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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 2:05 PM
    • 3,444Posts
    • 15,158Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 2:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 2:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 7:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 153.800.00
Page 284
    • erin_transport
    • By erin_transport 15th Oct 18, 7:25 AM
    • 866 Posts
    • 3,424 Thanks
    erin_transport
    Hi
    98 to pension pot by dd for me today
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • sashanut
    • By sashanut 15th Oct 18, 10:32 PM
    • 3,226 Posts
    • 30,640 Thanks
    sashanut

    Hi all



    Popping in to PAD 9.00 - thanks sunshine!
    New start JAN15 - NOT BUYING IT 2015 . Long haul DFW #145 : 2011 DEBTBUSTING : 5500 OD GONE, 2000 OD - GONE 93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE
    • lindez
    • By lindez 16th Oct 18, 4:34 PM
    • 551 Posts
    • 2,457 Thanks
    lindez
    Hi all,
    5.00 to cc today please Sunshine
    Thank you
    MFWB#44
    MFTT5 #28
    save 12k in 2019 #71
    • A Random Man
    • By A Random Man 16th Oct 18, 8:34 PM
    • 543 Posts
    • 2,228 Thanks
    A Random Man
    0.43 paid to CC1
    Current Savings: 4522.15
    Matched Betting 4073.69|eBay 348.49|Quidco 84.22|Surveys 26.17
    • sunshine81
    • By sunshine81 16th Oct 18, 8:57 PM
    • 1,438 Posts
    • 7,322 Thanks
    sunshine81
    Apologies for lagging behind!

    13th: 195.96
    14th: 1055.41 (epic PAD there jetcat!)
    15th: 122.34


    And 24 for me today
    • erin_transport
    • By erin_transport 16th Oct 18, 10:00 PM
    • 866 Posts
    • 3,424 Thanks
    erin_transport
    Hi
    10 to cc
    10 to online savings
    20 total for me today
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • AdventureWanted
    • By AdventureWanted 17th Oct 18, 7:23 AM
    • 1,273 Posts
    • 4,419 Thanks
    AdventureWanted
    40 to CC3 today. Thanks.
    • erin_transport
    • By erin_transport 17th Oct 18, 1:34 PM
    • 866 Posts
    • 3,424 Thanks
    erin_transport
    Thanks Sunshine!
    Today my PAD is 25 to online savings
    Making a good bit of progress with eBay sales.
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • jet9cat
    • By jet9cat 17th Oct 18, 2:17 PM
    • 1,655 Posts
    • 11,319 Thanks
    jet9cat
    My PAD today is 12.30 off the cc please sunshine.

    The big pads to the family debt are OH selling the stuff he used the money to buy and to the mortgage overpayments are from critical illness payments paid out due to my cancer. If I pay the whole thing off now which I could just about do, I would get hit with early exit fees but I can pay 10% off now - which was the 4k payment I made the other week - and then do it again in January without paying fees then clear the rest when my current deal ends at end of March so that's the plan. Had surgery yesterday to remove cancer so a bit sore and tired today.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • erin_transport
    • By erin_transport 18th Oct 18, 7:31 AM
    • 866 Posts
    • 3,424 Thanks
    erin_transport
    Hi
    Hope the surgery went well for you yesterday Jetcat. Sending lots of virtual hugs your way. Well done for keeping your sensible head on - you seem to be making lots of Sterling financial decisions. Add some treats in for yourself. Xx
    Today my pad is 12 to online savings
    Thanks
    Last edited by erin_transport; 18-10-2018 at 7:38 AM.
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • sunshine81
    • By sunshine81 18th Oct 18, 2:17 PM
    • 1,438 Posts
    • 7,322 Thanks
    sunshine81
    16th: 49.43
    17th: 77.30

    Hope your surgery went well Jetcat and you are being looked after!

    10 for me today.
    • lindez
    • By lindez 19th Oct 18, 12:10 PM
    • 551 Posts
    • 2,457 Thanks
    lindez
    Hi all
    10.00 to cc today please Sunshine.
    Jetcat hope you are feeling better today.
    x
    MFWB#44
    MFTT5 #28
    save 12k in 2019 #71
    • jet9cat
    • By jet9cat 19th Oct 18, 5:21 PM
    • 1,655 Posts
    • 11,319 Thanks
    jet9cat
    Thanks for the good wishes everyone. Surgery went OK, sore and tired but back home and taking it easy and being well looked after by OH.

    Today's PAD is 460 he has paid off the family debt.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • erin_transport
    • By erin_transport 19th Oct 18, 10:34 PM
    • 866 Posts
    • 3,424 Thanks
    erin_transport
    Hi
    Glad to hear that jetcat,
    Today my pad is 70 to cc
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • AdventureWanted
    • By AdventureWanted 20th Oct 18, 6:37 AM
    • 1,273 Posts
    • 4,419 Thanks
    AdventureWanted
    Morning,
    25 paid to CC3 today. Thanks.

    Glad the surgery went well jetcat.
    • sunshine81
    • By sunshine81 20th Oct 18, 6:40 AM
    • 1,438 Posts
    • 7,322 Thanks
    sunshine81
    18th: 22
    19th: 540


    Aaaand 22.36 for me. My debt looks a bit all over the place as I'm trying to do some other things to make money, and you have to speculate to accumulate! But will keep ploughing it through. Have a good weekend everyone x
    • lindez
    • By lindez 20th Oct 18, 8:30 AM
    • 551 Posts
    • 2,457 Thanks
    lindez
    Morning all,
    4.80 to cc today please Sunshine.
    Thank you x
    MFWB#44
    MFTT5 #28
    save 12k in 2019 #71
    • erin_transport
    • By erin_transport 20th Oct 18, 8:33 PM
    • 866 Posts
    • 3,424 Thanks
    erin_transport
    Hi
    5 to cc
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • jet9cat
    • By jet9cat 21st Oct 18, 11:26 AM
    • 1,655 Posts
    • 11,319 Thanks
    jet9cat
    Morning all, paid 53 off cc today to cover some extra spends
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • A Random Man
    • By A Random Man 21st Oct 18, 3:07 PM
    • 543 Posts
    • 2,228 Thanks
    A Random Man
    0.98 payment to CC1
    Current Savings: 4522.15
    Matched Betting 4073.69|eBay 348.49|Quidco 84.22|Surveys 26.17
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