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  • FIRST POST
    • Dobbibill
    • By Dobbibill 27th Dec 18, 2:57 PM
    • 3,807Posts
    • 5,213Thanks
    Dobbibill
    3 - 6 month Emergency Fund Challenge (part 2)
    • #1
    • 27th Dec 18, 2:57 PM
    3 - 6 month Emergency Fund Challenge (part 2) 27th Dec 18 at 2:57 PM
    Hi All,

    I hope you all had a lovely Christmas.

    As we go into 2019 we are moving forward with the 3 - 6 month Emergency Fund Challenge and as such a shiny new thread here for part 2.

    The old thread is here.

    Your goal can be as much or as little as you want. Some aim for 3 months spending, others 3 months income or even push it further for 6 months worth.
    There is no timescale and you can do it at your own speed. Plod along or race through to your goal. It's your goal, your choice.

    It's always good to review where you are with your goals every now and again so I completely understand if people want to prioritise other things ahead of this challenge. Just let me know and I'll release your number.

    If you change your mind later, feel free to pop back and rejoin. You are always welcome and can have a shiny new number.

    I will hold everyone's current numbers until the end of January. Once this comes, I will shuffle the numbers to fill the lower numbers first. If you want to keep your original number let me know, that will be fine too.

    For now, keep on keeping on with those goals.

    Dobbi
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
Page 1
    • Dobbibill
    • By Dobbibill 27th Dec 18, 2:58 PM
    • 3,807 Posts
    • 5,213 Thanks
    Dobbibill
    • #2
    • 27th Dec 18, 2:58 PM
    Challenger names
    • #2
    • 27th Dec 18, 2:58 PM
    Challenger names


    Here is the update of challenger names, numbers and progress.


    #1 Dobbibill - 6000.00/6,000.00 - 100%
    #2 skye blue - 0.00/3000.00 - 0.00%
    #3 x_raphael_xx - 514.56/5,000.00 - 10.26%
    #4 swimminginaseaofdebt - 1,099.55/3,000.00 - 36.65%
    #5 muppets - 2445.00/11,000.00 - 22.23%
    #6 datlex - 1,500.00/2,500.00 - 60.00%
    #7 Littlebigmoose - 100.00/3,000.00 - 3.33%
    #8 MummyRivett - 800.00/12,000.00 - 6.67%
    #9 blue_mango - 4000.00/7200.00 - 55.56%
    #10 charliedavis - 1,570.00/10,500.00 - 14.95%
    #11 ponypal - 802.20/3,000.00 - 26.74%
    #12 GlendaSugarbean - 1850.00/5,400.00 - 34.26%
    #13 Debtnomoreplease - 1900.00/5,000.00 - 38.00%
    #14 Rosie75 - 3000.00/10,000.00 - 30.00%
    #15 MrsMouse - 458.45/16,000.00 - 2.87%
    #16 MoneysaverNikki - 0.00/0.00 - 0.00%
    #17 2Scratters - 1020.39/1500.00 - 68.03%
    #18 BigDreams - 3431.00/5000 - 68.62%
    #19 Moneybutterfly35 - 0.00/2000 - 0.00%
    #20 Dave Saver - 115.00/6000 - 1.92%
    #21 katsoocam - 15000/22800 - 65.79%
    #22 Scrimps - 4050.00/6000 - 67.50%
    #23 FrankieM - 1942.44/10,000 - 19.42%
    #24 Dragon Lily - 1080/3000 - 36.00%
    #25 Dolly Rocker - 53.00/8000 - 0.66%
    #26 princesspennies - 0.00/2000 - 0.00%
    #27 thrifty-hayley - 502.00/1000 - 50.20%
    #28 Karigan - 323.93/2000 - 16.20%
    #29 Santiago99 - TBC
    #30 Alicia1804 - 600/1500 - 40.00%
    Last edited by Dobbibill; 10-11-2019 at 9:15 AM. Reason: update
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • x_raphael_xx
    • By x_raphael_xx 27th Dec 18, 6:26 PM
    • 3,732 Posts
    • 19,533 Thanks
    x_raphael_xx
    • #3
    • 27th Dec 18, 6:26 PM
    #36
    • #3
    • 27th Dec 18, 6:26 PM
    Hi Dobbi, thank you for taking up the reins.


    Just popping in to re-post my 2019 goal for the list : 5000 target.
    Current balance...0
    Debt Free as of 17/01/2009 Turtle Power!!
    NSD's - 0/30 / EF Challenger #3 514.56/5000
    • crazy_cat_lady
    • By crazy_cat_lady 27th Dec 18, 7:24 PM
    • 5,162 Posts
    • 46,049 Thanks
    crazy_cat_lady
    • #4
    • 27th Dec 18, 7:24 PM
    • #4
    • 27th Dec 18, 7:24 PM
    Hi Dobbi
    I kind of fell off the face of the Earth with this thread because real life chucked me a real curve ball in the form of a separation and very expensive divorce.
    At the moment I have debt that I need to clear again, but I really do hope to get back on board and save 6000 sooner or later. Much later at the moment as I have nothing but debt to report at the moment.
    NST November #5 NSD = 8
    I am honestly trying my best
    • Dobbibill
    • By Dobbibill 27th Dec 18, 7:38 PM
    • 3,807 Posts
    • 5,213 Thanks
    Dobbibill
    • #5
    • 27th Dec 18, 7:38 PM
    • #5
    • 27th Dec 18, 7:38 PM
    Hi Dobbi, thank you for taking up the reins.


