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  • FIRST POST
    • SnowTiger
    • By SnowTiger 17th Jul 19, 8:30 PM
    • 3,924Posts
    • 2,898Thanks
    SnowTiger
    HSBC 1% cashback on debit card purchases
    • #1
    • 17th Jul 19, 8:30 PM
    HSBC 1% cashback on debit card purchases 17th Jul 19 at 8:30 PM
    I've just received this email from HSBC:

    We’re making using your HSBC Visa Debit Card more rewarding. Whether you’re using your card for everyday shopping, the occasional treat or even a trip outside of the UK, you can earn 1% cashback on your purchases.

    From 19 July 2019 until 20 October 2019, you can earn up to £10 a month on your everyday spending(1). Simply use your HSBC Visa Debit Card and you'll automatically begin to earn cashback.

    (1) Which transactions are excluded?

    The following transactions are excluded from cashback: payments for gambling transactions, financial services payments such as credit card or insurance payments, cash withdrawals, or card to card payments.
    It appears to be invite only, so check your email inbox.

    I already receive more than 1% cashback on most of my purchases elsewhere.
Page 1
    • ronbell101
    • By ronbell101 17th Jul 19, 8:49 PM
    • 127 Posts
    • 12 Thanks
    ronbell101
    • #2
    • 17th Jul 19, 8:49 PM
    • #2
    • 17th Jul 19, 8:49 PM
    Just received that offer too
    • Nebulous2
    • By Nebulous2 17th Jul 19, 9:08 PM
    • 2,502 Posts
    • 1,656 Thanks
    Nebulous2
    • #3
    • 17th Jul 19, 9:08 PM
    • #3
    • 17th Jul 19, 9:08 PM
    I've received it as well. I only get half of that on my credit card. Conditions are a bit confusing however. It runs for 3 months, mid-month, but the conditions refer to a maximum.of £10 per calendar month, which suggests to me it would be possible to get £40 across the promotion.
    • colsten
    • By colsten 18th Jul 19, 1:59 PM
    • 11,167 Posts
    • 10,440 Thanks
    colsten
    • #4
    • 18th Jul 19, 1:59 PM
    • #4
    • 18th Jul 19, 1:59 PM
    I suppose if you combined it with the free Curve card, you could get a total of 2% at your 3 selected retailers, plus a fiver if you are new to Curve and use a referral link.

    EDIT: as pointed out by gt94sss2 later on, this might not work as "card to card payments" are excluded in the T&Cs. I can't try it out myself as I don't think I got the HSBC offer, and I don't normally buy anything with debit cards, anyway.
    Last edited by colsten; 19-07-2019 at 9:32 PM.
    • ronbell101
    • By ronbell101 19th Jul 19, 6:34 PM
    • 127 Posts
    • 12 Thanks
    ronbell101
    • #5
    • 19th Jul 19, 6:34 PM
    • #5
    • 19th Jul 19, 6:34 PM
    new to curve here where do you get a referral ?
    • masonic
    • By masonic 19th Jul 19, 7:03 PM
    • 12,480 Posts
    • 10,041 Thanks
    masonic
    • #6
    • 19th Jul 19, 7:03 PM
    • #6
    • 19th Jul 19, 7:03 PM
    new to curve here where do you get a referral ?
    Originally posted by ronbell101
    Check out the referrer's board
    • masonic
    • By masonic 19th Jul 19, 7:27 PM
    • 12,480 Posts
    • 10,041 Thanks
    masonic
    • #7
    • 19th Jul 19, 7:27 PM
    • #7
    • 19th Jul 19, 7:27 PM
    No such luck receiving the offer here, but I thought it might be a good idea to pull my debit card out of the back of the drawer and activate it...
    • gt94sss2
    • By gt94sss2 19th Jul 19, 7:52 PM
    • 4,304 Posts
    • 2,036 Thanks
    gt94sss2
    • #8
    • 19th Jul 19, 7:52 PM
    • #8
    • 19th Jul 19, 7:52 PM
    I suppose if you combined it with the free Curve card, you could get a total of 2% at your 3 selected retailers, plus a fiver if you are new to Curve and use a referral link.
    Originally posted by colsten
    I got this offer as well and am not sure if it works with Curve:

    Which transactions are excluded?

