*The principles of PADding*

Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

Best wishes to everyone

PS. Here are the rules


*The Rules*
1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
2) Once you join, you cannot leave

Total for our Latest Month (May 2016) was:
£11,278.15 (Thanks Bobarella for being Mays counter Upper )
June 2016:
£27,734.49
July 2016:
£24,284.13
August 2016:
£30,740.14
September 2016:
£27,504.99
October 2016:
£14,546.08
November 2016:
£7,661.39
December 2016:
£4541.33

Total for 2016
£240,681.72

January 2017 - Huge thank you to Keedie for keeping tabs
£13,746.74

Feb 2017 - Keedie doing the honours
£7,930.50

March 2017 - Huge thanks to Mandz
£15,192.39

April 2017
£18,117.88

May 2017
£12,909.60

June 2017
£15,548.01

July 2017
£10983.76

August 2017
£13,640.17

September 2017
£12303.59

October 2017
£11,151.91

November 2017
£14,979.38

December 2017
£11018.76

Total for 2017
£157,522.69

January 2018

£28,031.72

February 2018

£12,993.43

March 2018

£15,742.14