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  • FIRST POST
    • Sue-UU
    • By Sue-UU 2nd Nov 18, 12:06 AM
    • 8,884Posts
    • 49,745Thanks
    Sue-UU
    Sealed Pot Challenge ~ 12
    • #1
    • 2nd Nov 18, 12:06 AM
    Sealed Pot Challenge ~ 12 2nd Nov 18 at 12:06 AM
    Hello once again Potters and welcome aboard to all new members! I never thought we would have been running THIS long, but here we are starting off with "SPC "No 12"!!! The years have flown past since SPC's birth! We've had 11 fantastic money-saving years, all purely because of the determination in saving of you all - many thanks to you splendid folk who have made SPC what it is!!

    For all newcomers...yes Old Timers too - it's so very important to please read through this entire post to see what the SPC is all about, dates for counting up and our re-opening date etc.. However, if you haven't already done so, please be sure to Join the MSE forum first in order to be able to join the challenge. For ALL SPC members, please chat away on this SPC 12 thread about your conquests, money-saving ideas etc from Post 4 (below) onward, it gives encouragement to all, including yourselves as it keeps the motivation to save far stronger and gives even more ideas of how to save.

    For all newcomers - a really huge heartfelt welcome! We're a great bunch who just adore greeting more members to the flock. Please read through this entire post and you'll be aware of why SPC is so special. You all settle in straight away and become part of our saving family!

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year (2019) will be to open our pots on Thursday the 31st October 2019. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not! However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

    Most of us put in the difference in that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

    Below are the basics for making your pot and sealing it.

    Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything! Do please do your best to avoid plastic of any sort, thank you. With the emphasis being on saving money, your pot doesn't need to cost anything I.e a used sweet tin, coffee jar..extremely MSE!! *Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit. Perhaps if you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops!

    It can also be interesting and challenging to make yourself a Papier Mach!! Pig (or any animal or object) etc by using Frugaldom's recipe, by clicking here then going to Post No. 597 of SPC 1 or by going to a totally separate thread papier mach! Animal here. After it's finished, seal as the instructions in the *paragraph above

    After selecting your pot, seal round the lid with sellotape. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Papier Mach!! Pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! The mind could run riot with what to model!

    Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 11 years...and at the end of each year's challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! They are costly though, but this is where your Christmas list comes in handy, though always keep a look out in charity shops too!

    Regarding the Sealed Cans many of you use, apparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way, better still, turn them upside down and get the cash out as advised above with Terramundi.


    The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

    NB. A few notes of interest.

    1/ Any money which is inherited can not be included as savings. Likewise any money put directly into the bank cannot be counted as savings with SPC. Money from second jobs is ok, such as cleaning for Mrs Bloggs down the road/ taking in ironing, a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook, Surveys or similar can be saved.

    Also, it is possible to include all other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. Also, the 1p challenge is to be declared. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

    Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. However, doing a little job for Mrs Bloggs as described in paragraph 1/ can be included. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC!

    2/
    Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be much more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway!

    3/ You can ask me to put a Target on for you to try to meet (it's put in blue/pink ink alongside your name and number on the 2nd and 3rd posts below) but it's not necessary. If you do set one, but are unable to meet it, don't worry, at least you tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others....ourselves too, then we pot it and forget about it and.... wait for the surprise at the end of the year!
    If you are hoping for a particular amount by Declaration Day but still want a nice surprise come November, work out what amount you would like to save, then work out how much you will need to pot on a weekly or monthly basis in order to achieve it. Save that sum regularly as well as potting any spare change after shopping, that way you are bound to come out on top and have a surprise come October!

    4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2019. However, over the last 10 - 11 years we've had some members who have needed theirs at sometime throughout the year for bills, debts etc, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, you can even include what you needed to take out on Declaration Day, after all, you will have saved it!! Whatever you need to do, don't worry about it - be happy and proud you have saved!
    Please don't worry about the amounts others save! We are all individuals with such varying jobs/incomes, each with different expenditures and commitments etc so while some find saving a real struggle, for others it's obviously easy. However, it's the pleasure each of us receives from our personal potting results - whatever you manage to pot, be happy with it, and be proud!!!!

    5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on October 31st. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily.
    If anyone has any other queries, then please sing out.

    6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 31st October to declare those Totals to me.
    Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures.

    7/ KEEP YOUR POT or POTS SAFE!! If you hide it, be sure to remember where you put it!!

    8/ "Holding Pots": To anyone concerned about putting money into their pot - only to possibly needing it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnie's school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!

