Clearing a CCJ

roystonox · 11 October 2013 at 2:30PM

I took a personal load with HBOS a few years ago, in which I lost my job and the loan went into a CCJ. I cleared the debt back in July of this year, however I am being sent around the house by Blair, Oliver and Scott and HBOS.

I am trying to get Blair, Oliver and Scott to send a notification to HBOS (which I believe they maybe the same company) to confirmed that I have paid they debt in order for HBOS to send the solicitor who issued the CCJ a notification to say the debt has been cleared in order for me to get a letter of satisfaction. However I am getting no where and no one will tell me if any notifications have been sent or if they have recieved any thing.

Can any one help?????????????

Tixy · 11 October 2013 at 2:33PM

BOS and HBOS are the same company.

How are you contacting BOS? Have you written to them?

roystonox · 11 October 2013 at 3:00PM

I thought they were the same company, I have called and written to them on quite a few occasions now.

When I call I go through to the personal loans collections team and speak to them.

Tixy · 11 October 2013 at 3:21PM

I'd write again and head the letter up as formal complaint and that if the issue is not resolved that you will complain to the FOS.

Quentin · 11 October 2013 at 4:30PM

Even though you now paid it the CCJ remains on your record for 6 years (unless paid within 28 days of getting the judgement)

Clearing a CCJ

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