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    • homeless9
    • By homeless9 4th Oct 18, 4:14 PM
    • 70Posts
    • 30Thanks
    homeless9
    Help me find an affordable place to buy a house
    • #1
    • 4th Oct 18, 4:14 PM
    Help me find an affordable place to buy a house 4th Oct 18 at 4:14 PM
    Hi Everyone....

    Prices in the South East, specifically within a 20 mile radius of Guildford, are too damn expensive. I have almost given up buying here. I can afford to buy a property up to the value of 220,000. Around here that basically buys you a 1 bedroom flat and not much more, which might be alright for some, but these apartments just don't cut it for me. I am single and have no ex-wife or kids - I can move anywhere in the UK. I would love to own a house with a garden. I have browsed online and come across nice new 2 and 3 bedroom homes under my budget, these properties are amazingly cheap to me in comparison to what you can get for your money around where I live - the problem is - I have no idea what the locations are like.....

    If you guys and ladies have visited, lived in, or live in, a safe location that isn't in the middle of nowhere, in which 1 or 2 or even 3 bedroom homes can by purchased for under 220,000 - please let me know.....any locations within the UK are welcome....

    Criteria:

    - A safe location, somewhere without anti-social behaviour, somewhere where you can walk down the street and feel completely safe and at ease.

    - A location that has typical UK town amenities such as a Gym, a local Supermarket, Parks, shops, railway stations..... I don't mind living in a City, I don't mind living in a medium-large sized town, but living in a village with no shops, gyms, railways, is not for me. I am 30 years old.


    I am self employed and work from home. Location does not affect my work. The only thing I need is an internet connection and a nearby Post Office.
    Last edited by homeless9; 04-10-2018 at 8:34 PM.
Page 7
    • Crashy Time
    • By Crashy Time 22nd Oct 18, 7:47 PM
    • 7,907 Posts
    • 2,838 Thanks
    Crashy Time
    My issues with the city I'd chosen as home related to its growth as a tourist destination and student base.

    The place became what people would probably call more 'vibrant,' while my personal preferences were heading in the opposite direction. I rather liked it genteel and somewhat dull!

    Anyway, the population increased and they brought their cars, so getting around and parking became very difficult, adding to the stresses of living in a much busier place. Also, there's only so many times one can tolerate being pushed off the pavement by crocodiles of foreign school kids/students....
    Originally posted by Davesnave

    Yes, people seem to be kind of asleep nowadays as they walk around bumping into you. This is why we had a win for Brexit though, many people, rightly or wrongly, associate the deterioration in their quality of life with FOM.
    • homeless9
    • By homeless9 23rd Oct 18, 10:55 AM
    • 70 Posts
    • 30 Thanks
    homeless9
    I didn't say we find Poundbury ugly; we just see it as a very controlled environment. Like a model on a magazine cover, it represents someone's idea of perfection, but it's not ours. We like life a little messy at the edges and prefer places that have evolved over time. Our local town goes way back before Domesday.

    Besides, we can't afford what we enjoy now in Poundbury. We have a lot of freedom to do what we want on our 5 acre site here, which isn't overlooked. We know no one's going to invoke covenants to restrict us or build something messing up our view, because we own it!

    We bought this place for well under 300k. If we sold up now, we might just about get a 3 or 4 bed property in Poundbury with a small, overlooked garden, where, perhaps, we could be bored into an early grave....No thanks.

    What was your budget again? Poundbury, like most of Dorset, looks expensive.

    As you say, each to his own.
    Originally posted by Davesnave
    I get Poundbury is not your cup of tea....I get that a historic town from 1086 is going to be more appealing to people than one built in 2018....

    I am just saying that if you are going to build a new English town without the ridiculous budget of a city like Dubai, Poundbury IMO is more or less the best you are going to get.

    It for sure beats the bog standard red brick after red brick houses that are built in numbers on new developments around the UK, and I am glad that isn't what this piece of land became.

    In 2018 you can't just replicate a town from 1881.

    My argument isn't about comparing Poundbury to historic towns like Bath, York, Oxford, it's about comparing it to developments built these days. I just can't see how anyone can be disappointed in Poundbury as a modern development. What was the better option here? if you are going to build a new town in the UK the size of Poundbury, with the same amount of homes.......how would it look to you? Maybe as you live in a Doomsday down - maybe houses would all have thatched roofs? but then again - it's still going to look like a 'Model town'. The only way to avoid the model town look is to build the same awful generic brick houses we build today, or build in a modern way.

    Of course, there are a lot of people out there that don't like a single piece of green land being developed on, even though the UK has a ridiculous amount of countryside - how much does one need. These same people live in their houses that were built on what once was green countryside, but god forbid anyone else having their house built.