    9/ "Where to take bags of cash at the end of the year?": Most banks will accept them providing you have an account with them. Remember also that most banks have counting machines, so any of you who really don't like counting money, take them in and let the machine do the counting for you; you'll get a receipt which you then take to the counter. PLEASE - DON'T EVER CHANGE IT IN ONE OF THE COINSTAR MACHINES AT THE ENTRANCES OF SUPER MARKETS.... THEY WILL TAKE AROUND 10% OF YOUR MONEY!!!!!!!!!

    10/ Members who do not return by two weeks after closing date will lose their numbers as, many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves me with a long list of non savers on the list which makes things very difficult over time. Any saving members won't be at all worried about this - but if those 'defaulting' (bad word, but...!) members remember, then - come on back and ask for another number, you will always be be more than welcome!

    On the 2 posts below is a list of members and their numbers, always display your No on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December or thereabouts I declare the Grand Total of ALL that we members have collected, and what a terrific sight that is! Please declare your savings ASAP on or close to the 14th November please.

    Once again, we've just had an amazing year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

    PLEASE take note everyone Thursday 31st Oct is the closing date for 2019, the day we declare what we've saved on the thread, kindly declare your monies saved within 2 weeks of the 1st, thank you kindly.


    It's Never Too Late To Join Us! and You Never Need To Re-join....well, unless you stop visiting us in November! However.......you can always return to the fold and be made very welcome!

    Many thanks for reading
    , Sue.


    This Forum tip was included in MoneySavingExpert.com's weekly email!
    Last edited by MSE Tine; 27-11-2018 at 1:08 PM.
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88!!!!

Page 3
    • Couldsavemore
    • By Couldsavemore 3rd Nov 18, 6:08 PM
    • 100 Posts
    • 426 Thanks
    Couldsavemore


    Hi,!I'm new here,!can I join in.!Of course you can! I have a nice box (got it as a wedding present and it's lasted longer than the husband!(Uh oh,!we've got a right one ere!) I've thrown in some £2 coins this morning. Can't wait to see how much I can save!!

    Originally posted!by!Couldsavemore


    You'd better believe it! I also kept the baby and cats!

    A few more bits of schrapnel into the box today
    Mortgage overpayment target is £1200
    Total paid 1413


    SPC #80... Still adding that loose change.
    2019 mortgagr free #48 Target £2400 paid £:645beer:
    • 3forholidays
    • By 3forholidays 3rd Nov 18, 6:31 PM
    • 1,321 Posts
    • 13,938 Thanks
    3forholidays
    £100 saved today as mum & dad bought me a coat that I had my eye on for my birthday (in advance as my birthday isn't until December). Since I would have spent my own money on this item but didn't have to - in the pot it goes! Thanks mum & dad!
    A good life is when you assume nothing, do more, need less, smile often, dream big, laugh a lot, and realise how blessed you are.

    SPC No 043
    SPC 10 - £520 SPC 11 - £975 SPC 12 - £845 SPC 13 -
    • Westie983
    • By Westie983 3rd Nov 18, 7:03 PM
    • 4,789 Posts
    • 15,417 Thanks
    Westie983
    Hi all,

    Back again.

    Just a few bits from the front post Sue, you have the date 31st but mid way it says October 1st, and also you need to change the year at the bottom to 2019.

    Looking forward to seeing what this years challenge brings

    Westie983
    Save 12k in 2019 #42 Total (£16000)+£2300/£12000 = 19.16%
    Sealed Pot Challenge ~ 12 #97 Total (£505)+£0/£500 = 0.00%
    Xmas 2019 £1 a Day #20 Total (£165)+£260.00/£365 = 71.23%
    Virtual Sealed Pot #1 Total (£1300)+£550/£1000 = 55.00%
    £2 Savers Club 2018 #16 Total (£1030)+£700/£2000 = 35.00%

    Total £3810.00/£15865 = 24.01%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • VickyA
    • By VickyA 3rd Nov 18, 9:13 PM
    • 4,452 Posts
    • 21,714 Thanks
    VickyA
    LOL! Thanks Sue! I suspect that DH would see through that cunning plan. I can at least try to build up to it over the course of the year.

    Another £1 potted today.
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 declared
    • Sue-UU
    • By Sue-UU 3rd Nov 18, 10:22 PM
    • 8,884 Posts
    • 49,745 Thanks
    Sue-UU
    “Hi,!I'm new here,!can I join in.!Of course you can! I have a nice box (got it as a wedding present and it's lasted longer than the husband!(Uh oh,!we've got a right one ere!) I've thrown in some £2 coins this morning. Can't wait to see how much I can save!!

