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  • FIRST POST
    • mummytogirls
    • By mummytogirls 29th Jan 18, 7:49 PM
    • 6,411Posts
    • 24,728Thanks
    mummytogirls
    Mummytogirls - taking the scenic route
    • #1
    • 29th Jan 18, 7:49 PM
    Mummytogirls - taking the scenic route 29th Jan 18 at 7:49 PM
    Evening Diary,

    Well there seems to be so many diaries being deleted at the moment I have decided to start a new one to try and preserve my history on here.

    My first diary can be found here: http://forums.moneysavingexpert.com/showthread.php?t=2311479&page=265

    So I started in March 2010 and it hasn't always been an easy route but weve managed to pay off quite a bit of our debt and we stand at £6069.37 today. We probably could have paid the debt off my now but we are enjoying our life (taking the scenic route) with our two girls (now aged 11 and 9). They are growing up too fast before my eyes, wish time would slow down a bit.

    So feel free to join my ramblings... usually about my MSE ways, what I eat and the all important pegging out in the summer .

    Mummytogirls xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
Page 20
    • kim81
    • By kim81 9th Dec 18, 9:28 AM
    • 15 Posts
    • 6 Thanks
    kim81
    I set up an email address for DS. I email him when I am bored at work or he did something interesting that day. I'll give him his password when he needs an email and he will have loads of snippets of him growing up.
    • Eager_Elephant
    • By Eager_Elephant 9th Dec 18, 9:43 AM
    • 4,581 Posts
    • 27,199 Thanks
    Eager_Elephant

    EE, thank you for your support, I may call on you at some point as this is totally new to me. I have managed to verify this morning. Im going to ring tomorrow and book an appointment. Do you know what it entails? I mean I am in work so don't need help finding work or anything.
    Originally posted by mummytogirls
    About a 15 min chat about your situation, they will scan/copy your documents and then tell you that they will keep in contcat every few months by phone.
    Everyone gets a work coach whether they are looking for work or not, those looking for work get weekly/2 weekly meetings and loads of help, those already in work get occasional phone calls to check how things are.

    Its basically a heloo/welcome chat and thats it - you'll be fine.
    • mummytogirls
    • By mummytogirls 9th Dec 18, 9:45 AM
    • 6,411 Posts
    • 24,728 Thanks
    mummytogirls
    Thank you for that EE, I was thinking I was going in for a grilling!!

    Is it at the job centre? xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 9th Dec 18, 10:27 AM
    • 9,717 Posts
    • 77,182 Thanks
    HairyHandofDartmoor
    I hope you have a good day MTG and pick up some bargain chocs .

    I'm not surprised things have been a bit disorganised the past few weeks. You seem to be feeling stronger now so I'm sure you'll get the girls back into their normal routine .

    You are coping superbly by going to work and keeping the house clean. I know how hard it is to do normal things when your life has been turned upside down.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    EMERGENCY FUND 1 = £4,105/£5,000. EMERGENCY FUND 2 = £2,005/£5,000.
    CHRISTMAS SAVINGS = £129.37/£500
    PREMIUM BONDS ME = £100. PREMIUM BONDS DH = £50
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 9th Dec 18, 10:36 AM
    • 9,758 Posts
    • 61,499 Thanks
    please-let-me-be-lucky
    So sorry to hear your news, I had no idea of what you were going through on FB, you look so happy so kudos for that.

    I went through something similar with DH a few years before the accident so I totally get where you are. Shout if you need to offload Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    Best win so far - holiday to Florida
    • Eager_Elephant
    • By Eager_Elephant 9th Dec 18, 12:35 PM
    • 4,581 Posts
    • 27,199 Thanks
    Eager_Elephant
    Thank you for that EE, I was thinking I was going in for a grilling!!

    Is it at the job centre? xx
    Originally posted by mummytogirls
    It is...…...
    • Eager_Elephant
    • By Eager_Elephant 9th Dec 18, 12:37 PM
    • 4,581 Posts
    • 27,199 Thanks
    Eager_Elephant
    Thank you for that EE, I was thinking I was going in for a grilling!!

    Is it at the job centre? xx
    Originally posted by mummytogirls
    It is (adding this nonsense as all posts must be more than 10 characters )
    • Eager_Elephant
    • By Eager_Elephant 9th Dec 18, 12:40 PM
    • 4,581 Posts
    • 27,199 Thanks
    Eager_Elephant
    Sorry it told me it hadn't posted!!!!!
    • mummytogirls
    • By mummytogirls 12th Dec 18, 3:30 PM
    • 6,411 Posts
    • 24,728 Thanks
    mummytogirls
    Afternoon Diary,

    Sorry I've been awol for a couple of days, been a bit busy!