    Wasn't interested in moving to Poundbury. Poundbury was just referenced as they are building a Poundbury-esque town extension to Plymouth. It is great to see nice looking developments get built instead of the crud we usually see get built around the UK.
    Last edited by homeless9; 23-10-2018 at 11:05 AM.
    • Davesnave
    • By Davesnave 23rd Oct 18, 11:22 AM
    • 28,405 Posts
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    Davesnave
    It is great to see nice looking developments get built instead of the crud we usually see get built around the UK.
    Originally posted by homeless9
    I think you also have to remember that not all developments are huge and carried out by equally massive building companies.


    For example, in my village there were just 3 houses built recently by a local company who specialise in that sort of infill and one-offs


    There are also around 70 new houses in the nearby small town and in another small market town 10 miles away, all within easy walking distance of amenities of the kind you won't find in most 'invented ' new towns, like (farmers' ) markets, specialist food and other shops/services that develop over a long time.


    And certainly none at Poundbury prices.
    'I've suffered for my music, now it's your turn.' Neil Innes, introducing 'Protest Song.'
    • Morata_
    • By Morata_ 23rd Oct 18, 11:34 AM
    • 169 Posts
    • 62 Thanks
    Morata_
    Norwich.

    You wont regret it. 220k, get a 3 bed semi. 20 mins from the coast. Great city centre.
    • DanielleJH
    • By DanielleJH 23rd Oct 18, 1:07 PM
    • 30 Posts
    • 13 Thanks
    DanielleJH
    Barratt Homes have a great development 10 minutes north of Newport, called Hanbury Village. Taylor Wimpey also have a development next door but I think most houses there have sold, called Edlogan Wharf.

    Cwmbran train station a 5 minute drive away with trains west to Swansea and north to Nottingham/Manchester. Change at Newport for 2 hour trains direct to London, via Bristol and Reading. Cwmbran Shopping Centre is one of the biggest part covered shopping centres with free parking. There's several pubs in walking distance and it's on the Monmouthshire Canal and National Cycle Track so plenty of nice walks. Beachea are around half an hour south, and mountains are about half an hour north.
    • Crashy Time
    • By Crashy Time 28th Oct 18, 11:26 AM
    • 7,907 Posts
    • 2,838 Thanks
    Crashy Time
    https://www.independent.co.uk/news/business/news/uk-house-prices-property-market-outlook-london-manchester-glasgow-zoopla-a8599016.html
    • Crashy Time
    • By Crashy Time 29th Oct 18, 1:47 PM
    • 7,907 Posts
    • 2,838 Thanks
    Crashy Time
    https://www.zoopla.co.uk/discover/property-news/property-price-reductions-zoopla/#fzTa50fz8tCt3Mbi.97
    • jimbog
    • By jimbog 29th Oct 18, 8:14 PM
    • 861 Posts
    • 1,479 Thanks
    jimbog
    From your link:
    The average price rose 0.9 per cent to 302,626 year-on-year
    Always remember that you are absolutely unique. Just like everyone else.
    • Crashy Time
    • By Crashy Time 29th Oct 18, 9:17 PM
    • 7,907 Posts
    • 2,838 Thanks
    Crashy Time
    From your link:
    The average price rose 0.9 per cent to 302,626 year-on-year
    Originally posted by jimbog

    ".....down from an annual increase of 4.5 per cent recorded in September last year."
    • Crashy Time
    • By Crashy Time 30th Oct 18, 9:11 PM
    • 7,907 Posts
    • 2,838 Thanks
    Crashy Time
    From your link:
    The average price rose 0.9 per cent to 302,626 year-on-year
    Originally posted by jimbog

    "The number of transactions dropped 16 per cent on a monthly basis"
    • Murphybear
    • By Murphybear 30th Oct 18, 11:09 PM
    • 4,599 Posts
    • 8,792 Thanks
    Murphybear
    I think you also have to remember that not all developments are huge and carried out by equally massive building companies.


    For example, in my village there were just 3 houses built recently by a local company who specialise in that sort of infill and one-offs


    There are also around 70 new houses in the nearby small town and in another small market town 10 miles away, all within easy walking distance of amenities of the kind you won't find in most 'invented ' new towns, like (farmers' ) markets, specialist food and other shops/services that develop over a long time.


    And certainly none at Poundbury prices.
    Originally posted by Davesnave
    We had a leaflet through the door today advertising some brand new retirement properties in Poundbury. Prices from 265k. That will be for a 1 bedroomed flat. No mention of the maintenance costs but it is a McCarthy & Stone development and their charges are usually sky high.