    Originally posted!by!Couldsavemore


    You'd better believe it! I also kept the baby and cats!

    A few more bits of schrapnel into the box today
    Originally posted by Couldsavemore

    You really had me puzzled there, Couldsavemore, because of not using a quoted message. If you could click on the green tab below a post in future it would help no end.

    Meanwhile, your SPC No is 080, if you could please put it on your signature it will be a huge help.
    Good to hear you've had more change to pot, well done.


    WOW! That was so kind of your parents, 3forholidays!! So, a lovely new coat and £100 in the pot, such an amazing start to the year!!!!


    It's perfectly ok, Westie, as I told you the last time you picked up on mistakes in my 1st post, I'm usually in such a great hurry before posting so I obviously proofread it, then see to it as soon as I have the time. I deleted some text on there yesterday, but haven't yet had time to finish.

    Perhaps in future you could leave it to me to do as I normally do as it only adds even more pressure. Thanks anyway.


    Ah well you know me, Vicky, just a thought....forever thinking of crafty ideas!! Well done on what you've potted. Hope to see you soon.


    Have a lovely Sunday, everyone.

    Sue

    Opening date for SPC 12 will be 31st October 2019


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88!!!!

    • Choccygirl123
    • By Choccygirl123 3rd Nov 18, 11:23 PM
    • 768 Posts
    • 2,309 Thanks
    Choccygirl123
    Hello sealed potters,

    I've lurked for quite a while and would love to tag along in 2019. I'm hoping to save £240 towards Christmas. £20 a month is a sensible target whilst I'm paying off the debts. I'm going to try and save my eBay and Facebook sales, as well as roadkill and coins when my wallet too full! Total is £0 and I need to find a pot tomorrow 😆
    SPC 090 - Smashing the target currently £1208.11 / £500 from extra income in 2019 and still a small copper jar to count
    • 32b3in2013
    • By 32b3in2013 4th Nov 18, 12:23 AM
    • 2,283 Posts
    • 19,302 Thanks
    32b3in2013
    Morning

    I’ve just got home from ikea with £2.48 to pot.

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    • Sue-UU
    • By Sue-UU 4th Nov 18, 12:52 AM
    • 8,884 Posts
    • 49,745 Thanks
    Sue-UU
    Hello sealed potters,

    I've lurked for quite a while and would love to tag along in 2019. I'm hoping to save £240 towards Christmas. £20 a month is a sensible target whilst I'm paying off the debts. I'm going to try and save my eBay and Facebook sales, as well as roadkill and coins when my wallet too full! Total is £0 and I need to find a pot tomorrow 😆
    Originally posted by Choccygirl123

    It will be lovely to have you with us, Choccygirl123 SPC No 090. A very warm welcome to you. Have fun saving and enjoying the chat on the thread. You'll find your number on the the 2nd post of page 1. Please read through post 1 as it'll let you know exactly what to do with the challenge. PS. We empty our pots and declare our savings in October, please make a note of this year's date: 31st Oct 2019.

    Please also subscribe to the thread by clicking on "Thread Tools" (lower green bar) and clicking "Subscribe to this thread"...or you may lose us! To put your SPC No on, go to "Quick Links" (right side of top green bar), click and then click on "Edit Signature" and you're away.

    *Please pop your number on your sig, it really helps me.


    Well done with your potting, 32b3, maybe you need to go more often....just a thought.



    Goodnight all and sleep well.



    Have a lovely Sunday, everyone.

    Sue

    Opening date for SPC 12 will be 31st October 2019


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.

    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88!!!!

    • Westie983
    • By Westie983 4th Nov 18, 4:14 AM
    • 4,789 Posts
    • 15,417 Thanks
    Westie983
    It's perfectly ok, Westie, as I told you the last time you picked up on mistakes in my 1st post, I'm usually in such a great hurry before posting so I obviously proofread it, then see to it as soon as I have the time. I deleted some text on there yesterday, but haven't yet had time to finish.

    Perhaps in future you could leave it to me to do as I normally do as it only adds even more pressure. Thanks anyway.
    Originally posted by Sue-UU
    I think we have crossed wires somewhere, I don't remember you telling me I was doing wrong I remember you thanking me for pointing them out, unless I am thinking of another thread. I was just pointing out to make things easier, I wasn't picking at it at all, as of course can't change what you don't know about sometimes it takes someone to notice things that you don't see, proof reading I suppose.

    I was only trying to help, and didn't mean to add any pressure for you, just thought it's good to change as soon as noticed rather then further down the challenge.

    I'm sorry for the misunderstanding and sorry for pointing them out, I didn't mean to upset you.

