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  • FIRST POST
    • beanielou
    • By beanielou 4th Nov 14, 2:19 PM
    • 58,038Posts
    • 238,873Thanks
    beanielou
    Baby steps to mortgage freedom for beanielou.
    • #1
    • 4th Nov 14, 2:19 PM
    Baby steps to mortgage freedom for beanielou. 4th Nov 14 at 2:19 PM
    My first thread on the MFW board!!
    My mortgage has 6 & 1/2 years left to run.
    My income seems to decrease more & more & it becomes more & and more of a challange to pay my hefty(to me) mortgage.
    I have managed an overpayment last month as I got some £££'s unexpectedly.
    My biggest fear is not being able to pay my mortgage & loosing my home.
    So I have decided that baby steps are the way forward~even a fiver or a tenner overpaid in a month is better than nothing.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
Page 302
    • Bubblesmum
    • By Bubblesmum 13th Nov 18, 6:23 PM
    • 1,159 Posts
    • 6,784 Thanks
    Bubblesmum
    I do hope that he knows how very much I love him & so very much he makes me proud every single day.
    Just by being him.
    Because I know just how many challanges he has faced on so many levels.
    Originally posted by beanielou
    Dearest Beanie, of course he knows, that’s not in dispute, I knew how much my Mother was proud of me when she was alive, however 20 years later it’s the letters I cherish with her handwriting, rather than the graduation watch I lost in transit on my wedding day.........

    Hugs xxxx
    As a dear MSE friend says “keep plodding”
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 13th Nov 18, 7:04 PM
    • 5,727 Posts
    • 40,355 Thanks
    HairyHandofDartmoor
    Dearest Beanie, of course he knows, that’s not in dispute, I knew how much my Mother was proud of me when she was alive, however 20 years later it’s the letters I cherish with her handwriting, rather than the graduation watch I lost in transit on my wedding day.........

    Hugs xxxx
    Originally posted by Bubblesmum
    So true, letters from a mum are beyond price.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    EMERGENCY FUND = £17
    "Tough times never last, but tough people do" - Robert H Schuller
    • milann
    • By milann 14th Nov 18, 7:41 PM
    • 1,990 Posts
    • 9,655 Thanks
    milann
    Hope you’re feeling a bit better Beanie
    • beanielou
    • By beanielou 14th Nov 18, 8:27 PM
    • 58,038 Posts
    • 238,873 Thanks
    beanielou
    Hope you’re feeling a bit better Beanie
    Originally posted by milann
    Plodding on thanks Millan.

    Was at the physio today.
    I am having to go fortnightly.
    Was really struggling from the weekend.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 14th Nov 18, 8:30 PM
    • 5,727 Posts
    • 40,355 Thanks
    HairyHandofDartmoor
    Hope the physio helped Beanie.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    EMERGENCY FUND = £17
    "Tough times never last, but tough people do" - Robert H Schuller
    • Sun Addict
    • By Sun Addict 14th Nov 18, 8:38 PM
    • 6,319 Posts
    • 43,594 Thanks
    Sun Addict
    Also hope the physio helped xx
    Virtual Sealed Pot 2018 £404.08
    Debt £2180
    Weight loss 0/6LBS
    Emergency Fund £4000/£10,000
    • beanielou
    • By beanielou 14th Nov 18, 8:45 PM
    • 58,038 Posts
    • 238,873 Thanks
    beanielou
    Thanks HHD & SA.
    It does help, not pleasant at the time but it helps
    Just really wish it wasent so blooming expensive.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • doingitanyway
    • By doingitanyway 15th Nov 18, 8:55 AM
    • 3,529 Posts
    • 19,511 Thanks
    doingitanyway
    Glad the physio went well

    Have a good day
    Emergency fund 1060/1000
    NSD November 6/30
    • beanielou
    • By beanielou 15th Nov 18, 1:15 PM
    • 58,038 Posts
    • 238,873 Thanks
    beanielou
    Glad the physio went well

    Have a good day
    Originally posted by doingitanyway
    Thank you
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
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