    Just popping in to re-post my 2019 goal for the list : 5000 target.
    Current balance...0
    Originally posted by x_raphael_xx
    Thanks x_raphael_xx - new 2019 goal, saved on the spreadsheet. Will post them all in post #2 when everyone has updated the shiny new thread.

    Hi Dobbi
    I kind of fell off the face of the Earth with this thread because real life chucked me a real curve ball in the form of a separation and very expensive divorce.
    At the moment I have debt that I need to clear again, but I really do hope to get back on board and save 6000 sooner or later. Much later at the moment as I have nothing but debt to report at the moment.
    Originally posted by crazy_cat_lady
    Hi crazy_cat_lady.

    Real life has a habit of throwing in those cheeky curve balls and it really can put a wobble on your finances. I do hope things get better for you in 2019..

    It sounds like you won't be able to join the challenge just at the moment. If I've misread/misunderstood your post, please correct me. (your future goal of 6k makes me wonder if I've misunderstood )

    If this is the case, I can release your number for now and you can rejoin with a shiny new number when you reach your DFD.

    All the best with debt busting.

    Dobbi
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • crazy_cat_lady
    • By crazy_cat_lady 27th Dec 18, 7:51 PM
    • 5,162 Posts
    • 46,049 Thanks
    crazy_cat_lady
    • #6
    • 27th Dec 18, 7:51 PM
    • #6
    • 27th Dec 18, 7:51 PM
    Yes, that's right Dobbi - I have debt to pay off again before I can start saving. I'll lurk on here and then join in again once I've paid it all off.
    NST November #5 NSD = 8
    I am honestly trying my best
    • skye blue
    • By skye blue 27th Dec 18, 8:04 PM
    • 163 Posts
    • 790 Thanks
    skye blue
    • #7
    • 27th Dec 18, 8:04 PM
    • #7
    • 27th Dec 18, 8:04 PM
    Hi Dobbi

    Thanks for the offer to run this and best wishes to everyone especially a big thanks to helen for the previous updates

    I was No 29 (skye blue) and would like to continue this year please

    My total so far is 1,800 and I would like to get this up to 3,000 as I will be happy to achieve this along with the other challenges ive set myself

    Thanks again
    • ponypal
    • By ponypal 28th Dec 18, 10:55 AM
    • 227 Posts
    • 1,776 Thanks
    ponypal
    • #8
    • 28th Dec 18, 10:55 AM
    • #8
    • 28th Dec 18, 10:55 AM
    Hi Dobbi,


    I don't mind what number I am as I literally joined in December...


    Decided to start with a three month emergency fund goal of 3000... currently I have 320 saved.
    Debt Free since December 2017
    • Dobbibill
    • By Dobbibill 28th Dec 18, 11:12 AM
    • 3,807 Posts
    • 5,213 Thanks
    Dobbibill
    • #9
    • 28th Dec 18, 11:12 AM
    • #9
    • 28th Dec 18, 11:12 AM
    Hi Dobbi

    Thanks for the offer to run this and best wishes to everyone especially a big thanks to helen for the previous updates

    I was No 29 (skye blue) and would like to continue this year please

    My total so far is 1,800 and I would like to get this up to 3,000 as I will be happy to achieve this along with the other challenges ive set myself

    Thanks again
    Originally posted by skye blue

    Great stuff skye blue, spreadsheet updated and number retained.


    Hi Dobbi,


    I don't mind what number I am as I literally joined in December...


    Decided to start with a three month emergency fund goal of 3000... currently I have 320 saved.
    Originally posted by ponypal

    Lovely stuff ponypal - Figures updated. I'll see what lower numbers are left at the end of January and see if it's possible to shuffle you up the list somewhere. Until then you are still #114.
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • charliedavis
    • By charliedavis 28th Dec 18, 4:44 PM
    • 400 Posts
    • 970 Thanks
    charliedavis
    Would love to join this please, currently at 1240.19 and would like to get to 10,500
    -99,152 net worth - scary figure - my diary out of debt!
    Total debt currently stands at 78,812.91
    Get out of debt 2019 #39 - target 26,429 - current = 2395 3-6 month EF challenge #10 - currently at 1,421/10,500
    • Dobbibill
    • By Dobbibill 28th Dec 18, 5:28 PM
    • 3,807 Posts
    • 5,213 Thanks
    Dobbibill
    Would love to join this please, currently at 1240.19 and would like to get to 10,500
    Originally posted by charliedavis

    Hi charliedavis - welcome to the challenge. You are member #10.