    Westie983
    Last edited by Westie983; 04-11-2018 at 4:18 AM.
    Save 12k in 2019 #42 Total (£16000)+£2300/£12000 = 19.16%
    Sealed Pot Challenge ~ 12 #97 Total (£505)+£0/£500 = 0.00%
    Xmas 2019 £1 a Day #20 Total (£165)+£260.00/£365 = 71.23%
    Virtual Sealed Pot #1 Total (£1300)+£550/£1000 = 55.00%
    £2 Savers Club 2018 #16 Total (£1030)+£700/£2000 = 35.00%

    Total £3810.00/£15865 = 24.01%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Chutney86
    • By Chutney86 4th Nov 18, 6:26 AM
    • 307 Posts
    • 2,790 Thanks
    Chutney86
    Thanks for the new thread Sue-UU, £2 potted for me today
    SPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75 / 2018 = £295.50 / 2019 = £267
    MFW #93 - 2017 = £1942.84/£1900 / 2018 = £8591.23/£9050
    MFiT-T4 #28 = reduced mortgage from £109,000 to £77,000
    MFiT-T5 #34
    • VickyA
    • By VickyA 4th Nov 18, 8:36 AM
    • 4,452 Posts
    • 21,714 Thanks
    VickyA
    Hello sealed potters,

    I've lurked for quite a while and would love to tag along in 2019. I'm hoping to save £240 towards Christmas. £20 a month is a sensible target whilst I'm paying off the debts. I'm going to try and save my eBay and Facebook sales, as well as roadkill and coins when my wallet too full! Total is £0 and I need to find a pot tomorrow 😆
    Originally posted by Choccygirl123
    I LOVE your name Choccygirl!!! Very envious. Guess what my favourite food is?!

    I know Sue has mentioned it, but if you ever have a couple of spare coins, which you aren't putting towards your debts, then pop those into your pot too. You could always use that excess to pay off more of the debts next year. Entirely up to you though.
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 declared
    • LLM2018
    • By LLM2018 4th Nov 18, 9:57 AM
    • 134 Posts
    • 497 Thanks
    LLM2018
    Hi. Can I join this challenge please?

    I have my pot ready and have put a few coins in already. I won't be adding it up when I pot it as I want it to be a surprise at next year's opening.

    #78 PAYDBX '19 £3770/3880 paid
    #54 SPC 12 £497.53
    • Choccygirl123
    • By Choccygirl123 4th Nov 18, 11:09 AM
    • 768 Posts
    • 2,309 Thanks
    Choccygirl123
    Hello potters,

    Thank you for such a warm welcome sue & Vicky. I do have a bit of a choccy addiction, but I'm trying to be good as have lost 1st 1lb and would like to lose more.

    I still need to find a pot, but think I'll use the f&rt tin I bought hubby as a joke Christmas present few years ago 😆

    I do use Quidco a lot and take surveys on prolific, so will add that money too. Both of these normally get added to PayPal and used for the kids school dinners. It'll be nice to keep them separate and for something nice! I Will check my balances and see if I can withdraw anything to get the pot started. I'm a definite add the total up as I go kinda of girl. I can't wait to get started now.
    SPC 090 - Smashing the target currently £1208.11 / £500 from extra income in 2019 and still a small copper jar to count
    • Dragon Lily
    • By Dragon Lily 4th Nov 18, 11:28 AM
    • 266 Posts
    • 2,582 Thanks
    Dragon Lily
    #105 back again for 2019. Using funds from SPC11 to kit out my craft room with storage. Still to christen my new pot with coinage😊
    Star from Sue-UU

    SPC12 #105
    SPC11 £183
    SPC10 £209
    • Sue-UU
    • By Sue-UU 4th Nov 18, 1:15 PM
    • 8,884 Posts
    • 49,745 Thanks
    Sue-UU
    Have a wonderful Sunday everyone!!
    Hi. Can I join this challenge please?

    I have my pot ready and have put a few coins in already. I won't be adding it up when I pot it as I want it to be a surprise at next year's opening.
    Originally posted by LLM2018

    You're most welcome to join us, LLM SPC No 054. A very warm welcome to you. Have fun saving and enjoying the chat on the thread. You'll find your number on the the 2nd post of page 1. Please read through post 1 as it'll let you know exactly what to do with the challenge. PS. We empty our pots and declare our savings in October, please make a note of this year's date: 31st Oct 2019.

    Please also subscribe to the thread by clicking on "Thread Tools" (lower green bar) and clicking "Subscribe to this thread"...or you may lose us! To put your SPC No on, go to "Quick Links" (right side of top green bar), click and then click on "Edit Signature" and you're away.