    Here's the good bit. Anyone who books a viewing and goes along will receive a 20 M & S gift token
    • Davesnave
    • By Davesnave 31st Oct 18, 4:38 AM
    • 28,405 Posts
    • 100,114 Thanks
    Davesnave
    Here's the good bit. Anyone who books a viewing and goes along will receive a 20 M & S gift token
    Originally posted by Murphybear

    If the vendors of our property had offered an incentive like that, perhaps we'd have faced more competition in the race to buy it. Why else would one drive miles into the country to view something so obviously second-hand?

    Maybe McCarthy & Stone have dished-out so many M&S vouchers that it's hit profits...... ...or it could be that people are getting wise to the down-sides of buying new from them:


    https://forums.moneysavingexpert.com/showthread.php?t=5858219
    'I've suffered for my music, now it's your turn.' Neil Innes, introducing 'Protest Song.'
    • Crashy Time
    • By Crashy Time 31st Oct 18, 12:13 PM
    • 7,907 Posts
    • 2,838 Thanks
    Crashy Time
    We had a leaflet through the door today advertising some brand new retirement properties in Poundbury. Prices from 265k. That will be for a 1 bedroomed flat. No mention of the maintenance costs but it is a McCarthy & Stone development and their charges are usually sky high.

    Here's the good bit. Anyone who books a viewing and goes along will receive a 20 M & S gift token
    Originally posted by Murphybear

    Make it 50 and I will drive past the front door. Pure desperation, very encouraging actually
    • lisyloo
    • By lisyloo 31st Oct 18, 12:22 PM
    • 24,276 Posts
    • 12,705 Thanks
    lisyloo
    ".....down from an annual increase of 4.5 per cent recorded in September last year."
    Originally posted by Crashy Time

    So are you admitting that price increases are down (in most of the UK) and not prices? (London excluded)
    • lisyloo
    • By lisyloo 31st Oct 18, 12:24 PM
    • 24,276 Posts
    • 12,705 Thanks
    lisyloo
    We had a leaflet through the door today advertising some brand new retirement properties in Poundbury. Prices from 265k. That will be for a 1 bedroomed flat. No mention of the maintenance costs but it is a McCarthy & Stone development and their charges are usually sky high.

    Here's the good bit. Anyone who books a viewing and goes along will receive a 20 M & S gift token
    Originally posted by Murphybear

    I'm just selling a retirement flat (NOT mccarthy and stone).
    The ground rent is 544 pa and the service charges 3400 per annum which I don't think is too bad for having a full time manager, nice lounge, guest room, communal luonge, parking etc.


    Anyway the fees for information packs for selling are 324 from managing agent and 150 from lanlord and that's just for answering questions. There are more fees to leave.


    I believe the fees for Mccarthy and stone are high and therefore that is worth looking into.
    • Crashy Time
    • By Crashy Time 31st Oct 18, 2:00 PM
    • 7,907 Posts
    • 2,838 Thanks
    Crashy Time
    So are you admitting that price increases are down (in most of the UK) and not prices? (London excluded)
    Originally posted by lisyloo

    Transactions are down and falling, that is what really counts, many people won`t find a buyer at present price levels. Sitting in a house for forty years and believing it is worth "X" is great if you don`t need to sell, but it has no bearing on the housing market.
    • RainbowLaura
    • By RainbowLaura 1st Nov 18, 10:25 AM
    • 201 Posts
    • 39 Thanks
    RainbowLaura
    I would suggest Kettering or Corby.

    Corby has undergone major improvements and investment over the last few years (including new train station with good links to London), but property prices are still incredibly cheap. There are lots of new developments which might tick the boxes for you. Just off the first page of a Rightmove search:

    https://www.rightmove.co.uk/property-for-sale/property-76408385.html

    https://www.rightmove.co.uk/property-for-sale/property-54278733.html

    I actually quite like Kettering, especially the area around the market square which has again been improved in recent years. There's a shopping area up there called The Yards which is full of independent traders, which has proved very popular. It's not quite as cheap as Corby but you still get a lot for your money.
    • Crashy Time
    • By Crashy Time 3rd Nov 18, 1:29 PM
    • 7,907 Posts
    • 2,838 Thanks
    Crashy Time
    I would suggest Kettering or Corby.

    Corby has undergone major improvements and investment over the last few years (including new train station with good links to London), but property prices are still incredibly cheap. There are lots of new developments which might tick the boxes for you. Just off the first page of a Rightmove search:

    https://www.rightmove.co.uk/property-for-sale/property-76408385.html

    https://www.rightmove.co.uk/property-for-sale/property-54278733.html

    I actually quite like Kettering, especially the area around the market square which has again been improved in recent years. There's a shopping area up there called The Yards which is full of independent traders, which has proved very popular. It's not quite as cheap as Corby but you still get a lot for your money.
    Originally posted by RainbowLaura

    First one is definitely over-priced. Horrendous.
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