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  • FIRST POST
    • beanielou
    • By beanielou 1st Oct 18, 4:27 PM
    • 63,667Posts
    • 282,152Thanks
    beanielou
    Oofy omtimistic Octobers NSD challange.
    • #1
    • 1st Oct 18, 4:27 PM
    Oofy omtimistic Octobers NSD challange. 1st Oct 18 at 4:27 PM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of October.
    Keep us updated with your progress and hope you all enjoy the challange.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

    We CAN do it.

    A big thanks to Nargleblast for the great suggestion of the word oofy~~
    a 19th century word that was an informal term for rich or wealthy.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
Page 1
    • beanielou
    • By beanielou 1st Oct 18, 4:28 PM
    • 63,667 Posts
    • 282,152 Thanks
    beanielou
    • #2
    • 1st Oct 18, 4:28 PM
    • #2
    • 1st Oct 18, 4:28 PM
    Challangers for Octobers NSD thread.

    Beanie 15 25/15 Target reached

    Marmite 22 19/22


    SSD23 15 22/15 Target reached

    bellyflop 15 6/15

    doingitanyway 15 11/15


    Starting-Again 20

    Nargleblast 20 14/20

    Hopeless Case 20 10/20

    jodles16 15 3/15

    S1N 25 20 3/20

    millan 15 4/15

    Honeysucklelou2 10 7/15

    chocolate lover 93 15 7/15

    Chandelier 15 10/15

    Apricity 15 3/15

    TizerCat 15 1/15
    Last edited by beanielou; 29-10-2018 at 5:14 PM.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • SSDD23
    • By SSDD23 1st Oct 18, 4:41 PM
    • 1,071 Posts
    • 3,270 Thanks
    SSDD23
    • #3
    • 1st Oct 18, 4:41 PM
    • #3
    • 1st Oct 18, 4:41 PM
    Hello beanielou - sign me up for 15 NSD's please
    This will be anything outside of food, petrol, and monthly contractual repayments x
    Debt Target #01 - 0/228
    • SSDD23
    • By SSDD23 1st Oct 18, 4:42 PM
    • 1,071 Posts
    • 3,270 Thanks
    SSDD23
    • #4
    • 1st Oct 18, 4:42 PM
    • #4
    • 1st Oct 18, 4:42 PM
    Also, cheekily, nothing spent today so NSD 1/15 if allowed
    Debt Target #01 - 0/228
    • beanielou
    • By beanielou 1st Oct 18, 5:05 PM
    • 63,667 Posts
    • 282,152 Thanks
    beanielou
    • #5
    • 1st Oct 18, 5:05 PM
    • #5
    • 1st Oct 18, 5:05 PM
    Also, cheekily, nothing spent today so NSD 1/15 if allowed
    Originally posted by SSDD23
    Of course
    Great start
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • bellyflop
    • By bellyflop 1st Oct 18, 5:13 PM
    • 15 Posts
    • 119 Thanks
    bellyflop
    • #6
    • 1st Oct 18, 5:13 PM
    • #6
    • 1st Oct 18, 5:13 PM
    Hi, I'm a bit of a newbie. Please can I try for 15 NSD's please??
    • beanielou
    • By beanielou 1st Oct 18, 5:35 PM
    • 63,667 Posts
    • 282,152 Thanks
    beanielou
    • #7
    • 1st Oct 18, 5:35 PM
    • #7
    • 1st Oct 18, 5:35 PM
    Hi, I'm a bit of a newbie. Please can I try for 15 NSD's please??
    Originally posted by bellyflop
    Of course you can.
    Welcome to our lovely thread
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • bellyflop
    • By bellyflop 1st Oct 18, 5:37 PM
    • 15 Posts
    • 119 Thanks
    bellyflop
    • #8
    • 1st Oct 18, 5:37 PM
    • #8
    • 1st Oct 18, 5:37 PM
    Thank you. 1st NSD down. V pleased with myself
    • beanielou
    • By beanielou 1st Oct 18, 5:40 PM
    • 63,667 Posts
    • 282,152 Thanks
    beanielou
    • #9
    • 1st Oct 18, 5:40 PM
    • #9
    • 1st Oct 18, 5:40 PM
    Thank you. 1st NSD down. V pleased with myself
    Originally posted by bellyflop
    So you should be
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • doingitanyway
    • By doingitanyway 1st Oct 18, 5:49 PM
    • 4,375 Posts
    • 26,791 Thanks
    doingitanyway
    15 NSDs for me Beanie please
    Target by end of Aug goal: 2000/4000
    Car costs savings: 500
    Xmas savings 50
    • beanielou
    • By beanielou 1st Oct 18, 5:54 PM
    • 63,667 Posts
    • 282,152 Thanks
    beanielou
    15 NSDs for me Beanie please
    Originally posted by doingitanyway
    Of course doingitanyway
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • doingitanyway
    • By doingitanyway 1st Oct 18, 5:55 PM
    • 4,375 Posts
    • 26,791 Thanks
    doingitanyway
    Thank you for letting me join in
    Oh I should have said, my NSDs have no exceptions.
    Last edited by doingitanyway; 01-10-2018 at 5:57 PM.
    Target by end of Aug goal: 2000/4000
    Car costs savings: 500
    Xmas savings 50
    • Starting_Again
    • By Starting_Again 1st Oct 18, 5:55 PM
    • 3 Posts
    • 27 Thanks
    Starting_Again
    Hello! I'd like to aim for 20 NSD's please! Also a newbie and attempting a couple of challenges to keep me motivated.

