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  • FIRST POST
    • parsniphead
    • By parsniphead 28th Jul 19, 2:54 PM
    • 2,837Posts
    • 19,958Thanks
    parsniphead
    You can't beat me, I will win.
    • #1
    • 28th Jul 19, 2:54 PM
    You can't beat me, I will win. 28th Jul 19 at 2:54 PM
    Hello all who visit. Ive had my past diary for a long time and I've been neglecting it for one reason or another. Anyway I'm eager to get everything in my life sorted and feel a fresh new start will help. Anyway a bit about me....

    I've been here a long time but I'm still in debt. I should have been debt free years ago but I'm a bit, well, daft really. Oh how I wish I had focused more but the past is the past. Time to move forward.

    I have a DH and a DS aged 8.

    I like gardening, sewing, diy ( I'm trying to do up my house) and being outdoors.

    I work four days a week at the local college.

    Oh and I was diagnosed with ovarian cancer just over a year ago. I have decided that this can go and %$# Off (insert appropriate word).

    Anyway I'm making plans to conquer each problematic area and will be back later with said plans.

    I want this diary to be full of positivity so please feel free to kick me up the backside should I become a miserable cow. Misery gets you nowhere.

    Back soon. Xxx
    1 debt v's 100 days chapter 33. Yorks Bank 178.90/338.56 52%

    1000 Emergency fund challenge 133.55/1000

    My house WILL be decluttered by 1st December 2019
Page 1
    • beanielou
    • By beanielou 28th Jul 19, 4:14 PM
    • 67,404 Posts
    • 305,621 Thanks
    beanielou
    • #2
    • 28th Jul 19, 4:14 PM
    • #2
    • 28th Jul 19, 4:14 PM
    Happy shiny new diary
    Look forward to reading your updates.
    Lou~ Debt free Wanabe No 55 DF 03/03/14. MFW. 16 months to mortgage freedom.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • Toni'sfriend
    • By Toni'sfriend 28th Jul 19, 4:27 PM
    • 2,289 Posts
    • 22,734 Thanks
    Toni'sfriend
    • #3
    • 28th Jul 19, 4:27 PM
    • #3
    • 28th Jul 19, 4:27 PM
    Nice to see you, Parsniphead. Looking forward to reading your new diary.
    • greenbee
    • By greenbee 28th Jul 19, 4:43 PM
    • 13,416 Posts
    • 227,311 Thanks
    greenbee
    • #4
    • 28th Jul 19, 4:43 PM
    • #4
    • 28th Jul 19, 4:43 PM
    Happy New Diary
    • abba1772
    • By abba1772 28th Jul 19, 4:44 PM
    • 6,373 Posts
    • 25,788 Thanks
    abba1772
    • #5
    • 28th Jul 19, 4:44 PM
    • #5
    • 28th Jul 19, 4:44 PM
    Happy new diary parsniphead xx
    NEXT TARGET BARCLAYCARD WAS 04.09.19 4299.29 NOW 0
    POAMAYC 2011 6378.35 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 13089.28
    • savingholmes
    • By savingholmes 28th Jul 19, 6:59 PM
    • 9,909 Posts
    • 20,072 Thanks
    savingholmes
    • #6
    • 28th Jul 19, 6:59 PM
    • #6
    • 28th Jul 19, 6:59 PM
    Look forward to reading your progress!
    Target DFD Mar 21 Nov 20 38840 @ 13/7/19 26,547@0%
    Target MFD July 2031 March 28 owe 145551 @13/7/19 145,180 @1.7%
    • another casualty
    • By another casualty 28th Jul 19, 8:57 PM
    • 4,313 Posts
    • 7,340 Thanks
    another casualty
    • #7
    • 28th Jul 19, 8:57 PM
    • #7
    • 28th Jul 19, 8:57 PM
    Wishing you all the best in your new diary parsniphead .
    • doingitanyway
    • By doingitanyway 28th Jul 19, 9:27 PM
    • 4,747 Posts
    • 30,275 Thanks
    doingitanyway
    • #8
    • 28th Jul 19, 9:27 PM
    • #8
    • 28th Jul 19, 9:27 PM
    Looking forward to your new adventures
    Car costs savings: 600
    Xmas savings 350
    IF NOT NOW THEN WHEN?
    • Cherryfudge
    • By Cherryfudge 28th Jul 19, 11:08 PM
    • 3,351 Posts
    • 21,497 Thanks
    Cherryfudge
    • #9
    • 28th Jul 19, 11:08 PM
    • #9
    • 28th Jul 19, 11:08 PM
    I found you! And I don't know if you want it (delete if you don't) but here is a link back to your old diary.

    Here's to many happy adventures in this one.
    MFW #30 Overpaid by 4,100.58/3000 in 2018 Overpaid by 2877.91/2,880.00 to 04/09/19. Decluttered in 2019: 2,041/2,019 as of 21/10/19
    • jwil
    • By jwil 29th Jul 19, 7:40 AM
    • 11,207 Posts
    • 41,127 Thanks
    jwil
    Happy new diary!
    "If you can dream it, you can do it". Walt Disney
    • in need of direction
    • By in need of direction 29th Jul 19, 8:32 AM
    • 6,113 Posts
    • 38,260 Thanks
    in need of direction
    Thanks to cherry, I found you. Can’t wait to call in for a regular dose of positivity (this can be substituted by Jaffa cakes)
    Mortgage at 01.01.14 119,481.83 today 64761.98 target 65,000 by 05/04/19 Offset fund today 946.16 target 1000 by 31/12/19
    Emergency fund 4266/5.5k & 200/200 cash.
    Weight 24/02/19 14st 7lb now 13st 7lb
    determined to stop defining myself by my mistakes.
    Progress not perfection.
    • parsniphead
    • By parsniphead 29th Jul 19, 4:13 PM
    • 2,837 Posts
    • 19,958 Thanks
    parsniphead
    An, thank you all for your lovely comments.