    The following transactions are excluded from cashback: payments for gambling transactions, financial services payments such as credit card or insurance payments, cash withdrawals, or card to card payments.
    • gt94sss2
    • By gt94sss2 19th Jul 19, 7:53 PM
    • 4,304 Posts
    • 2,036 Thanks
    gt94sss2
    • #9
    • 19th Jul 19, 7:53 PM
    • #9
    • 19th Jul 19, 7:53 PM
    I already receive more than 1% cashback on most of my purchases elsewhere.
    Originally posted by SnowTiger
    Would you mind saying how?
    • soulsaver
    • By soulsaver 20th Jul 19, 12:36 AM
    • 2,545 Posts
    • 1,266 Thanks
    soulsaver
    How.

    HSBC ran a similar cashback offer a couple of years ago...2% then IIRC.
    • badger09
    • By badger09 20th Jul 19, 12:46 PM
    • 7,520 Posts
    • 7,031 Thanks
    badger09
    No such luck receiving the offer here, but I thought it might be a good idea to pull my debit card out of the back of the drawer and activate it...
    Originally posted by masonic
    Me neither, but I CBA
    • HampshireH
    • By HampshireH 20th Jul 19, 12:50 PM
    • 1,866 Posts
    • 2,444 Thanks
    HampshireH
    Never seem to get these offers from HSBC they just spam me with letters/emails for loan products or insurance

    Never anything useful
    • myth123
    • By myth123 20th Jul 19, 2:09 PM
    • 300 Posts
    • 903 Thanks
    myth123
    How.

    HSBC ran a similar cashback offer a couple of years ago...2% then IIRC.
    Originally posted by soulsaver
    Yup, around August 2017
    • SnowTiger
    • By SnowTiger 20th Jul 19, 2:13 PM
    • 3,924 Posts
    • 2,898 Thanks
    SnowTiger
    Never seem to get these offers from HSBC they just spam me with letters/emails for loan products or insurance

    Never anything useful
    Originally posted by HampshireH
    I rarely use my HSBC debit card.

    IIRC the few times I have used it in the past has been to take advantage of other offers from them.

    I'm guessing their 1% cashback offer is an incentive to get me in the habit of using it.
    • ratechaser
    • By ratechaser 20th Jul 19, 5:46 PM
    • 627 Posts
    • 533 Thanks
    ratechaser
    Would you mind saying how?
    Originally posted by gt94sss2
    1.25% via Amex platinum rewards perhaps?
    • SnowTiger
    • By SnowTiger 6th Aug 19, 3:02 AM
    • 3,924 Posts
    • 2,898 Thanks
    SnowTiger
    Got my first cashback.

    It seems to cover all transactions up to and including 31st July.

    I calculate I spent £178.74 and have received cashback of £1.79, so it seems accurate.

    Each cashback is listed as a separate credit. It's a bit tricky to link a cashback entry to a purchase.

    HSBC appear to be rounding transaction up or down to the nearest pound when calculating cashback. And they appear to give cashback on (non-financial) purchases via Curve.
    • Alexland
    • By Alexland 6th Aug 19, 9:10 AM
    • 5,778 Posts
    • 5,037 Thanks
    Alexland
    It seems to cover all transactions up to and including 31st July.
    Originally posted by SnowTiger
    We have started using our HSBC cards to top-up ISAs just incase they don't apply the exclusion correctly.

    I figure it is no more effort so worth a try as we might get lucky.
    • karlie88
    • By karlie88 6th Aug 19, 10:00 AM
    • 8,837 Posts
    • 108,247 Thanks
    karlie88
    Is this for Advance customers only? Who rarely/never use their debit card? I have got this promotion so have switched to using this card for a short while - also took part in the last promo when cashback was offered.

    Other family members have the standard current account and have never received an offer like this.
    Official MSE canny forumite and HUKD VIP badge member
    • KxMx
    • By KxMx 6th Aug 19, 10:16 AM
    • 7,690 Posts
    • 11,310 Thanks
    KxMx
    I'm a standard current account customer and had this offer late last year
    • badger09
    • By badger09 6th Aug 19, 12:05 PM
    • 7,520 Posts
    • 7,031 Thanks
    badger09
    Is this for Advance customers only? Who rarely/never use their debit card? I have got this promotion so have switched to using this card for a short while - also took part in the last promo when cashback was offered.

    Other family members have the standard current account and have never received an offer like this.
    Originally posted by karlie88
    I would qualify under those conditions. No such offer though.
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