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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,448Posts
    • 15,161Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    £11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    £27,734.49
    July 2016:
    £24,284.13
    August 2016:
    £30,740.14
    September 2016:
    £27,504.99
    October 2016:
    £14,546.08
    November 2016:
    £7,661.39
    December 2016:
    £4541.33

    Total for 2016
    £240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    £13,746.74

    Feb 2017 - Keedie doing the honours
    £7,930.50

    March 2017 - Huge thanks to Mandz
    £15,192.39

    April 2017
    £18,117.88

    May 2017
    £12,909.60

    June 2017
    £15,548.01

    July 2017
    £10983.76

    August 2017
    £13,640.17

    September 2017
    £12303.59

    October 2017
    £11,151.91

    November 2017
    £14,979.38

    December 2017
    £11018.76

    Total for 2017
    £157,522.69


    January 2018

    £28,031.72

    February 2018

    £12,993.43

    March 2018

    £15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid)
    Mortgage - £153.800.00
Page 329
    • erin_transport
    • By erin_transport 2nd Oct 19, 9:01 AM
    • 873 Posts
    • 3,435 Thanks
    erin_transport
    Hi
    £169 to cc
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • A Random Man
    • By A Random Man 2nd Oct 19, 3:31 PM
    • 561 Posts
    • 2,272 Thanks
    A Random Man
    Really small payment of £0.35 to my credit card
    Current Savings: £4522.15
    Matched Betting £4401.99|eBay £348.49|Quidco £110.66|Surveys £39.98
    • erin_transport
    • By erin_transport 3rd Oct 19, 7:14 PM
    • 873 Posts
    • 3,435 Thanks
    erin_transport
    Hi
    £12 to cc today
    ARM - it all counts.
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • erin_transport
    • By erin_transport 5th Oct 19, 11:20 AM
    • 873 Posts
    • 3,435 Thanks
    erin_transport
    Hi
    £1.81 to cc
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • A Random Man
    • By A Random Man 6th Oct 19, 11:53 PM
    • 561 Posts
    • 2,272 Thanks
    A Random Man
    £1.06 to CC
    Current Savings: £4522.15
    Matched Betting £4401.99|eBay £348.49|Quidco £110.66|Surveys £39.98
    • ahall3519
    • By ahall3519 10th Oct 19, 8:03 PM
    • 318 Posts
    • 962 Thanks
    ahall3519
    Good evening everyone! Please put me down for £15 to the usual Sainsbury's CC. Slowly plodding along!
    Halifax CC total-£1449.99 Debt=£0 100% paid

    Sainsbury's CC total-£3031.22 Debt=£556.59=82% paid

    1Debt Vs 100 Days Chapter 33 £139.04/£695.63
    • A Random Man
    • By A Random Man 12th Oct 19, 9:24 PM
    • 561 Posts
    • 2,272 Thanks
    A Random Man
    £5.86 to my cc
    Current Savings: £4522.15
    Matched Betting £4401.99|eBay £348.49|Quidco £110.66|Surveys £39.98
    • Tiddlyteddy
    • By Tiddlyteddy 19th Oct 19, 10:11 PM
    • 7 Posts
    • 16 Thanks
    Tiddlyteddy
    £185 off big loan
    Last edited by Tiddlyteddy; 19-10-2019 at 10:15 PM.
    BIG LOAN £18885
    Small loan £6700
    • Tiddlyteddy
    • By Tiddlyteddy 19th Oct 19, 10:20 PM
    • 7 Posts
    • 16 Thanks
    Tiddlyteddy
    Not many people on here anymore, a hall, Erin and daydreamer. Iím guilty as been off for a while. Itís a shame as it used to be really good when there were a few more people around. Maybe they all cleared their debts and left.😇😀
    BIG LOAN £18885
    Small loan £6700
    • erin_transport
    • By erin_transport 24th Oct 19, 9:23 PM
    • 873 Posts
    • 3,435 Thanks
    erin_transport
    Hi
    Yes. Not as many of us here but sure, may as well plod on.
    Goals don’t reach themselves without commitment.
    Today I transferred £222 to pesky cc.
    Onwards and downwards.
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • Tiddlyteddy
    • By Tiddlyteddy 25th Oct 19, 5:15 AM
    • 7 Posts
    • 16 Thanks
    Tiddlyteddy
    £353 off big loan and £454 off the small one. These are the direct debits so can’t afford any more today.
    BIG LOAN £18885
    Small loan £6700
    • erin_transport
    • By erin_transport 26th Oct 19, 10:13 PM
    • 873 Posts
    • 3,435 Thanks
    erin_transport
    Hi
    £42 to cc
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • ahall3519
    • By ahall3519 28th Oct 19, 9:40 PM
    • 318 Posts
    • 962 Thanks
    ahall3519
    Good evening everyone! I've been away on holiday so apologies for my absence. Please put me down for £30 to the usual Sainsbury's CC. Thanks!
    Halifax CC total-£1449.99 Debt=£0 100% paid

    Sainsbury's CC total-£3031.22 Debt=£556.59=82% paid

    1Debt Vs 100 Days Chapter 33 £139.04/£695.63
    • Sassers
    • By Sassers 30th Oct 19, 2:52 PM
    • 1,261 Posts
    • 8,133 Thanks
    Sassers
    Hello all,
    Hope you're all doing well with your padding :-)
    I've got three months to add here, as I haven't been around for a while.
    So it's £2, 179.65 for me today please.
    I am so tired of my debt. It's been nine years of really hard slog but I'm nearly there - and so will you guys as well. So keep going and don't stop - even if you do go round the houses a bit, like I have!
    Anyway speak soon,
    Love Sassers xx
    Current debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010) Paid off so far: £66,777.65
    • erin_transport
    • By erin_transport 31st Oct 19, 10:11 AM
    • 873 Posts
    • 3,435 Thanks
    erin_transport
    Welcome back Sassers
    Good going!
    Today my PAD is £21 to cc
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • Sassers
    • By Sassers 4th Nov 19, 9:36 AM
    • 1,261 Posts
    • 8,133 Thanks
    Sassers
    Thanks Erin...looks like it's you and me on here at the moment! 😁
    Current debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010) Paid off so far: £66,777.65
    • erin_transport
    • By erin_transport 4th Nov 19, 10:57 AM
    • 873 Posts
    • 3,435 Thanks
    erin_transport
    Hi Sassers!
    Seems like it!
    Today my PAD is £12 to pesky CC
    Have a great day!
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • erin_transport
    • By erin_transport 5th Nov 19, 10:55 PM
    • 873 Posts
    • 3,435 Thanks
    erin_transport
    Hi
    £2 to cc
    £2 to mortgage over payment
    £1 to savings
    £5 total for me today. Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • Bomdiggi
    • By Bomdiggi 7th Nov 19, 6:11 PM
    • 1 Posts
    • 2 Thanks
    Bomdiggi
    Hi, I’m new to the site. I like the idea of “payment a day” but how does it work?
    Do you take the money from your daily/weekly budgets?
    Thanks
    • ahall3519
    • By ahall3519 13th Nov 19, 8:42 PM
    • 318 Posts
    • 962 Thanks
    ahall3519
    Good evening everyone! Please put me down for £30.89-a random amount i know but it was my dd plus a litle extra!
    Halifax CC total-£1449.99 Debt=£0 100% paid

    Sainsbury's CC total-£3031.22 Debt=£556.59=82% paid

    1Debt Vs 100 Days Chapter 33 £139.04/£695.63
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