have a good week everyone!

allydowd · 12 August 2019 at 9:32AM

Hi August Austerity-Fans,

We are continuing with our Detach Declutter De-stress mission today.

Thanks for the starter 1LL.

Debt-Free-Nillionaire Continuity Plan Year Five:

* Check online banking. Done.

* Check on two camera lenses advertised on eBay for DW. Done. One sold! Will need to package up for posting.

* Continue my Challenge 500 miles challenge to travel 500 miles for free before the end of 2019: walking, hiking, climbing, cycling, running and swimming. I'm up to 304/500. Undecided what to do today.
* Go to storage unit for the last time. :j Colleague hs offered to move mattress from there to our place. Need to buy a thanks bottle of vodka. Done. We are due back £88 from the Storage company. Direct Debit cancelled. <Slams door and walks away.>

Still writing.

“Everything will be okay in the end. If it's not okay, it's not the end.”

What small DFW things will you do this week? W/C 12th August

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