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  • FIRST POST
    • Dandytf
    • By Dandytf 9th Oct 18, 10:21 AM
    • 2,113Posts
    • 505Thanks
    Dandytf
    Cra's electoral role
    • #1
    • 9th Oct 18, 10:21 AM
    Cra's electoral role 9th Oct 18 at 10:21 AM
    Thankfuly after some late summer calls, and e-mails
    Experian today confirmed they have my home address recorded on their database.
    Only Checkmy file to update and possibly Noodle
    Quite astonishing what happened for past year's info, not sure why cra's never had me registered.
    Is it possible my change to postal vote and also the edited/non edited choices I had made could have caused the cra's not to record my Electorl role status correctly.
    sc dmp 2012 13k Jan 2019 9880paid. 75%approx.
    Mid 2018 Help2save 50 uk pounds per month
    Mid 2019-Virgin Money e-saver reward 18 -2.63 interest@1.16%gross
Page 2
    • Dandytf
    • By Dandytf 12th Oct 18, 5:26 PM
    • 2,113 Posts
    • 505 Thanks
    Dandytf
    Do you see it if you login to the CRAs directly or another provider?
    Originally posted by Gary_Dexter
    Since I provided evidence to Experience their report has since updated correctly.
    Checkmyfile is -incorrect
    Nood;e is incorrect
    ClearScore i think is correct -to be checked.
    Equifax-No idea-though via checkmyfile Equifax looks to be reporting correctly/
    Call credite-have never used a drift call credit service.
    sc dmp 2012 13k Jan 2019 9880paid. 75%approx.
    Mid 2018 Help2save 50 uk pounds per month
    Mid 2019-Virgin Money e-saver reward 18 -2.63 interest@1.16%gross
    • zx81
    • By zx81 12th Oct 18, 5:31 PM
    • 22,521 Posts
    • 24,740 Thanks
    zx81
    Since I provided evidence to Experience their report has since updated correctly.
    Checkmyfile is -incorrect
    Nood;e is incorrect
    ClearScore i think is correct -to be checked.
    Equifax-No idea-though via checkmyfile Equifax looks to be reporting correctly/
    Call credite-have never used a drift call credit service.
    Originally posted by Dandytf
    There are only three CRAs.

    Checkmyfile just looks at Equifax and TransUnion. Disregard them altogether.
    Clearscore shows Equifax data only.
    Call Credit (now TransUnion) power Noddle.
    • Dandytf
    • By Dandytf 12th Oct 18, 5:40 PM
    • 2,113 Posts
    • 505 Thanks
    Dandytf
    ClearScore update -You've been on the electoral roll at your current address for a long time
    Noodle-Current status not present on edited role -case open in progress -evidence sent via e-mail this morning.

    Checkmyfile:-
    Info from CallCredtit Confimred on electoral role
    info from Equifax Confirmed on electoral role
    Info fromCrediva Confoirmed on electoral role
    Info from Experian Not confirmed on electoral role

    Noodle+Checmyfile -cases opened in progress
    Experian -should show update on next report.
    sc dmp 2012 13k Jan 2019 9880paid. 75%approx.
    Mid 2018 Help2save 50 uk pounds per month
    Mid 2019-Virgin Money e-saver reward 18 -2.63 interest@1.16%gross
    • Dandytf
    • By Dandytf 25th Oct 18, 9:23 AM
    • 2,113 Posts
    • 505 Thanks
    Dandytf
    Mser's

    Checkmyfile update on Experians incorrect not listed on voters role info.
    Experian have confirmed they couldn't find my voters role status whilst running a search using similar to lenders searches, they advise lenders wouldn't try any different address formats and assume I'm not on voters role.

    Checkmy file will let me know when Experian make the required change to allow lenders to view my correct voters role status.
    Only question I cannot find an answer to, is why did this happen durin 2018
    sc dmp 2012 13k Jan 2019 9880paid. 75%approx.
    Mid 2018 Help2save 50 uk pounds per month
    Mid 2019-Virgin Money e-saver reward 18 -2.63 interest@1.16%gross
    • Dandytf
    • By Dandytf 25th Oct 18, 9:28 AM
    • 2,113 Posts
    • 505 Thanks
    Dandytf
    There are only three CRAs.

    Checkmyfile just looks at Equifax and TransUnion. Disregard them altogether.
    Clearscore shows Equifax data only.
    Call Credit (now TransUnion) power Noddle.
    Originally posted by zx81
    3 cra's agreed.
    Though service such as Checkmyfile/Noodle/Clesarscore
    Should reflect cra's correct electoral status.

    It was my browsing via checkmyfile that triggered my beginning to make enquiries as I had never been listed as not on voters role -until Experian entire during 2018
    sc dmp 2012 13k Jan 2019 9880paid. 75%approx.
    Mid 2018 Help2save 50 uk pounds per month
    Mid 2019-Virgin Money e-saver reward 18 -2.63 interest@1.16%gross
    • Dandytf
    • By Dandytf 4th Nov 18, 5:51 PM
    • 2,113 Posts
    • 505 Thanks
    Dandytf
    Thanks mser's
    Tonight this is resolved at least on my latest Checkmyfile report.

    Information From Experian
    Confirmed on the Electoral Role.

    Thanks for the advice, not sure why this incorrect address format had occurred only with Experian.
    I'll continue to hopefully improve my reports one next few months and years.
    Last edited by Dandytf; 04-11-2018 at 6:09 PM.
    sc dmp 2012 13k Jan 2019 9880paid. 75%approx.
    Mid 2018 Help2save 50 uk pounds per month
    Mid 2019-Virgin Money e-saver reward 18 -2.63 interest@1.16%gross
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