    Mine will include all spending expect bills already leaving my bank and food that's in my cupboards... I'm up for the challenge!
    1 a day Oct: 1.63/31
    • beanielou
    • By beanielou 1st Oct 18, 5:55 PM
    • 63,667 Posts
    • 282,152 Thanks
    beanielou
    So I am going for 15 this month.
    As usual I am excluding food shop & petrol as long as I remain under budget & yoga.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • beanielou
    • By beanielou 1st Oct 18, 5:57 PM
    • 63,667 Posts
    • 282,152 Thanks
    beanielou
    Hello! I'd like to aim for 20 NSD's please! Also a newbie and attempting a couple of challenges to keep me motivated.

    Mine will include all spending expect bills already leaving my bank and food that's in my cupboards... I'm up for the challenge!
    Originally posted by Starting_Again
    Welcome to our lovely thread.
    Join in & keep posting
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • Nargleblast
    • By Nargleblast 1st Oct 18, 6:00 PM
    • 9,332 Posts
    • 60,090 Thanks
    Nargleblast
    Well, I suppose seeing as I am that sad person who trawled through the dictionary and came up with oofy (you think I would get a life, wouldn't you?) it would be ungracious of me not to stay and play. You can put me down for 20, beanie.

    Hello NSD gang.
    One life - your life - live it!
    • beanielou
    • By beanielou 1st Oct 18, 6:14 PM
    • 63,667 Posts
    • 282,152 Thanks
    beanielou
    Well, I suppose seeing as I am that sad person who trawled through the dictionary and came up with oofy (you think I would get a life, wouldn't you?) it would be ungracious of me not to stay and play. You can put me down for 20, beanie.

    Hello NSD gang.
    Originally posted by Nargleblast
    Will do Nargle

    How are you?
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • Hopeless Case
    • By Hopeless Case 1st Oct 18, 6:26 PM
    • 942 Posts
    • 5,819 Thanks
    Hopeless Case
    Thanks for the oofy new thread - can you put me down for 20 please, my allowances are budgeted/shopping list food and petrol (and other budgeted items), emergencies and medicines needed and regular bills and DDs
    Feb GC 54.80/200
    NSD target: Jan 15/20
    Bring Your Lunch to Work Target Jan 13/18
    1 a day: Jan 22.7/35
    Tesco CC Aug 18 10,151.56 9753.37 0% 30mnths, First Direct CC Aug 18 4321.80 3627.85 0% til Feb 20
    • Nargleblast
    • By Nargleblast 1st Oct 18, 6:28 PM
    • 9,332 Posts
    • 60,090 Thanks
    Nargleblast
    Just realised today is NSD number 1.

    I am ok, beanie, busy with life and stuff. Son now has full time job and lives away from home, OH was diagnosed with cancer earlier this year, not curable but can be kept under control, so we are going through the chemo stuff at the moment. I reduced my hours from full time to 24 a week so have more leisure time - just as well, really. Anyway, life is ok at Chateau Nargle, and I am keen to get back into the NSD habit.
    One life - your life - live it!
    • Hopeless Case
    • By Hopeless Case 1st Oct 18, 6:32 PM
    • 942 Posts
    • 5,819 Thanks
    Hopeless Case
    Day #1 for me too, just food budget spend
    Feb GC 54.80/200
    NSD target: Jan 15/20
    Bring Your Lunch to Work Target Jan 13/18
    1 a day: Jan 22.7/35
    Tesco CC Aug 18 10,151.56 9753.37 0% 30mnths, First Direct CC Aug 18 4321.80 3627.85 0% til Feb 20
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