    I don't have much to report as this morning has been spent with DS at soft play. Oh the long of wee in those places. This afternoon I popped to the local shopping centre and while I was there picked up a new winter coat for DS. All the uniform shopping is now done.

    Tonight I'm going to trim the hedge before it goes wild again.

    I'm still working on budgets and this needs to be done before payday on Wednesday. I'm going back to my tight frugal ways. I have slipped loads recently.

    I've been using the Calm app recently. It's really helped with my insomnia. I have three free guest passes which last a month so if anyone wants one PM me and I will forward one.

    Anyway time to crack on. Have a fab day all.
    1 debt v's 100 days chapter 33. Yorks Bank 178.90/338.56 52%

    1000 Emergency fund challenge 133.55/1000

    My house WILL be decluttered by 1st December 2019
    • juliejim
    • By juliejim 29th Jul 19, 7:46 PM
    • 7,681 Posts
    • 152,567 Thanks
    juliejim
    Happy new diary parsniphead!

    Jue
    NST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
    MBNA 5500
    • parsniphead
    • By parsniphead 30th Jul 19, 8:56 AM
    • 2,837 Posts
    • 19,958 Thanks
    parsniphead
    Thank you all.

    Ok, this is going to be a strange post but stay with me. For some strange reason, no actually while I was researching vacuum cleaners, I became a bit obsessed by a couple of vacuum collectors on YouTube particularly Ibaisaic and hooverlux. Yes I know it's odd but it is what it is. Anyway Ibaisaic did this video about vacuum of the month using the same one all month then weighing what was picked up. This man's house is spotless, I mean almost clinical and he was getting between 95 and 330 grams of dust over the month. So my mind got to wondering yesterday........I wondered how much my old Henry would get in a month here (probably about 15lbs . I detest vacuuming so it's not done as often as it should. Today I've decided on a big floor declutter and a new bag in henry tomorrow to see what I get over August. I will post my result shamefacedly at the end of next month. This is going to be interesting. I'm planning on vacuuming every other day downstairs and once a week for the stairs and upstairs. Oh I forgot to say he uses the dusting brush a lot too for pictures, skirting, etc so I have to remember that too.. Whatever happens the house is going to look better and as I continue to declutter new dusty/hairy areas will be revealed.

    Can someone please explain what's wrong with me.

    Right a few jobs today, a final tweak of augusts budgets and more Christmas planning (I want it shopped for by the end of October and wrapped if possible).

    Have a fab day everyone. X
    1 debt v's 100 days chapter 33. Yorks Bank 178.90/338.56 52%

    1000 Emergency fund challenge 133.55/1000

    My house WILL be decluttered by 1st December 2019
    • Heatherweed
    • By Heatherweed 30th Jul 19, 10:11 AM
    • 19 Posts
    • 120 Thanks
    Heatherweed
    Heatherweed
    I also hate vacuuming so have stone floors don't mind using a sweeping brush for some reason. You are doing so well.
    • parsniphead
    • By parsniphead 30th Jul 19, 11:09 AM
    • 2,837 Posts
    • 19,958 Thanks
    parsniphead
    I don't mind sweeping either Heatherweed. I will sweep wood and quarry floors but vac up the pile to keep my experiment honest.
    1 debt v's 100 days chapter 33. Yorks Bank 178.90/338.56 52%

    1000 Emergency fund challenge 133.55/1000

    My house WILL be decluttered by 1st December 2019
    • Honeysucklelou2
    • By Honeysucklelou2 30th Jul 19, 12:34 PM
    • 2,063 Posts
    • 10,803 Thanks
    Honeysucklelou2
    Do you have any pets Parsniphead? I find that sweeping carpets first with a hand brush gets up the majority of shed pet hair, then I hoover afterwards. Seems to have the best result!
    paydbx2019 #93 1211.29/10,100 .
    EF 40. SPC 141

    # savings# 17. Oven. 0 / 403
    • parsniphead
    • By parsniphead 30th Jul 19, 1:21 PM
    • 2,837 Posts
    • 19,958 Thanks
    parsniphead
    Not any longer honeysucklelou. It's a good tip though, thank you.
    1 debt v's 100 days chapter 33. Yorks Bank 178.90/338.56 52%

    1000 Emergency fund challenge 133.55/1000

    My house WILL be decluttered by 1st December 2019
    • doingitanyway
    • By doingitanyway 30th Jul 19, 9:17 PM
    • 4,747 Posts
    • 30,275 Thanks
    doingitanyway
    Thank you all.

    Ok, this is going to be a strange post but stay with me. For some strange reason, no actually while I was researching vacuum cleaners, I became a bit obsessed by a couple of vacuum collectors on YouTube particularly Ibaisaic and hooverlux.

    Right a few jobs today, a final tweak of augusts budgets and more Christmas planning (I want it shopped for by the end of October and wrapped if possible).

    Have a fab day everyone. X
    Originally posted by parsniphead
    There are worse obsessions parsniphead.
    My thoughts have turned to Christmas this week too...
    Car costs savings: 600
    Xmas savings 350
    IF NOT NOW THEN WHEN?
    • parsniphead
    • By parsniphead 30th Jul 19, 10:49 PM
    • 2,837 Posts
    • 19,958 Thanks
    parsniphead
    Not just me then DIA

    1 debt v's 100 days chapter 33. Yorks Bank 178.90/338.56 52%

    1000 Emergency fund challenge 133.55/1000

    My house WILL be decluttered by 1st December 2019
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