    *Please pop your number on your sig, it really helps me.


    Hello all SPCers! It might be a wet day, but I hope it can still be an enjoyable one for you all.
    For those of you who aren't well in any way, I hope you're soon feeling a whole lot better very soon! For now, here's love and {{{{hugs}}}} from us all especially to YOU!!



    It all happened a couple of years ago, Westie, when you wrote, over a few posts, about pedantic errors you thought I'd made, which as you now know are always put right asap after the first day. I told you then to leave it to me.

    Right now I would sooner forget it all, and I would thank you to do the same or PM me if ever you notice anything wrong in future, although I will do my darndest for there never to be any more.


    You're most welcome, Chutney, and it's lovely to see you christen the new thread with your first of many pottings!



    Very well said about the favourite food and the coins to Choccygirl123, Vicky!! We need to have things in order, especially where the C word comes into it!!



    I see you've been reading through the 1st post well, Choccygirl, and getting to know about things you can add to your Pot, well done you! Congratulations on your weight loss, it's never easy when you have a real liking for something, but you succeeded, fantastic!!!!



    It's good to see you back with us, Dragon Lily! What you've done with your craft room just goes to show how handy our potting can be.

    Enjoy a lovely Sunday, everyone.

    Sue

    Opening date for SPC 12 will be 31st October 2019


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88!!!!

    • Westie983
    • By Westie983 4th Nov 18, 1:26 PM
    • 4,789 Posts
    • 15,417 Thanks
    Westie983
    now I would sooner forget it all, and I would thank you to do the same or PM me if ever you notice anything wrong in future, although I will do my darndest for there never to be any more.
    Originally posted by Sue-UU
    Its forgotten and I won't be correct anything again, sorry I thought I was helping, I suppose I should have PM'd you instead but can't change the past.
    Sorry and I wont mention or point anything out again.

    In potting news I have bagged up my coins and dropped the first £1 into the now empty pot to start again.

    Westie983
    Last edited by Westie983; 04-11-2018 at 1:37 PM.
    Save 12k in 2019 #42 Total (£16000)+£2300/£12000 = 19.16%
    Sealed Pot Challenge ~ 12 #97 Total (£505)+£0/£500 = 0.00%
    Xmas 2019 £1 a Day #20 Total (£165)+£260.00/£365 = 71.23%
    Virtual Sealed Pot #1 Total (£1300)+£550/£1000 = 55.00%
    £2 Savers Club 2018 #16 Total (£1030)+£700/£2000 = 35.00%

    Total £3810.00/£15865 = 24.01%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • jakes-mum
    • By jakes-mum 4th Nov 18, 2:35 PM
    • 4,508 Posts
    • 43,384 Thanks
    jakes-mum
    Found you

    Ohhh I have such empty pot syndrome! there's no nice chinky noise its a horrible hollow bang! BUT I do have 3 (yes 3!!) £2 coins to go in the empty £2 coin tin hopefully that is a sign of many to come over the year as I did not get ANY where near enough last year
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) 1596.55/£1000
    • Choccygirl123
    • By Choccygirl123 4th Nov 18, 2:47 PM
    • 768 Posts
    • 2,309 Thanks
    Choccygirl123
    SPC #90 checking in.

    Found 'f&rt' tin
    Emptied out the random junk like chalk, pens lids and elastic bands and a surprise £2.70😁
    Sealed it well with cellotape
    Enjoyed the clunk the £2.70 made when I put it back in
    Added 5p found in my husband's car on our shopping trip

    £2.75 / £240.00
    SPC 090 - Smashing the target currently £1208.11 / £500 from extra income in 2019 and still a small copper jar to count
    • Raggle1
    • By Raggle1 4th Nov 18, 4:18 PM
    • 47 Posts
    • 273 Thanks
    Raggle1
    Hi there, I would love to join the sealed pot challenge 12 please. Love to find inventive & motivational ways to save.
    I have my pot lined up ready to go... first page fully read, i don't intend to count as i go as i want the surprise 31st oct 2019 next year (in the diary)! As soon as a i have my number i will add it too my signature and i will start hunting the house for spare change...

    Happy saving days
    • loopychriss
    • By loopychriss 4th Nov 18, 6:20 PM
    • 733 Posts
    • 7,832 Thanks
    loopychriss
    Hi Sue, would love to join in again for 2019 please. Shall I keep my present number, or are you allocating new ones?

    Happy potting everyone!
    Keep Calm and Carry On Kondoing

    Sealed Pot Challenge #173



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