    Feeling so much more positive than this time last week. I think I've just given myself a talking to and realised there is nothing I can do to change whats happened or in fact what he is going to go and do. Plus its not me to be miserable!!

    I went out with some friends for a meal last night and I was actually really looking forward it to and enjoyed myself. I didn't speak about him whilst we were there as not everyone knows and I'm glad I went.

    Been to the JC for my appointment today. Wasn't in there long and was seen earlier as the person before had cancelled. It was basically for the to check my ID and give me a number to sign in online.
    I was dreading it but it wasn't bad at all.

    Got a quiet couple of days now or just me and the kids. Friday he will have the girls overnight (even though he is going out and leaving them with his Mum ) so I'm going round to my friends for some wine.

    Hope everyone is ok xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • beanielou
    • By beanielou 12th Dec 18, 3:44 PM
    • 63,645 Posts
    • 282,025 Thanks
    beanielou
    Glad job centre wasent as bad as you thought.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 12th Dec 18, 5:03 PM
    • 9,717 Posts
    • 77,182 Thanks
    HairyHandofDartmoor
    Wine with friends sounds good . I'm glad you're feeling more cheerful .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    EMERGENCY FUND 1 = £4,105/£5,000. EMERGENCY FUND 2 = £2,005/£5,000.
    CHRISTMAS SAVINGS = £129.37/£500
    PREMIUM BONDS ME = £100. PREMIUM BONDS DH = £50
    • beanielou
    • By beanielou 12th Dec 18, 7:34 PM
    • 63,645 Posts
    • 282,025 Thanks
    beanielou
    & wine with friends is always good
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • WannabeFree
    • By WannabeFree 12th Dec 18, 7:42 PM
    • 3,756 Posts
    • 36,551 Thanks
    WannabeFree
    Glad you got the JC sorted

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
    • redofromstart
    • By redofromstart 12th Dec 18, 7:46 PM
    • 2,394 Posts
    • 15,356 Thanks
    redofromstart
    Sorry to read your news, but here to make sympathetic and encouraging noises as required.
    • Sun Addict
    • By Sun Addict 12th Dec 18, 7:53 PM
    • 7,223 Posts
    • 53,244 Thanks
    Sun Addict
    Glad you're feeling positive and that the JC appointment was better than expected. You can do this and we're all rooting for you xx
    Virtual Sealed Pot 2019 £317.17
    Emergency Fund £3260/£10,000
    • mummytogirls
    • By mummytogirls 13th Dec 18, 2:39 PM
    • 6,411 Posts
    • 24,728 Thanks
    mummytogirls
    Afternoon Diary,

    Well my week just keeps on getting better and better .

    So before the bombshell I had been speaking to work about my position in work and a bit of a promotion. Turns out they have awarded me and forgotten to tell me . Its not much in terms of money as term time working isn't that much but I'm so pleased with my little self. Its going to be announced tomorrow .

    Also received the results of my recent smear test which was also good.

    Do I need to go put the lottery on?!

    Thanks for all your lovely comments, I do appreciate every single one

    xx
    Mummytogirls x

    £23164.32 - 12/12/10
    £5419.83 - 08/04/18 - 76.61% paid off
    • beanielou
    • By beanielou 13th Dec 18, 8:24 PM
    • 63,645 Posts
    • 282,025 Thanks
    beanielou
    Great news
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 13th Dec 18, 8:29 PM
    • 9,717 Posts
    • 77,182 Thanks
    HairyHandofDartmoor
    That's brilliant news about the promotion, well done .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    EMERGENCY FUND 1 = £4,105/£5,000. EMERGENCY FUND 2 = £2,005/£5,000.
    CHRISTMAS SAVINGS = £129.37/£500
    PREMIUM BONDS ME = £100. PREMIUM BONDS DH = £50
    • WannabeFree
    • By WannabeFree 13th Dec 18, 9:26 PM
    • 3,756 Posts
    • 36,551 Thanks
    WannabeFree
    Well done MTG

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
    • Sun Addict
    • By Sun Addict 14th Dec 18, 8:04 PM
    • 7,223 Posts
    • 53,244 Thanks
    Sun Addict
    Fab news MTG - well deserved xx
    Virtual Sealed Pot 2019 £317.17
    Emergency Fund £3260/£10,000
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