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  • FIRST POST
    • beanielou
    • By beanielou 1st Oct 18, 4:27 PM
    • 63,636Posts
    • 281,953Thanks
    beanielou
    Oofy omtimistic Octobers NSD challange.
    • #1
    • 1st Oct 18, 4:27 PM
    Oofy omtimistic Octobers NSD challange. 1st Oct 18 at 4:27 PM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of October.
    Keep us updated with your progress and hope you all enjoy the challange.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

    We CAN do it.

    A big thanks to Nargleblast for the great suggestion of the word oofy~~
    a 19th century word that was an informal term for rich or wealthy.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
Page 9
    • Nargleblast
    • By Nargleblast 14th Oct 18, 4:45 PM
    • 9,332 Posts
    • 60,088 Thanks
    Nargleblast
    Not a NSD today but I have great hopes for tomorrow.
    One life - your life - live it!
    • Honeysucklelou2
    • By Honeysucklelou2 15th Oct 18, 12:11 AM
    • 1,674 Posts
    • 8,497 Thanks
    Honeysucklelou2
    NSD number 3 (Sunday) . I have been close on a couple of days but had to get petrol because the warning light had come on and a child's cookery lesson scuppered another day.
    paydbx2019 #93 793.95/10,100 .
    School trips 12691269..
    EF 310
    • SSDD23
    • By SSDD23 15th Oct 18, 9:13 AM
    • 1,058 Posts
    • 3,237 Thanks
    SSDD23
    Not one today - needed to buy an umbrella
    Debt Target #01 - 0/228
    • beanielou
    • By beanielou 15th Oct 18, 5:44 PM
    • 63,636 Posts
    • 281,953 Thanks
    beanielou
    NSD no 13 today
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • Nargleblast
    • By Nargleblast 15th Oct 18, 9:22 PM
    • 9,332 Posts
    • 60,088 Thanks
    Nargleblast
    Number 10 today, half way there!
    One life - your life - live it!
    • beanielou
    • By beanielou 15th Oct 18, 9:26 PM
    • 63,636 Posts
    • 281,953 Thanks
    beanielou
    Well done Nargle
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • SSDD23
    • By SSDD23 16th Oct 18, 7:15 AM
    • 1,058 Posts
    • 3,237 Thanks
    SSDD23
    Declaring today nice and early as NSD 10
    Debt Target #01 - 0/228
    • Nargleblast
    • By Nargleblast 16th Oct 18, 7:38 AM
    • 9,332 Posts
    • 60,088 Thanks
    Nargleblast
    Having my hair done today and will be nipping into the local shop to get more orange juice, OH is getting through loads of it at the moment. So, not a NSD today but the next couple of days sound promising. Friday we are going away to the Lake District, and there is a fabulous supermarket there (Booths) so collecting NSDs may be difficult. Perhaps I should follow our dog's example and sit perving at balls of wool on legs in the fields all day.
    One life - your life - live it!
    • marmiterulesok
    • By marmiterulesok 16th Oct 18, 7:47 AM
    • 7,794 Posts
    • 35,457 Thanks
    marmiterulesok
    Not one today - needed to buy an umbrella
    Originally posted by SSDD23
    Emergency spend?
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • SSDD23
    • By SSDD23 16th Oct 18, 8:12 AM
    • 1,058 Posts
    • 3,237 Thanks
    SSDD23
    Emergency spend?
    Originally posted by marmiterulesok
    If i'd shopped around and got a cheap one I would agree, but just picked up the first one I saw in Asda which was 7, so could have done better with it really
    Debt Target #01 - 0/228
    • beanielou
    • By beanielou 16th Oct 18, 3:35 PM
    • 63,636 Posts
    • 281,953 Thanks
    beanielou
    Not one today as bought pots!
    & something sweet
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • Chandelier.
    • By Chandelier. 16th Oct 18, 7:41 PM
    • 930 Posts
    • 2,476 Thanks
    Chandelier.
    Reporting back in with a total of 6/15 NSDs so far.

    Today has been a spend day as I treated myself to some new, pretty stationary and some nose studs. I'm also on the lookout for a box to store/organise all my makeup in, so I can see what I have. I'll try to get that ordered today so I don't waste another spend day.

    I'm going to try my hardest to aim for 4/5 NSDs this week to bump up my total. I don't actually need anything for a while now.
    Chandelier.
    Current Debt Repaid:
    104/619.

    Check out my Diary
    • Hopeless Case
    • By Hopeless Case 17th Oct 18, 6:18 AM
    • 942 Posts
    • 5,819 Thanks
    Hopeless Case
    Monday and Tuesday were NSDs for me so 9/20 so far, today won't be one as I'm going to buy new slippers - unbudgeted and not an emergency but mine are beyond mending and I hate cold feet!
    Feb GC 54.80/200
    NSD target: Jan 15/20
    Bring Your Lunch to Work Target Jan 13/18
    1 a day: Jan 22.7/35
    Tesco CC Aug 18 10,151.56 9753.37 0% 30mnths, First Direct CC Aug 18 4321.80 3627.85 0% til Feb 20
    • SSDD23
    • By SSDD23 17th Oct 18, 7:16 AM
    • 1,058 Posts
    • 3,237 Thanks
    SSDD23
    Only need to buy food and petrol today so calling it NSD 11 nice & early
    Debt Target #01 - 0/228
    • chocolatelover93
    • By chocolatelover93 17th Oct 18, 9:55 AM
    • 984 Posts
    • 6,833 Thanks
    chocolatelover93
    Aiming for NSD today! Have bought my lunch into work with me and a snack so shouldn't need to buy anything else
    C xx
    Read my diaryHere
    • marmiterulesok
    • By marmiterulesok 17th Oct 18, 3:58 PM
    • 7,794 Posts
    • 35,457 Thanks
    marmiterulesok
    I've lost count but I think that today is no. #10.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • marmiterulesok
    • By marmiterulesok 17th Oct 18, 4:00 PM
    • 7,794 Posts
    • 35,457 Thanks
    marmiterulesok
    Monday and Tuesday were NSDs for me so 9/20 so far, today won't be one as I'm going to buy new slippers - unbudgeted and not an emergency but mine are beyond mending and I hate cold feet!
    Originally posted by Hopeless Case
    Oh I hate having cold feet!

    If i'd shopped around and got a cheap one I would agree, but just picked up the first one I saw in Asda which was 7, so could have done better with it really
    Originally posted by SSDD23
    Fair point.

    Not one today as bought pots!
    & something sweet
    Originally posted by beanielou
    We all need something sweet from time to time.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
    • doingitanyway
    • By doingitanyway 17th Oct 18, 4:16 PM
    • 4,366 Posts
    • 26,736 Thanks
    doingitanyway
    NSD number 6 for me. At this stage of the month I had hoped to be on a higher number
    Target by end of Aug goal: 2000/4000
    Car costs savings: 500
    Xmas savings 50
    • SSDD23
    • By SSDD23 17th Oct 18, 4:33 PM
    • 1,058 Posts
    • 3,237 Thanks
    SSDD23
    NSD number 6 for me. At this stage of the month I had hoped to be on a higher number
    Originally posted by doingitanyway
    6 is better than none
    Debt Target #01 - 0/228
    • chocolatelover93
    • By chocolatelover93 17th Oct 18, 4:43 PM
    • 984 Posts
    • 6,833 Thanks
    chocolatelover93
    Didn't get a NSD bought some chocolate
    Read my diaryHere
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