    You are doing brilliantly already and well on your way. We're a friendly bunch and will be cheering you on from the side-lines.

    Keep on keeping on.

    Dobbi
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • charliedavis
    • By charliedavis 29th Dec 18, 10:52 AM
    • 400 Posts
    • 970 Thanks
    charliedavis
    Thanks Dobbi!
    -99,152 net worth - scary figure - my diary out of debt!
    Total debt currently stands at 78,812.91
    Get out of debt 2019 #39 - target 26,429 - current = 2395 3-6 month EF challenge #10 - currently at 1,421/10,500
    • blue_mango
    • By blue_mango 29th Dec 18, 8:35 PM
    • 468 Posts
    • 1,469 Thanks
    blue_mango
    Hello, could you please add me to the list...

    Currently have 382/3000.

    Thank you
    • Dobbibill
    • By Dobbibill 29th Dec 18, 10:25 PM
    • 3,807 Posts
    • 5,213 Thanks
    Dobbibill
    Hello, could you please add me to the list...

    Currently have 382/3000.

    Thank you
    Originally posted by blue_mango

    Hi blue_mango,

    I've added you to the new list.

    I've currently retained your number #113 from the old thread. If other numbers become available I will shuffle you up at the end of January if you like.

    You are doing great. Keep on keeping on.

    Dobbi
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • Debtnomoreplease
    • By Debtnomoreplease 31st Dec 18, 10:18 AM
    • 213 Posts
    • 482 Thanks
    Debtnomoreplease
    Morning,

    Would like to join this challenge.

    Aiming for 10,000 emergency fund.

    Currently have 2500.

    I am on a serious mission for 2019 to have some comfortable savings without missing out dramatically on things (did that for long enough through my getting debt free years.)
    • Dobbibill
    • By Dobbibill 31st Dec 18, 10:38 AM
    • 3,807 Posts
    • 5,213 Thanks
    Dobbibill
    Morning,

    Would like to join this challenge.

    Aiming for 10,000 emergency fund.

    Currently have 2500.

    I am on a serious mission for 2019 to have some comfortable savings without missing out dramatically on things (did that for long enough through my getting debt free years.)
    Originally posted by Debtnomoreplease

    Hi Debtnomoreplease,

    I have kept your number from the old thread as #115 for the moment. Should any lower numbers come up at the end of January I will shuffle you up.
    You are going great at the moment and already at 25% of your target.

    Keep on keeping on.

    Dobbi
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • carbootcrazy
    • By carbootcrazy 1st Jan 19, 6:51 AM
    • 6,007 Posts
    • 37,360 Thanks
    carbootcrazy
    Wishing everyone a very happy, healthy and successful year with lots of opportunity to add to your savings

    Dobbi I'm going to cease being a challenger so please allocate my number (12) to someone else.


    I'll still be popping in from time to time to see how you're all getting on. Good luck, all
    Original Debt: 56804 (@02/13). Now: 1862.. Just one creditor to go

    Make 2019 in 2019 (#68) 452.71/2019

    Treats Fund 2019: 411.78
    • Dobbibill
    • By Dobbibill 1st Jan 19, 9:26 AM
    • 3,807 Posts
    • 5,213 Thanks
    Dobbibill
    Happy New Year to all our challengers - past, present and future.

    Wishing you all, all the very best for a healthy and happy 2019.




    Thanks CBC for your well wishes to everyone.
    I understand when priorities change, I'll release your number. You will always be welcome back in the future too.
    Thank you for all your support to me and many other members over the past 3 years. All the very best for your future. I'm sure this isn't goodbye, just au revoir
    I'm a Board Guide on the Energy, Student Money Saving, UK Armed Forces and
    Local Money Saving - Wales boards. I'm a volunteer to help the boards run smoothly, and I can move and merge posts there.
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.


    It's not about being the best -
    It's about being better than you were yesterday.
    • Rosie75
    • By Rosie75 2nd Jan 19, 10:01 AM
    • 602 Posts
    • 672 Thanks
    Rosie75
    Happy New Year to all!

    Just popping in to update - currently at 750 / 10,000 (#116).

    Thanks Dobbi.

    Edited to add: happy to be shuffled if that helps, Dobbi
    Last edited by Rosie75; 10-01-2019 at 9:43 AM.
    PAYDBX2018 #088: 7440 / 7440

    3-6 Month Emergency Fund #14: 3000 / 10,000
    • charliedavis
    • By charliedavis 2nd Jan 19, 3:05 PM
    • 400 Posts
    • 970 Thanks
    charliedavis
    Happy New Year all!

    Payment made today of 180 so now at 1420.19/10,500 #10

    Thank you
    -99,152 net worth - scary figure - my diary out of debt!
    Total debt currently stands at 78,812.91
    Get out of debt 2019 #39 - target 26,429 - current = 2395 3-6 month EF challenge #10 - currently at 1,421/10,500
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