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  • FIRST POST
    • wes001
    • By wes001 21st Oct 19, 7:32 PM
    • 5Posts
    • 0Thanks
    wes001
    Landlord Insurance
    • #1
    • 21st Oct 19, 7:32 PM
    Landlord Insurance 21st Oct 19 at 7:32 PM
    Hi All,

    This is my first post and I'm not sure if it's allowed.

    I'm due to complete on a buy to let property in a few weeks and need building insurance in place for completion. Is there any brokers who can message me for some details so I can get a quote?

    Thanks for your help.
Page 1
    • dacouch
    • By dacouch 22nd Oct 19, 8:34 AM
    • 20,746 Posts
    • 12,854 Thanks
    dacouch
    • #2
    • 22nd Oct 19, 8:34 AM
    • #2
    • 22nd Oct 19, 8:34 AM
    Hi All,

    This is my first post and I'm not sure if it's allowed.

    I'm due to complete on a buy to let property in a few weeks and need building insurance in place for completion. Is there any brokers who can message me for some details so I can get a quote?

    Thanks for your help.
    Originally posted by wes001
    Try a local broker in your area preferably one that specialises in Commercial Insurance (Avoid Swintons) it can be handy to have someone to pop into and a good broker will explain the policy to you especially any restrictions

    Alternatively Direct Line have a good product
    • MaxiDoom
    • By MaxiDoom 22nd Oct 19, 10:12 AM
    • 3 Posts
    • 0 Thanks
    MaxiDoom
    • #3
    • 22nd Oct 19, 10:12 AM
    • #3
    • 22nd Oct 19, 10:12 AM
    Presumably your mortage provider can arrange suitable insurance?
    Often worthwhile for the first year to take adavantage of that (although it may not be the cheapest solution), else your mortgage application may be delayed pending you getting insured.

    Of course, as the house will not be owned by you when you are seeking that insurance, most insurers will tell you to come back once you have purchased it.

    Hence my suggestion
    • ACG
    • By ACG 22nd Oct 19, 10:26 AM
    • 19,634 Posts
    • 11,185 Thanks
    ACG
    • #4
    • 22nd Oct 19, 10:26 AM
    • #4
    • 22nd Oct 19, 10:26 AM
    Presumably your mortage provider can arrange suitable insurance?
    Often worthwhile for the first year to take adavantage of that (although it may not be the cheapest solution), else your mortgage application may be delayed pending you getting insured.

    Of course, as the house will not be owned by you when you are seeking that insurance, most insurers will tell you to come back once you have purchased it.

    Hence my suggestion
    Originally posted by MaxiDoom
    Personally I would just ignore this post.

    I would go with dacouch, find a local insurance broker (not swintons). Most mortgage brokers could help with this, but to be honest, we have access to about 5 companies and the prices will be fine. But most mortgage brokers offer house insurance as a service rather than it being central to their business where as an insurance broker, it is all they do.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • MaxiDoom
    • By MaxiDoom 22nd Oct 19, 10:50 AM
    • 3 Posts
    • 0 Thanks
    MaxiDoom
    • #5
    • 22nd Oct 19, 10:50 AM
    • #5
    • 22nd Oct 19, 10:50 AM
    Personally I would just ignore this post.

    ...
    Originally posted by ACG
    Personally I would just ignore this arrogant user only interested in self promoting their own business.
    No1 on my list. Congratulations!
    Last edited by MaxiDoom; 22-10-2019 at 10:53 AM.
    • cajef
    • By cajef 22nd Oct 19, 11:58 AM
    • 5,092 Posts
    • 4,152 Thanks
    cajef
    • #6
    • 22nd Oct 19, 11:58 AM
    • #6
    • 22nd Oct 19, 11:58 AM
    Personally I would just ignore this arrogant user only interested in self promoting their own business.
    No1 on my list. Congratulations!
    Originally posted by MaxiDoom
    Not sure what your problem is as you appear to be editing all your posts as you do not agree with any others points of view, as regards to your comment about the above poster they have made many thousands of helpful post on these forums, if you note their signature as a mortgage adviser they have MSE permission to give advice on these forums but have never tried to promote and gain business as that would have their permission revoked.
    Last edited by cajef; 22-10-2019 at 6:38 PM.
    I used to have a handle on life, but it broke.
    • ACG
    • By ACG 22nd Oct 19, 2:18 PM
    • 19,634 Posts
    • 11,185 Thanks
    ACG
    • #7
    • 22nd Oct 19, 2:18 PM
    • #7
    • 22nd Oct 19, 2:18 PM
    Personally I would just ignore this arrogant user only interested in self promoting their own business.
    No1 on my list. Congratulations!
    Originally posted by MaxiDoom
    Read my post.
    I am saying I would use an insurance broker NOT a Mortgage broker.... I am a Mortgage Broker.

    I am doing the complete opposite of what you are saying I am doing

    I called your post out for what it is (in my opinion), wrong. I generate quotes for a lot of our customers before they own the property. No need to make it personal, I might be a little direct at times, but we are all adults.

    I come on this forum to help people, not to generate business. We have been turning away new business for the last 2 weeks because we have been run off our feet, yet I have still been posting.

    Not that I need to explain why I am on here, but when I was starting out, this forum was a great website to help me learn about real life examples rather than what was in the books. I used to go off and research them myself even though they were never my customers. I am giving back and I expect nothing in return.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • wes001
    • By wes001 22nd Oct 19, 2:25 PM
    • 5 Posts
    • 0 Thanks
    wes001
    • #8
    • 22nd Oct 19, 2:25 PM
    • #8
    • 22nd Oct 19, 2:25 PM
    Thanks for taking the time to reply and point me in the right direction ACG.
    • silvercar
    • By silvercar 22nd Oct 19, 2:29 PM
    • 39,567 Posts
    • 163,717 Thanks
    silvercar
    • #9
    • 22nd Oct 19, 2:29 PM
    • #9
    • 22nd Oct 19, 2:29 PM
    Simply Business and Alan Boswell are 2 brokers that I've used in the past, both specialise in this area.
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