Help RE Pre Existing Medical Condition + Over 70s Travel

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JordanC09
JordanC09 Posts: 1 Newbie
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in Insurance & life assurance
Hi,

Hoping somebody can anybody advise, I've got an older family member who is going to US shortly for six weeks visiting family. Having assisted with quotes for 70+ and Pre Existing Medical conditions the quotes are higher than I expected (£300-400) having used all well known price comparisons sites i'm considering splitting the trip over two separate insurance companies for 3 weeks each (ensuring there isn't a gap within the trip) does anybody know if this is something that is legal?

Thanks in advance

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  • lurkylurky
    lurkylurky Posts: 442 Forumite
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    I think you will struggle.

    Towergate Insurance says: If you've forgotten to purchase cover prior to your trip don’t worry, we can provide travel insurance while abroad as long as you haven’t been out of the country for more than 17 days, and you haven’t purchased another travel insurance policy for the first part of your trip. We’ll be able to give you the peace of mind you need for up to 31 days from inception.

    Staysure’s Eligibility Checker says journey must start and end in the UK.

    For what it’s worth, I don’t think £300-£400 too bad for 6 weeks.
  • lisyloo
    lisyloo Posts: 29,615 Forumite
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    I don’t think that price is bad considering the age and the costs of American health cover which is know to be expensive.
  • Redredrobin
    Redredrobin Posts: 195 Forumite
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    lurkylurky wrote: »
    I think you will struggle.

    Towergate Insurance says: If you've forgotten to purchase cover prior to your trip don’t worry, we can provide travel insurance while abroad as long as you haven’t been out of the country for more than 17 days, and you haven’t purchased another travel insurance policy for the first part of your trip. We’ll be able to give you the peace of mind you need for up to 31 days from inception.

    Staysure’s Eligibility Checker says journey must start and end in the UK.

    For what it’s worth, I don’t think £300-£400 too bad for 6 weeks.


    AVOID Towergate , my parents have used them for years but 7 weeks before this years holiday my dads appendix had to be removed .They canceled both their travel insurance as deemed him not fit to travel even though the medical staff said otherwise .

    They only refunded 50% of the premium .
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